This is tax week, but  many Americans don’t have to worry about giving Uncle Sam a chunk of their hard-earned cash for their income taxes this year. That’s because an estimated 45.3% of American households — roughly 77.5 million — will pay no federal individual income tax, according to data from the non-partisan Tax Policy Center!  The richest 20% of Americans pay  86.8% of all income taxes in the U.S. Steve reviews the Tax Policy Center statistics. Steve and Sinclair break examine a Bloomberg report ont the rising risk in safe sounding bond index mutual funds. Many of the big name bond index funds have a large dose of energy bonds and junk bonds from companies like Sprint.  CFP Murray Titterington joins the A-Team for the Q & Session to discuss his methods of selecting dividend paying stocks, and the discipline that takes emotion out of the equation.