Estate planning attorney Richard Dwornik is in the house, but first a A fascinating Wall Street Journal report.  U.S. Insurance companies employ 2.1 million Americans and although they are adding artificial intel systems for data analysis, they still need peopleto perform key tasks. That doesn't stop them from using algorithms to determine the likelihood of automobiles crashing, hurricanes wiping out beach towns and juries finding doctors liable for malpractice. . Then