Given the choice, most people would prefer not having mortgages in retirement.  But life is what happens when you're making other plans and a record number of people are now retiring with a heavy mortgage balance on their homes. For some very affluent individuals who itemize their tax returns, the mortgage interest is deductible and may still provide a strong benefit. But others are wrestling with whether or not to pay off their mortgage rather than invest their money. There are four main factors for making that decision. We'll discuss those today, then real estate mortgage expert Mitch Boxberger joins us for the Q & A session. You don't want to miss today's show, MASTERING MONEY is on the air!