00:46 First Question: Gardening and Credit Cards

20:04 Next Question: Guest Creators

27:05 Chase's 5/24 Rule and Future Predictions

39:21 Ultimate Premium Travel Cards

01:02:54 Hilton's New Diamond Reserve Status

01:08:47 The Sonder Bankruptcy

01:14:13 Insane Welcome Offers: Sustainable or Not?

01:52:58 Favorite Travel Snacks

01:59:34 Final Thoughts and Membership Highlights