Salvation through Jesus.  Contact Paul 3 months before turning 65.  MEDPAC - Medicare Payment Advisory Commision.  Breakdown of Medicare Advantage Plans.  Not efficient.  HMOs.  Role of Lobbyists.

Getting rates, which are tentative on exam.  Whole life insurance with dividends.  Medicare Supplement Premiums.  The effect of inflation on rates.  Plan G comparisons.  Real life example - Canyon Country couple.

Social Security Act with FDR.  Lyndon B. Johnson amended so that it includes Medicare.  School district retirees, helped save them $21K per year.  Medicare late enrollment penalty.

Client who's husband passed away, importance of life insurance.  Beware of commercials for Medicare and dental. 5 recommended PPO plans.  Getting rid of Medicaid??

Taxes - filing married or separately: check your Medicare Rates and ask you CPA.  Loss Ratio: Money received vs claim payouts. Medicare Part D.

Beck Jones joins Paul as well as a special Easter message.

Diabetes treatments sky rocket.  Drug prices up.  Patients up 142K to 1.5 million.  Hairloss and ED meds not covered.  "Upcoding" beware of fraud (United Healthcare says accusations are false)  Agentic AI - Using AI as agents to help the customer.  23 and me files for bankruptcy.

When to contact Paul for Medicare - 3 months before turning 65.  Cataracts: various surgeries, Medicare doesn't cover elective surgeries, patient pays the difference.  Dr. Oz and the Center for Medicare and Medicaid.  VA & Tricare.

Discusses Screening, billing cycles, preferred pharmacy and prescriptions.  Business is more than just the bottom line.  Paul helps a client save over $10K a year.