About today’s guest: Ernie Bray is the Chairman CEO of AutoClaims Direct, which provides virtual claims, streamlined cloud-based workflow platforms, customized data and metrics, and human touch delivery. Over the last 18 years, Ernie has grown ACD to six annual rankings on the Inc. 5000, four years on Deloitte’s Technology Fast-500, and Entrepreneur’s “Best Entrepreneurial Companies In America." Ernie's also the host of the podcast, Focus On Claims, where he interviews interesting people, companies, and trends from the world of insurance and insurance tech. He is a contributing writer to Forbes, Entrepreneur, TechCrunch, HuffPost, TechCo and has been featured in Inc.com.