In this episode we sit down with Patrick Kunz, founder of Pecunia Treasury & Finance and Treasury Masterminds to explore how community, passion, and collaboration can shape your treasury career.

From networking and outreach to building a global community, this episode challenges how treasurers think about growth, competition, and success.

00:00 Intro

01:34 Treasury Masterminds origin story

08:54 Treasurers support treasurers

12:08 How important is networking for treasurers?

15:30 How to DM a treasurer

19:19 Passion is power

22:23 Treasury is collaborative

24:35 How to build a community

31:33 Working together vs Competing

35:31 Last remarks

Guest Speaker Name: Patrick Kunz

Title: Founder at Pecunia Treasury & Finance and Treasury Masterminds

LinkedIn: https://www.linkedin.com/in/patrickkunz82/

Company Link: https://pecuniatf.nl/ | https://treasurymastermind.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this episode of we dive in for a deep, practical conversation on how regional corporates manage trapped cash, FX controls, currency volatility, and liquidity risk across African markets.

This episode goes beyond theory. As we share real tools, real decisions, and real trade-offs faced by treasury teams operating in countries with limited FX availability, capital controls, and evolving regulations.

If you’ve ever wondered how treasurers actually operate when money can’t move freely — this episode is your answer.

00:00 Intro

01:05 Guest Intro

03:29 Best Way To Start Business in Africa

05:50 The Difference Between a Branch and a Subsidiary

07:00 Why Treasurers Prefer a Branch vs. a Subsidiary

08:47 Expatriating Onshore Cash from Africa

13:25 Structuring The Commercial Contracts

18:30 Operating in Africa as a Subsidairy / Legal Entity

24:34 Angola Case Scenario

29:09 Margin Adjusment Model

32:28 Banks' Relationship Management in Angola

34:32 Nigeria Case Scenario

35:55 The Importance of Involving Treasurers From Initiation

39:00 The Country Playbook

41:46 Nigeria Case Scenario Continued

47:00 Managing Cash Pooling Structures Effeciently

49:44 Using Interco. Loans to Manage Trapped Cash

52:38 Margin Adjustment Agreement in Nigeria

54:05 Final Thoughts & Advice to Treasurers

Guest Speaker Name: Mohamed Torayah

Title: Regional Treasurer METAP at GE Vernova

LinkedIn: https://www.linkedin.com/in/mohamed-torayah-ctp-b9aa6496/Company Link: https://www.gevernova.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In one of the most practical and revealing episodes yet, Roshun Tulkens walks us through the RFP process from the inside.

From building the business case to selecting the right partner — we go deep into the strategy, structure, and psychology behind successful RFPs.

Whether you’re launching your first RFP or refining your approach, this conversation is for you!

00:00 Intro

00:58 Guest Intro

01:38 What's an RFP?

02:04 How to Decide You Need an RFP

04:14 Identifying RFP Criteria and Prerequisites

07:50 How Does The Team Look Like During an RFP?

13:40 Collecting Data From Banks

16:02 RFP Step by Step and Timeline

24:39 How To Evaluate an RFP Succesfulness

29:49 Balancing Service vs. Pricing

35:09 How Often We Should Revisit an RFP?

39:59 Final Thoughts and Advice before going for an RFP

Guest Speaker Name: Roshun Tulkens

Title: Deputy Treasurer at Agility

LinkedIn: https://www.linkedin.com/in/roshuntulkens/

Company Link: http://www.agility.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this episode we sit down with Nora Naadu, Regional Treasurer at Nestlé, to uncover the real value of professional certifications in Treasury.

From the ACT qualifications to the skills that truly set professionals apart, Nora shares her honest insights on how education, experience, and mindset intersect to build a world-class Treasury career.

00:00 Intro

01:07 Guest Intro

03:06 You Don't Find Treasury, Treasury Finds You!

06:06 The Importance of Human Connection On The Job

09:59 Work Life Balance; Flexibilty, Trust & Ownership

13:46 How To Choose a New Team Member?

18:30 The Importance of Qualifications

22:30 Nora's Certifications Journey

26:05 The Different Treasury Certificates Provided by The ACT

32:00 Choosing The Right Certificate

34:47 ACT Micro-credentials

36:59 The ACT Affiliate Membership

38:10 ACT Certificates Exemptions, Fast-Track & Continued Learning

Guest Speaker Name: Nora Naadu

Title: Regional Treasurer at Nestle

LinkedIn: https://www.linkedin.com/in/nora-naadu-sena-mba-fcca-amct-39a97971/

Company Link: http://www.nestle.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

What’s really going on in the treasury job market?In this brutally honest episode, Conor McHugh pulls back the curtain on how hiring really works in the UAE.

We talk about the questions most people are too afraid to ask — from how salaries are decided to why candidates are ghosted, and what recruiters actually think when they see your profile.It’s uncomfortable. It’s revealing.

And it’s exactly what every treasury professional needs to hear in 2025.

00:00 Intro

01:07 Guest Intro

04:30 Working in the Middle East

08:03 Reality of Working in The UAE

14:17 The Treasury Requirements & Challenges in The UAE

23:57 Saudi Arabia's Potential

27:24 Why Recruiters Don't Get Back, and How to Approach Them?

32:51 How to be Visible; Branding, CV, & Networking

40:54 Leveraging Your LinkedIn

46:20 What Employers Are Looking For in Treasurers

48:44 2025 Treasury Salaries in UAE

52:32 Treasury is Booming

Guest Speaker Name: Conor Mchugh

Title: Founder of Alchemy Search

LinkedIn: https://www.linkedin.com/in/conor-mchugh-acca-57aa0ab1/

Company Link: https://www.alchemysearch.ae/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this eye-opening episode, Khaloud Alhammdi shares her candid perspective on being a woman in a high-stakes treasury role.

We explore the skills that matter most, the challenges that still persist, and what true progress in the profession really looks like.

00:00 Intro

00:57 Guest Intro

02:23 How a Treasury Journey Looks Like

05:28 Exiting The Comfort Zone

10:11 Banking Treasury vs Corporate Treasury

12:07 How to Approach Change

16:57 How to Set Your Goals

20:41 How to Add Value as a Leader

26:24 Technical Skills Women Need in Treasury

29:53 Being Resilient Approaching New Tech

36:17 What is Next for Women in Treasury

Guest Speaker Name: Khaloud Alhammadi

Title: Director of Treasury at Abu Dhabi Ports

LinkedIn: https://www.linkedin.com/in/khaloud-alhammadi-09804215/

Company Link: http://www.adportsgroup.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A Word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

Treasury and tax are often treated as separate worlds — but can one thrive without the other?

In this episode we unpack how tax knowledge influences treasury operations, strategy, and compliance — and why this understanding is becoming essential for treasurers in today’s global landscape.

00:00 Intro

00:54 Guest Intro

03:54 How a To Learn Treasury on The Job

09:38 How to Approach a New Treasury Role

13:45 Managing a Project From Both Tax & Treasury Prespectives

20:25 How Important is Tax For Treasurers

24:06 What's Transfer Pricing & Its Impact on Tax & Treasury

32:53 What's Financial Transfer Pricing & How to Manage it?

35:22 The New Global Minimum Corporate Tax & It's Impact

41:13 The Tax Environment in the GCC

45:35 The Evolution of Tax & Treasury Roles With AI

Guest Speaker Name: Mark Hemmings

Title: Senior VP Treasury & Tax at Kent

LinkedIn: https://www.linkedin.com/in/markhemmings1/

Company Link: http://www.kentplc.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

Everyone is talking about stablecoins — but few are asking the real question: Can they be trusted by treasurers and banks?

In this episode, we explore the stablecoin landscape in the UAE and wider Middle East — from regulation to adoption.

00:00 Intro

01:16 Guest Intro

02:16 Why Stablecoins Matter?

07:02 The Evolution of the Stablecoins Space

08:58 How Can Treasurers Accept Stablecoins?

13:07 MESA's Mission to Help Treasurers and Bankers

18:41 Stablecoins Regulators in the UAE

26:12 Banks Involvement With Stablecoins

28:25 How Regulations Legitimise Stablecoins for Treasurers and Banks

32:18 Central Bank Digital Currencies vs. Stablecoins

36:56 Pros and Cons of Digital Currencies

41:00 What's Missing for Stablecoins Adoption by Treasurers

Guest Speaker Name: Ramy Soliman

Title: Co-Founder Middle East Stablecoin Association

LinkedIn: https://www.linkedin.com/in/rasoliman/

Company Link: https://mesaofficial.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

Behind every mega-project, there’s a secret source of funding that makes it possible: Export Credit Agencies (ECAs). In this episode, we dive into how ECA financing works, why it matters for corporates and treasurers, and how it can unlock opportunities that traditional financing can’t.

00:00 Intro

00:43 What is an ECA?

05:28 How it Benefits Overseas Buyers & Projects

09:07 Product Financing vs. Project Financing

14:00 The Eligibility for ECA Financing

22:58 The Benefits of ECA Financing

28:03 The Pricing Structure of an ECA Facility

38:00 Why Treasurers & Bankers Love ECA Financing

39:26 Which Sectors Benefit From ECAs

43:54 The Minimum Value of an ECA Facility

46:00 Supplier Credit Facility by ECAs.

Guest Speaker Name: Graham Scopes

Title: International Export Finance Executive, UKEF

LinkedIn: https://www.linkedin.com/in/graham-scopes-159582/

Company Link: https://www.ukexportfinance.gov.uk/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers/

Subscribe & Stay Updated If you enjoyed this episode, don't forget to like, subscribe, and hit the bell icon for updates on our latest discussions around the latest in Corporate Treasury for the MEA region.

Follow us on: LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/

A word from our partner:

Treasury is changing fast: new risks, new regulations, and new opportunities.

So how do you stay ahead?

The Association of Corporate Treasurers has been helping professionals globally for nearly 50 years.

From qualifications and training to networks, events, and exclusive content, the ACT is where you can grow your skills and connect with a global community of treasury professionals.

Become part of a network that gives you a stronger voice and the chance to shape the future of your profession.

Visit treasurers.org to find out more.

In this episode, we explore what is #Bitcoin and why Corporates and Treasurers need to consider it in their strategy.

00:00 Intro

00:11 Guest Intro

01:03 The Shift from Traditional Finance To Bitcoin

03:04 Bitcoin as an Asset

06:20 The Blockchain Network for Bitcoin

07:56 Bitcoin vs. Gold

14:59 Bitcoin Mobility and Scarcity

16:32 Bitcoin Decentralization

21:34 Why Can't We Create Another Bitcoin

25:07 Why Institutions are Adopting Bitcoin

32:11 Bitcoin Utility and Impact on Green Energy

36:09 The Different Ways to Get Exposure to Bitcoin

43:12 Governance Around Bitcoin Adoption

45:50 How to Adopt a Bitcoin Strategy

48:04 Reporting & Regulations Around Bitcoin Adoption

52:33 How Can Onramp MENA Help

Guest Speaker Name: Ralph Gebran

Title: Managing Partner at Onramp MENA

LinkedIn: https://www.linkedin.com/in/ralphgebran/

Company Link: https://www.onrampmena.com/

Host Name: Mohamed Kortam

LinkedIn: https://www.linkedin.com/in/mokortam/

Watch the Episode on:

Youtube: https://www.youtube.com/@MEATreasurers

Follow us on:

LinkedIn: https://www.linkedin.com/company/meatreasurers

Instagram: https://www.instagram.com/meatreasurers/