Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareschool.com/medicareschool-daily/

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 833-833-2077

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Your doctor may recommend the care.

But with some Medicare plans, your insurance company may still get the final say.

Today on Medicare Answer Hour, we’re talking about why your insurance company might have more power than your doctor, how insurance approvals can impact your care, who is really making the decisions, and what it can mean when you need a test, treatment, procedure, or specialist visit approved.

Have a Medicare, Social Security, or retirement question? Call in live and let us help bring clarity to your situation.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareanswerhour.com

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 800-782-6676

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Medicare Advantage gets a lot of criticism,  but for the right person, it can be a great fit. In this deep dive, we break down what these plans actually cover, what you'll pay in copays, coinsurance, and out-of-pocket maximums, and the extra benefits like dental, vision, and hearing that Original Medicare doesn't include.

We also cover who tends to do well on these plans, the trade-offs to understand before enrolling, and how to tell if one is right for you.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareanswerhour.com

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 800-782-6676

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Plan N is the budget-friendly Medigap option that's been gaining ground on Plan G — but the lower premium comes with a few trade-offs

 In this deep dive, we go line by line through everything Plan N covers, the small copays for doctor and ER visits, the excess charges it doesn't pay, and how to tell whether the savings are worth it for you.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareanswerhour.com

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 800-782-6676

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Plan G is the most popular Medigap plan for new Medicare enrollees — but what does it actually pay for? In this deep dive, we go line by line through everything Plan G covers: hospital stays, doctor visits, excess charges, foreign travel, and more.

We also cover the one thing it doesn't pay (the Part B deductible), how it compares to Plans F and N, and who it's the right fit for.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareanswerhour.com

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 800-782-6676

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If you're leaving your job soon, there are a few things you need to do before your last day — or you could face Medicare penalties and a gap in coverage.

We break down the exact steps, the deadlines that matter, and the mistakes people make when transitioning from employer coverage to Medicare.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareanswerhour.com

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 800-782-6676

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Medicare doesn't just look at what you earn today — it looks back 2 years. That means the income you made before you even enrolled could push your Part B and Part D premiums hundreds of dollars higher every month.

In this episode, we break down how the IRMAA look back works, why so many retirees get blindsided by it, and what you can do if your income has dropped since then.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareanswerhour.com

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 800-782-6676

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Turning 65 with a spouse who's still years away from Medicare? One common move could leave them without coverage, or paying far more than they should.

In this episode, we walk through the biggest mistake couples make when only one spouse is Medicare-eligible, how it affects employer plans, HSAs, and marketplace coverage, and what to do instead so both of you stay protected.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareschool.com/medicareschool-daily/

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 833-833-2077

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A lot of folks are surprised to find out Medicare is not free.

There are premiums, deductibles, drug costs, and other expenses that can add up quickly if you’re not prepared.

Today on Medicare Answer Hour, we’re breaking down the real monthly cost of Medicare at 65, what people often forget to budget for, and why understanding the numbers before you enroll can help you make a much more confident decision.

Have a Medicare, Social Security, or retirement question? Call in live and let us help bring clarity to your situation.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareschool.com/medicareschool-daily/

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 833-833-2077

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Fake Medicare calls are not always obvious.

Sometimes they sound helpful. Sometimes they sound urgent. And sometimes, the person on the other end knows exactly how to scare you into making the wrong move.

Today on Medicare Answer Hour, Marvin and Josh are breaking down 3 warning signs that a Medicare call may not be what it seems, the questions you can ask to figure out who you’re really talking to, and why not every “Medicare expert” has your best interests in mind.

Marvin also shares real stories of past clients who were talked into the wrong plan, and the consequences that followed.

Have a Medicare, Social Security, or retirement question? Call in live and let us help bring clarity to your situation.

Send us a question or share your story!

Medicare School Answer Hour airs Monday–Thursday, 11 AM–12 PM CST.

Book a call-in slot for upcoming shows here:
https://medicareschool.com/medicareschool-daily/

Call in directly to the show at: 833-824-2004

For immediate Medicare enrollment assistance, call our team at 833-833-2077

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Starting Medicare is not a one-size-fits-all decision.

Some people should take Parts A and B right at 65. Others may need to wait, depending on work, employer coverage, spouse coverage, HSAs, and a few important timing rules.

Today on Medicare Answer Hour, Marvin and Josh are breaking down the different groups of people and when they should actually take Medicare Parts A and B for the smoothest transition.

Because the best time to start Medicare depends on your situation, not someone else’s.