When deciding what type of Medicare product you want to select, there are several questions you need to ask.  In this episode, I share some of those questions.  

There are certain aspects or services rendered through Medicare Advantage plans that could create high copay amounts.  In this episode, I discuss how indemnity insurance plans can help protect against high out-of-pocket costs for people enrolled in Medicare Advantage plans.  

Over the past several years, I have spoken with several people who were afraid of enrolling in Medicare Advantage plans because they did not want to lose their Original Medicare.,  In this episode, I talk about what happens to Original Medicare when you enroll in a  Medicare Advantage plan.  

Everyone has the opportunity to change their Medicare Advantage Plan during the Annual Enrollment Period.  However, there are other times that certain individuals can change their plans as well.  In this episode, I discuss other times individuals can change plans.  

Prior to 2021, there was one pre-exisiting condition that prevented individuals from enrolling in a Medicare Advantage plan.  In 2021, that changed.  In this episode, I talk about Medicare Advantage plans and pre-existing conditions.  

Most Medicare Advantage plans offer some type of extra benefit not covered by Original Medicare such as dental or vision.  In this episode, I discuss some of those extra items.  

Medicare Advantage plans do have premiums(one or two depending on the plan). In this episode I talk about the premiums you would pay if enrolled in a Medicare Advantage plan.  

There are two areas that could create higher copays under Medicare Advantage plans; hospital stays and cancer treatments.  In this episode, I discuss how those services are billed under the Medicare Advantage plans.  

Medicare Advantage plans may or may not cover prescription medications.  This episode discusses how that can affect the plan benefits.  

Every Medicare Advantage plan has a Maximum Out of Pocket limit for medical expenses.  This is in contrast Original Medicare, which has no limit on what the beneficiary could be liable for in regard to medical expenses.