Medicare can feel complicated—but understanding your options doesn’t have to be.

In this episode of Medicare Talk Radio, renowned radio host Ron Verb sits down with David Yost of Yost Insurance for a back-to-basics conversation about how Medicare works and the choices beneficiaries face.

David breaks down Original Medicare Parts A and B, Medicare Supplement options including Plan G and Plan N, and Part D prescription drug coverage. The conversation then turns to Medicare Advantage, including networks, copays, out-of-pocket costs, prescription coverage, dental and vision benefits, and why the right choice can depend heavily on your doctors, medications, travel habits, and individual needs.

They also discuss why Medicare beneficiaries should review their coverage each year as the Annual Enrollment Period (October 15–December 7) approaches—and why consumers should be cautious about unsolicited Medicare calls.

Whether you're approaching Medicare for the first time or already enrolled, this episode provides a straightforward overview designed to help you better understand your options and make an informed decision.

Medicare Talk Radio — Simple Conversation, Real Answers.

Choosing between Original Medicare with a Medicare Supplement and Medicare Advantage is not simply about finding the lowest premium. It is about deciding which combination of cost, access, predictability, and financial risk best fits your life.

In this episode of Medicare Talk Radio, Ron Verb and Dave Yost welcome Yost Insurance agent Clay Campfield, who offers a perspective few agents can provide. Before joining the agency, Clay was a Medicare client who personally experienced both types of coverage.

Clay explains why his health history initially led him to choose Original Medicare with a Plan G supplement, why rising premiums eventually caused him to consider Medicare Advantage, and how he evaluated the savings and potential out-of-pocket costs before making the change.

The conversation also covers provider networks, Part B premium reductions, maximum out-of-pocket limits, Medicare trial rights, and the importance of reviewing your coverage every year.

There is no single Medicare plan that is right for everyone. Your health, medications, doctors, lifestyle, budget, and comfort with financial risk should all be part of the decision.

Medicare Talk Radio: Simple Conversation. Real Answers. Keeping You Informed.

Need help understanding your Medicare options? Contact Yost Insurance at 330-892-0384 or visit www.yostinsurance.com.

Yost Insurance is not connected with or endorsed by the federal Medicare program. By calling the number provided, you will be connected with a licensed insurance agent.

Turning 65 brings important Medicare decisions, and waiting until the last minute can lead to confusion, missed deadlines, or unnecessary costs.

In this episode of Medicare Talk Radio, Ron Verb is joined by David Yost and Dr. David Mullane to explain when you can enroll in Medicare, what happens if you are already receiving Social Security, and why planning should begin well before your 65th birthday.

They also discuss the differences between Original Medicare with a Medicare Supplement and Medicare Advantage, possible changes to standalone Part D prescription plans, and why everyone on Medicare should review their coverage during the Annual Enrollment Period.

Medicare does not have to be overwhelming. A knowledgeable local Medicare professional can help you understand your options and make an informed decision based on your health, medications, lifestyle, and budget.

Simple Conversation. Real Answers. Keeping You Informed.

Medicare can change from year to year, and so can your health care needs. In this episode of Medicare Talk Radio, Dave Yost and Dr. David Mullane join Ron Verb to break down what Medicare beneficiaries should be watching as we approach the Annual Enrollment Period.

The conversation covers the differences between Original Medicare and Medicare Advantage, what happens when Medicare Advantage plans leave a service area, and why ongoing negotiations between insurance carriers and hospital systems can create uncertainty for local seniors. They also explain the importance of reviewing provider networks, prescription coverage, premiums, copays, and the Annual Notice of Change you receive each fall.

You'll also hear why people with Medicare Supplement coverage should periodically review their options, including the potential to lower premiums by changing carriers when underwriting requirements can be met.

Plus, the team tackles some of the confusion surrounding changes to Medicare Part D, including the Inflation Reduction Act, prescription drug out-of-pocket limits, and changes to the federal demonstration program that has helped subsidize Part D costs. Most importantly, Part D is not going away.
Whether you have Original Medicare, a Medicare Supplement, Medicare Advantage, or Part D coverage, this episode explains why an annual Medicare review can help make sure your coverage still fits your health care needs and your budget.

Medicare Talk Radio: Simple Conversation. Real Answers.

Choosing Medicare coverage is one of the most important decisions you can make as you approach retirement, but how do you know which option is right for you?

In this episode of Medicare Talk Radio, Dr. David Mullane joins Ron Verb to break down the differences between Original Medicare with a Medicare Supplement and Medicare Advantage. They discuss premiums, out-of-pocket costs, provider networks, prescription drug coverage, Plan G versus Plan N, and why your health, medications, budget, and lifestyle should all be considered before choosing a plan.

They also look ahead to 2027, including potential changes to Medicare Part D, why beneficiaries could see changes to premiums and formularies, and why this year's Annual Enrollment Period could be especially important.

Most importantly, this episode explains why Medicare isn't a one-size-fits-all decision and why working with a knowledgeable local agent who takes the time to understand your individual situation can make such a difference.

Medicare Talk Radio is about straightforward conversations, practical information, and helping you make more informed Medicare decisions.

The headlines are everywhere—but are they telling the whole story?

In this episode of Medicare Talk Radio, hosts Ron Verb, David Yost, and Dr. David Mullane separate fact from fiction regarding the latest Medicare Part D announcements.

Topics include:

• Why the temporary Part D stabilization program is ending
• What happens to the Medicare Part D "donut hole"
• Whether premiums could increase in 2027
• How these changes may affect Medicare Advantage plans
• Why reviewing your coverage during Annual Enrollment has never been more important

If you've seen alarming headlines claiming Medicare drug coverage is being cut, this episode explains what's actually changing—and what isn't—in plain English.

Whether you're already on Medicare or approaching age 65, this conversation will help you make informed decisions instead of reacting to misinformation.

Choosing Medicare isn't just about finding the lowest premium—it's about finding the coverage that best fits your life.

In this episode of Medicare Talk Radio, host Ron Verb sits down with Medicare insurance experts Dave Yost and Dr. David Mullane from Yost Insurance to break down one of the biggest decisions new Medicare beneficiaries face: Original Medicare with a Supplement or a Medicare Advantage plan?

You'll learn:

• The real differences between Original Medicare and Medicare Advantage
• How travel, doctors, prescriptions, and your lifestyle should influence your decision
• The pros and cons of PPOs and HMOs
• Why annual Medicare reviews are so important
• Common misconceptions about dental, vision, hearing, and prescription coverage
• How to avoid making an expensive Medicare mistake

Whether you're turning 65, helping a loved one, or simply want to better understand your Medicare options, this conversation provides practical education—not sales pressure—to help you make an informed decision.

Because the best Medicare plan isn't the same for everyone—it's the one that's right for you.

Welcome to the debut episode of Medicare Talk Radio! Before diving into the world of Medicare, host Ron Verb gets to know licensed insurance agents and nationally recognized Medicare trainers Dave Yost and Dr. David Mullane—their backgrounds, what brought them into Medicare, and why they're passionate about helping people navigate one of life's most important healthcare decisions.

Of course, Ron couldn't resist putting them to the test. Armed with a list of Medicare questions, he does his best to stump the experts, leading to an entertaining conversation filled with practical advice, surprising facts, and plenty of laughs along the way.

It's the perfect introduction to the team and a preview of what's to come as Medicare Talk Radio delivers simple conversations and real answers to help you make confident Medicare decisions.

If you're navigating Medicare and weight loss medications, you might feel overwhelmed or unsure about the latest government program. In this episode of Medicare Talk Radio, Dr. Dave and special guest Jason Barber peel back the curtain on the upcoming Medicare GLP-1 Bridge Program — a game-changer for eligible beneficiaries seeking weight loss treatment. Discover how this temporary demonstration initiative starting July 2026 could give you access to crucial GLP-1 medications, even if you've lost coverage elsewhere. But beware: eligibility is specific, and the process involves prior authorizations, copays, and understanding how it fits within your existing Medicare plan.You’ll learn the critical details about who qualifies based on age and BMI, the importance of lifestyle modifications, and the nuances of the prior authorization process — explained simply, yet thoroughly. Jason and Dr. Dave break down how this program differs from regular Medicare coverage, emphasizing the value of local, trusted agents over online or call-center options. You'll hear real stories about why personalized, community-based care matters more than ever in a rapidly changing healthcare landscape.This episode provides vital insights for anyone on Medicare considering weight loss medications, or those unaware of how new government initiatives could affect their treatment options. Learn how to navigate the eligibility criteria, understand the costs involved, and benefit from expert advice on making the best choices.

In this episode of Medicare Talk Radio, Dave Yost and David Mullane dive into the growing disruption in the Medicare landscape and what it means for both agents and clients heading into the next few years.

After a decade of relative stability, the conversation highlights how the last several years have brought consistent change—driven by economic pressure, government policy shifts, and evolving plan structures. The result? A more complex environment where some clients benefit significantly, while others feel the strain of rising costs.

The episode explores how these changes are playing out in real conversations with Medicare beneficiaries—especially those on fixed incomes. From prescription drug cost shifts to the contrasting experiences between different client groups, the discussion emphasizes the importance of setting expectations and guiding clients through uncertainty.

They also break down the two primary coverage paths—Medicare Advantage versus Original Medicare with a supplement—and raise important questions about how each is impacted by government decisions versus broader market forces.

This episode is a practical, honest look at what is happening in today’s Medicare environment, why it is happening, and how agents can stay ahead while better serving their clients.