MedicareBob

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/

 "Medicare Done Right, with MedicareBob"  

Aetna Medigap Plans in 2020  

In this video, MedicareBob discusses the Supplement plans Aetna is offering in 2020. These include plan A, B, F, HDF, G and N. To learn about what each plan covers, take a look at this video. You will also learn which is the most recommended plan.    

Plus, MedicareBob updates us on Aetna's new household discounts available soon!   

Aetna provides a wide variety of products in addition to the Supplement Plans. Hear why they are a great company and sign up for an Aetna Supplement Plan with us today!   

If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:   

Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1

  #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect  #aetnamedicaresupplements #aetnamedigapplans

Medicare Update on Coronavirus: https://www.medicare.gov/coverage/coronavirus-test?utm_campaign=20200305_gmd_prv_gal&utm_content=english&utm_medium=email&utm_source=govdelivery  

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ 

 "Medicare Done Right, with MedicareBob"  

Does Medicare Part B cover Coronavirus Testing? 

  MedicareBob discusses what Medicare Part B covers in regards to the Coronavirus. Questions you may be wondering about include: 

- What will it cost me to get tested as a Medicare Beneficiary? 

- Will my Part B deductible apply towards these costs?  

If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:   

Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 

#CoffeewithMedicareBob #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect #Medicarecancer #Medicareshorttermcare #Medicarerecoverycare

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ 

 "Medicare Done Right, with MedicareBob"  

Coffee with Medicare Bob: Banker's Fidelity's Ryan McMullen 

 In this video, MedicareBob speaks with Banker Fidelity's Vice President of Sales for Senior and Individuals, Ryan McMullen. Ryan and MedicareBob discuss Banker Fidelity's background as well as some of the products they offer. Products discussed include: Supplement Plans, Lump Sum Cancer Policies, and Short Term or Recovery Care.   All of these products are available to you here at Senior Healthcare Direct. Feel free to reach out to us! We'd love to help you today!  

If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:   

Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 

 #CoffeewithMedicareBob #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect #Medicarecancer #Medicareshorttermcare #Medicarerecoverycare

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/

"Medicare Done Right, with MedicareBob" 

Coffee with Medicare Bob: Is an Advantage Plan cheaper than a Supplement Plan?   

  MedicareBob discusses the difference between your two Medicare options: An Advantage Plan and a Supplement Plan. Through this video he goes over the pros and cons of each and what you should consider when doing your research.    

  All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc.  

If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:   

Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1  

#CoffeewithMedicareBob #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect #MedicareAdvantage

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ 

 "Medicare Done Right, with MedicareBob"  

Coffee with MedicareBob and Support Staff Member: Sue 

In this video, MedicareBob answers some popular questions. 

Sue, from our Support Staff, joins him as he answers the following questions: 

- What is Medicare? 

- What does Medicare Part A cover? 

- What does Medicare Part B cover? 

- What are your coverage options? 

- What is a Medicare Advantage Plan?  

- What is a Medicare Supplement Plan? 

- When am I automatically approved for a Supplement Plan?  

MedicareBob goes over an easy way to understand the difference between an Advantage Plan and a Supplement Plan!   

Sue, along with the rest of our team, is here to help you look into your Medicare options. All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc.    

If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:   

Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 

 #CoffeewithMedicareBob #Medicare #MedicareBob #Medicaresupplements #Seniorhealthcaredirect #MedicareAdvantage

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/  

 "Medicare Done Right with MedicareBob"  

Medicare Advantage Dis-enrollment

In this video, MedicareBob discusses the Medicare Advantage dis-enrollment period.  

Some questions answered include: 

- When does this take place?  

- When does it end?  

- Can you change from one Advantage plan to another Advantage plan?  

- Can you switch from an Advantage plan to Original Medicare?  

- Can you go from an Advantage plan to a Supplement (Medigap) plan? 

Time is running out!!!    

  All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans.   

For more information on your options, please call: 1-855-368-4717 or visit one of our pages:

Website - https://www.seniorhealthcaredirect.com/  

Facebook - https://www.facebook.com/MedicareBob/  

Podcast - https://anchor.fm/MedicareBob  

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1   

#Medicareadvantage #Medicareadvantagedisenrollment #Medicareadvantage2020

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ 

Medicare Done Right with MedicareBob

  This Rate Watch Wednesday is focused on the Medicare Supplement Plan G for a male and female, ages 65 through 75, in Morgantown, West Virginia (zip code 26505). Medicare Supplement Plan G is the most comprehensive Medicare Supplement Plan and it offers the greatest value. It allows you to keep your doctor and hospital, so you can go anywhere in the country that accepts Medicare. The only out of pocket with the Medicare Supplement Plan G, after the premium, is Medicare’s very small Part B annual deductible of $198.   

  As I have said before, Medicare Supplement plans are all Federally regulated by the government. There is no reason for anyone to pay more for their Medicare Supplement Plan G with one carrier over another because the letter of the plan dictates the coverage, not the carrier. You are not getting any additional benefits by paying more. That’s why it is important to shop your Medicare Supplement coverage every year, and we can help you with that.   

  You may ask, “Why do these companies charge different prices if they are all the same?” That’s a great question. Carriers have different administrative costs and they have different profit goals. There are tons of different reasons why these big companies charge different prices. What you need to know is, just like in your Medicare book, Medicare Supplement Plan G is the same with every carrier. 

The Medicare Supplement Plan G covers the following services: 

• The Medicare Part A hospital deductible – if you are hospitalized with the Medicare Supplement Plan G, you will have no hospital bill. 

• Medicare Part B coinsurance or co-payment – there are no co-pays with the Medicare Supplement Plan G. 

• Blood (the first 3 pints) • Medicare Part A hospice care coinsurance or co-payment 

• Skilled nursing facility care coinsurance 

• Medicare Part A coinsurance and hospital costs up to an additional year after Medicare benefits are used up 

• Medicare Part B Excess Charges – This is when doctors are allowed to charge up to an additional 15% over and above what Medicare has approved. 

• Foreign Travel benefits – this covers foreign travel emergency care if it begins during the first 60 days of your trip, and if Medicare doesn’t otherwise cover the care. It pays 80% of the billed charges for certain medically necessary emergency care outside the U.S. after you meet a $250 deductible for the year and has a lifetime limit of $50,000. 

• There is no out-of-pocket limit  

If you have any questions regarding Medicare, its coverage or its plans, please give our office a call at 1-855-368-4717 or visit one of our pages:    Website - https://www.seniorhealthcaredirect.com/

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube -https://www.youtube.com/c/RobertBache?_confirmation=1  

#WestVirginiaMedicareSupplementQuotes #WestVirginiaMedigapRates #MorgantownPlanGQuotes

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ 

 "Medicare Done Right with MedicareBob" 

Medicare Supplement Insurance Underwriting - AARP  

  Medicare Supplement insurance underwriting is NEVER required when you are first eligible and Apply for Medicare during your initial Open Enrollment Period (OEP). This is a 7-month period: 3 months before you turn 65, the month you turn 65, and 3 months after you turn 65. As a result, you can NEVER be disqualified for coverage based on your health condition during this period. In other words, you can have health conditions and your coverage will NOT be denied. Moreover, the plan can NEVER charge more if you have health issues during OEP. When you apply for Medicare during this period your acceptance into a Medigap Plan is guaranteed. According to Medicare.gov the best time to buy a Medigap policy is during your open enrollment period.  

When is Medigap insurance underwriting required? 

  If the first time you enroll in Medicare Supplement Plan is AFTER your initial Open Enrollment Period, Medigap underwriting is required. In other words, you did NOT apply for Medicare during your initial OEP. When you switch to a different Medigap Plan after your initial Open Enrollment Period, then underwriting is required. Likewise, when you switch from Medicare Advantage Plan to Medigap Plan after your initial OEP, then underwriting is required.  

  Anytime you apply for Medicare Supplement Plan (Medigap) outside your initial Open Enrollment Period (OEP), you will have to answer underwriting questions. Medigap policies are sold by private insurance companies. As a result, some underwriting questions insurance carriers ask will be different. However, many insurance companies ask similar questions. The following are the most common underwriting questions.....

  Please read more here: https://www.seniorhealthcaredirect.com/medicare-supplement-insurance-underwriting/  

  One of our agents can help you look into your options! We are here to help!  What does working with one of our agents cost? Nothing! It costs you zero. All of our agents are AHIP Certified by Medicare, we have the largest video library of Medicare educational videos and we are one of the only Medicare Insurance Marketplaces that offer both Medicare Supplement Plans and Medicare Advantage Plans. This makes us the most qualified in helping choose the right Medicare Plan for you. We have a dedicated customer support team that assists our clients with shopping and/or renewing their Medicare Plan every year, including their drug plans. We also work with all the Major Medicare insurance carriers: Aetna, Anthem Blue Cross and Blue Shield, Central States Indemnity, Cigna, Coventry, Combined Insurance, Equitable Life, Heartland National, Humana, Manhattan Life, Medico, Mutual of Omaha, Oxford Life, Standard Life, Wellcare, etc.   

In order to see if you qualify for this coverage, please give our office a call at 1-855-368-4717 or visit one of our pages:  

Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1 

 #MedicareSupplementUnderwriting #AARPSupplementUnderwriting2020

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ 

 "Medicare Done Right, with MedicareBob"  

Coffee with MedicareBob and Digital Marketing Team Member: Janidsa

  In this video, we will be answering your frequently asked questions. Janidsa from our Digital Marketing Team, works daily on our Facebook page to make sure everyone's questions are answered.   

The most frequently asked questions are:  

- Is Plan F going away? 

- What's the difference between F and G?   

We also discuss a popular comment seen on Facebook and what's predicted for Medicare in 2020!  

We at Senior Healthcare Direct work with you to make sure that you not only have the best coverage but that you are educated in your decision making as well!  

 If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:  

 Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1  

#CoffeewithMedicareBob #Medicare #Medicaresupplements #Seniorhealthcaredirect

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/ 

"Medicare Done Right, with MedicareBob"  

Coffee with MedicareBob and Customer Support: Tess 

  In this video, we will be answering questions about how to get your policy issued. Tess from our support team, works with your applications daily and tells us what are most common mistakes made on applications. She also tells us how long it takes for your policy to be issued upon completing an application.   

  Some of the questions answered in this video are:

- Who helps get our policies issued? 

- What is the top reason that applications are delayed from being issued once they are submitted? 

- How long does it take for an application to be approved?  

- Should the applicant expect to hear from the insurance carrier once the application has been submitted?  

 All of these questions, and more, will be answered in this video!  

 If you have any questions regarding Medicare, please give our office a call at 1-855-368-4717 or visit one of our pages:   

Website - https://www.seniorhealthcaredirect.com/ 

Facebook - https://www.facebook.com/MedicareBob/ 

Podcast - https://anchor.fm/MedicareBob 

Twitter - https://twitter.com/MedicareBob 

YouTube - https://www.youtube.com/c/RobertBache?_confirmation=1  

#CoffeewithMedicareBob #Medicaresupport #Medicareapplications #Seniorhealthcaredirect