I came across Melissa Santoyo's op-ed in her college paper at Northwestern University and definitely wanted to learn more. In the op-ed, Melissa describes the challenges that first-gen students face in completing the FAFSA and how it can be a hindrance to higher education. She also notes how widespread financial illiteracy is among all undergrads and makes the argument that financial literacy is a privilege which not everyone has access to. This reality is what the community of personal finance educators is trying to change everyday by increasing access at the high school and college levels. I know you will enjoy hearing from this incredible advocate!