Teach and Retire Rich

The District of Columbia Public Schools offers a horrific lineup of 403(b) vendors. At the same time DCPS offers a fantastic single vendor 457(b) plan. Former DC public school teacher-turned fiduciary advisor Andrew Katz-Moses discusses these plans.

• Video of Podcast
• Explainer: District of Columbia Public Schools 403(b)
• DCPS 403(b)/457(b) Plan
• Katz-Moses Financial
• Previous pod appearance by Andrew
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

In costume (check out the video) Scott and Dan go over things that should scare teachers about their retirement plans.

• Video of Podcast
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Scott fields questions on: 1) "normal" timeframe between payroll deduction and contribution showing up in account; 2) Managing an Equitable to Vanguard transfer; 3) Fidelity direct or through Aspire?; 4) Roth 403(b) vs. Roth 457(b)?; 5) Can you contribute maximum to a 403(b) over six-month time period?

• Video of Podcast
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Scott walks through the myriad of hoops and the substantial savings that can be achieved when exiting a high-cost 403(b) plan

• Breaking Up Is Hard To Do (article)
• How To Get Out of a Bad 403(b)
• How To Get Out of Equitable/AXA
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

This is a recording of a live September 22, 2026 403bwise Event hosted by Lucretia Ryan of Financial Freedom for Women.

• Video of Pod
• Financial Freedom for Women
• Contact Lucretia
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Lucretia Ryan of Financial Freedom for Women details how she helped a private school improve its 403(b) plan.

• Video of Pod
• Financial Freedom for Women
• Contact Lucretia
• Next Gen Personal Finance
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Chris Tobe, MBA, CFA, CAIA, and author of "Could Teachers' Annuities Be the Next Casualty of the LA Dodgers Insurance Unwind?" joins us to discuss the unholy NEA/Security Benefit alliance.

• Video of episode
• Chris Tobe
• Could Teachers' Annuities Be the Next Casualty of the LA Dodgers Insurance Unwind?
• Part 1 of our recent look at the NEA/Security Benefit alliance (pod)
• A Tale As Old As Time (podcast about $300,000 Kansas election donation)
• Pablo Torre Finds Out About the Los Angeles Dodgers (YouTube)
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

We dig into the long-standing (25 years!) unholy alliance between the NEA and the financial firm Security Benefit. It's a relationship that we believe hurts teachers. Dan also talks about meeting Johnny Rotten and seeing his post-Sex Pistols band Public Image Limited the night before recording this episode.

• Video of this pod
• 23 Financial Mistakes You Can't Afford To Make (NEA)
• Original NEA Valuebuilder Expose (from 12/2001)
• When NEA Was Sued For Selling High Cost Retirement Products To Its Members
• NEA and Security Life Disclosures
• A Tale As Old As Time (podcast about $300,000 Kansas election donation)
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Our guest today recently passed the 7-hour, 170-question CFP exam. Additionally, he runs a fin lit website that helps educators teach personal finance and he also operates a robust personal finance YouTube site called Easy Peasy Finance that has close to 46,000 subscribers. I should mention he started making fin lit videos at age 7 and he passed the CFP exam at age 16. He is now 17.

• Video of Podcast
• Easy Peasy Finance
• Easy Peasy YouTube Channel
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

We walk through all the free resources 403bwise offers. This episode may best be experienced through the video link.

• Video of Podcast
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).