Teach and Retire Rich

Lucretia Ryan of Financial Freedom for Women details how she helped a private school improve its 403(b) plan.

• Video of Pod
• Financial Freedom for Women
• Contact Lucretia
• Next Gen Personal Finance
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Chris Tobe, MBA, CFA, CAIA, and author of "Could Teachers' Annuities Be the Next Casualty of the LA Dodgers Insurance Unwind?" joins us to discuss the unholy NEA/Security Benefit alliance.

• Video of episode
• Chris Tobe
• Could Teachers' Annuities Be the Next Casualty of the LA Dodgers Insurance Unwind?
• Part 1 of our recent look at the NEA/Security Benefit alliance (pod)
• A Tale As Old As Time (podcast about $300,000 Kansas election donation)
• Pablo Torre Finds Out About the Los Angeles Dodgers (YouTube)
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

We dig into the long-standing (25 years!) unholy alliance between the NEA and the financial firm Security Benefit. It's a relationship that we believe hurts teachers. Dan also talks about meeting Johnny Rotten and seeing his post-Sex Pistols band Public Image Limited the night before recording this episode.

• Video of this pod
• 23 Financial Mistakes You Can't Afford To Make (NEA)
• Original NEA Valuebuilder Expose (from 12/2001)
• When NEA Was Sued For Selling High Cost Retirement Products To Its Members
• NEA and Security Life Disclosures
• A Tale As Old As Time (podcast about $300,000 Kansas election donation)
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Our guest today recently passed the 7-hour, 170-question CFP exam. Additionally, he runs a fin lit website that helps educators teach personal finance and he also operates a robust personal finance YouTube site called Easy Peasy Finance that has close to 46,000 subscribers. I should mention he started making fin lit videos at age 7 and he passed the CFP exam at age 16. He is now 17.

• Video of Podcast
• Easy Peasy Finance
• Easy Peasy YouTube Channel
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

We walk through all the free resources 403bwise offers. This episode may best be experienced through the video link.

• Video of Podcast
• 403bwise.org
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Scott tackles questions on: withdrawing money from a 403(b) plan at age 59 1/2; quality of Lincoln National Life Group and Plan Member Services 403(b) offerings; time it takes for a 403(b) rollover to Vanguard IRA; the Ohio Deferred Comp 457(b) plan; best choice for Vanguard settlement fund.

• Video of Podcast
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

We speak with two late-start savers who are now either retired or soon to be retired. One never made more than $100,000 a year and one is an emergency room doctor.

• Catching Up to FI
• F.I.R.E. for Dummies
• 403bwise/457bwiser Facebook Group
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

Lincoln Investment's RetirementSolutions Participant Directed Account has long been the only low-cost 403(b) option for teachers, especially in New Jersey. All of that is going away. Pittsburgh teacher Adam Holy, who fought to get the Participant Directed Account available years ago, discusses what loss of this option will mean in his district. Scott offers some fixes for districts losing this low-cost option.

• Pittsburgh Teacher Gets Low Cost Option (pod with Adam)
• When Bad Vendors Offer Good Choices
• 403bwise/457bwiser Facebook Group
• Pittsburgh School District 403(b) Choices
• Learned by Being Burned (episode 3)
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

A Riverside, California teacher was interested in learning about a 403(b). He met with a NLG sales agent via Zoom. Suddenly forms were filled out and electronically signed.

• Video of episode
• Riverside Unified School District 403(b) Vendor List
• 403bwise/457bwiser Facebook Group
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).

We all like individualism but individual 403(b) contracts make it difficult for school districts to reform their 403(b) plan. There is a solution.

• Recipe for Going Single Vendor (Learned by Being Burned Episode 5)
• Individual Plans vs Group Contracts Explainer
• 403bwise/457bwiser Facebook Group
• 457bwiser.org
• Learned by Being Burned (short pod series about K-12 403(b) issues)
• 403bwise.org
• Meridian Wealth Management
• 403bwise & 457bwiser Facebook Group

Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®).