Minnesota's Affordable Care Act marketplace, MNSure, is ready for enrollees this fall, even as federal tax subsidies have lapsed and premium prices rise. CEO Libby Caulum and Julia Dreier, deputy commissioner of the Minnesota Department of Commerce's insurance division say the end of enhanced federal tax credits have prompted major changes in enrollment, and that more challenges, like so-called "junk plans" loom for consumers in 2027. Caulum also said Minnesota has robust verification for enrollees that has prevented ACA fraud that has drawn headlines in other states.