MHV's Off the Trail

Branching out on your own? Or already navigating the business ownership journey? In this episode, Karen Clark Adin shares the lessons she learned throughout her decades-long role as business owner. Karen successfully managed her business for over 20 years, including the difficult pandemic years. Hear her take on what business owners can (and should) do to find their own success.

LLC? DBA? Corp?

What does it mean - and as a small business owner, does it even matter to you? Amy Ingram, of Ingram Law Firm, joins this episode to give her input on the various business entities...and why every business owner needs to create one.

We welcome Susan Diamond, money mindfulness coach and founder of HerFinance Club, on to this episode to explore the link between YOUR money beliefs and financial success.

Susan, who holds a Master's degree in Social Work from Fordham University, was certified by The Center for Financial Social Work as a Financial Coach. She blends the latest research and the most recent industry opinions into concepts and tools to help you improve your results with money.

Access Susan's tools here:

Read the introduction chapter to her book https://www.herfinanceclub.com/Money-Belief-Formula,

Download affirmations to inspire financial consciousness: https://www.herfinanceclub.com/financial-consciousness-guide, and

Download the DIY Money Story Guide to examine and uncover money blocks: https://www.herfinanceclub.com/1-diy-ms-guide-popup 

Maybe you've heard that banks and credit unions are different. And maybe you've even learned why.

But here's the real question:

Why should you care about that difference?

You're about to find out. Michael Mattone, VP of Community Impact at Mid-Hudson Valley Federal Credit Union, hops on this episode to drive home why people - including you - should care about the credit union difference. 

No one wants to file bankruptcy. But the fact is, it's a very real financial possibility for a lot of people. And there's still a lot of mystery around it. In this episode, we're joined by Hilary Nichols, Loss Mitigation Manager. Hilary walks us through what happens during bankruptcy, what happens to your accounts, and what you need to do after filing. 

So you've been bitten by the entrepreneurial bug? Starting a business is pretty exciting...but it takes a lot of planning to build a successful one. Get the expert take on business plans in this episode. Hear from Sam Kandel, Advanced Certified Business Advisor and Interim Director of the Mid Hudson Small Business Development Center on: 

• What business plans are
• Why they're critical to the success of your business
• Your risk - if you fail to make a business plan
• How to get started

You know your credit score matters - to basically every financial decision you're going to make. But did you know there are common behaviors that could be holding your score down? We're joined by Aaron Lindo, MHV's Consumer Loan Underwriter, to discover what those top three behaviors are.

No matter when you enter the workforce, understanding taxes is one of the most confusing parts of your first job. Host Mariclare Cranston sits down with Thomas Lindgren, CPA, to get you some answers to the tax questions everybody has. 

We know physical activity helps reduce stress, right? But...getting started with fitness can cause more stress in and of itself. Let's talk about embracing physical activity, how to make it work for you, and why it can help you with your money.

How has growing a business changed? What finance options are available? Are there certain things you should outsource? What financial mistakes should I avoid? In this episode Michael Mattone, VP Community Impact at MHV joins us to share the top small business tips every owner needs to hear.