Whether you own a business or are just thinking about owning one, this interview is for you. It's all about how to get financing for business ventures without ever having to dip into your personal funds. That means you'll never have to refinance your home, max out your credit cards or beg your friends and family for business money again.

In fact, according to the Money Man, if you properly separate your personal credit from your business credit, not only will you have money at your fingertips, but you'll also be getting loans at better rates - and you won't be putting your family's finances at risk if your business deals go south!

And because business credit is separate from personal credit, you can obtain good business credit no matter how bad your personal credit is. But it's not going to happen overnight. It's a process that takes a little time. So in this audio, you'll hear the steps you'll need to take in order to build a good business score. And if you do everything the right way, eventually you'll be able to get the kind of unlimited, no-hassle financing you probably thought only rich people got.

Business credit is a lot different than personal credit. It doesn't just set up itself. You have to apply for it and use it in order for it to grow.

The Money Man will assist you in every step of the business credit process. With his four-tiered system of credit building, you'll be receiving unlimited cash credit before you know it.

And because you don't pay interest until you use the money, you can have access to funds whenever that chance-of-a-lifetime business opportunity comes up. So even if you don't think you need business credit right now, you may want to give this recording some serious consideration.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

Do you have a passion for Marketing, dabble in it, but feel that you need a systemized approach in order to be successful? If so, you will really enjoy this consultation that I did with a gentleman named Matthew.

I describe Matthew as a life-long learner. An accountant by trade, Matthew knows that Marketing is his ultimate goal. He has even has realized what his niche market will be. He has studied all of the Marketing gurus and is very well-read in many areas. He already has three clients that he advises but feels that he needs a "system" that will help him to help his clients more and will give him the confidence to dive into his niche market.

When he found www.hardtofindseminars.com and listened to several of the audio recordings available about the HMA System, Matthew had to know more. In this audio, you will hear Matthew's personal and vocational history and I discover some of the opportunities that are sitting right under Matthew's nose!

Subsequently, I answer Matthew's questions about the resources and the support that he would receive from me if he chooses to become an HMA Consultant. Matthew takes the time to view what would become his personal selling machine - an Internet-based PowerPoint presentation that would be customized specifically for him. When Matthew sees all of the HMA resources, his reactions are priceless

You will be a fly on the wall when you hear Matthew realize that the HMA System is the missing link that he has been searching for to fulfill his dream of becoming a Marketing consultant. Needless to say, we end the conversation with me welcoming Matthew to the team as our newest HMA Marketing Consultant

If you have looked into the HMA System and feel that you have some unanswered questions, I encourage you to listen to this consultation with Matthew. He's a down to earth guy who probably had many of the same questions that you may have about becoming a Marketing consultant.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

Welcome to an update with Mark, a copywriter that I previously did a consultation with to advise him about some of the best ways to kick start his new copywriting business.

You will hear how Mark had, indeed, implemented some of the strategies that I had recommended - specifically about how to obtain clients using Ebay. Here's what Mark did:

* He researched Ebay for completed listings by category where the item did not sell. The categories that he has investigated thus far include cars, boats, real estate, trading cards, and some other big ticket items.

* He developed a sales letter that he sent to these Ebay sellers. A copy of Mark's sales letter is included in the transcription below.

* He sent out between twenty and thirty of these sales letters to the unsuccessful Ebay sellers and received a 10% response (not bad for a start!).

He believes that he may be able to strike a deal to re-write one of his respondent's Ebay ads with his copywriting skills.

The great part about Mark's new venture is that it took him less than an hour to send out all of his sales letters! He admits that this type of sales approach is much easier than approaching businesses cold. He also admits that Ebay has so many auctions that he could never even scratch the surface of all of the closed, unsuccessful auctions that he could approach (Hint: Some copywriting competition wouldn't hurt Mark!).

In our conversation, Mark says that he needs to develop more of a solid system to research and follow through with potential clients. You will hear me suggest that he look into implementing the HMA System's Opportunity Analysis into his sales letter and follow through phases.

I sent him links to specific interviews and consultations on my web site dealing with Opportunity Analyses. If used, the Opportunity Analysis would provide a proven methodology to help his potential clients to grow their businesses or sell their big ticket items. It might also open opportunities for Mark to do more marketing for his clients - not just copywriting - because it would entrench Mark in his potential clients' businesses.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

Even if you think you've heard every moneymaking idea in the book, you'll probably want to give this interview a listen. You'll hear creative strategies that will not only get you through today but will also give you ideas for residual income to get you through tomorrow as well. But the best part about this interview is that it's geared toward today's life, with practical yet innovative ideas for both online and offline. And you can get started right away with little to no money.

Meet the Moneymaking Expert. He says he's always been the type of person who looks for ways to make money. So he compiled all of his strategies into a best selling product called Extreme Money Makers. And in this interview, you'll hear many of his best ideas including?

* The right way to make money on eBay - what sells, what doesn't, and how to find the best stuff to sell

* A way to make serious money just by recycling your neighbors' unwanted magazines

* How to use Clickbank and affiliate programs to make residual money with little effort

* How to get started selling e-books for Amazon's Kindle - believe it or not, you don't need anything special to get going

* A clever trick that could get you residual affiliate money -- without doing anything but signing up

* Great Internet and offline sites to get the kind of deals that power-sellers get

* And much more

If you're like most people, you dream about making a boodles of money. That dream may get you through life, but according to the Moneymaking Expert, it could also be the very thing holding you back from making any real money. If you're so afraid of losing your dream that you never even try, you will never fail, but you will also never succeed.

It takes courage to go from listening to a moneymaking idea to implementing one. And in this interview, you'll hear all the practical steps necessary to get started living your dream today.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

Meet David Flannery He want's to become the world's number one HMA Consultant. David is from Ireland and he is 35 years old. David graduated with an MBA at the top of his class and has fifteen clients willing to pay close to $20,000 each for his consulting services. What's so special about David? Is he some kind of fast cash superman? What separates him for you?

You're about to find out in this first of several recordings. Dave has agreed to let me record and document his clime to the top of the HMA consulting world. This first part interview is all about how David got his first 25 appointments. And then you'll hear exactly what he say's to close three out of four prospects.

I hope you find this recording with David helpful. You can do what David had done. The only difference between him and you is what's in your mind. It's all about your belief in your self and execution. Go for it! I believe in you. These 25 appointments made Dave over over $50,000 in less them 10 days. He stands to make another $150,000 from future consulting fees. His results are not typical but are proof that they are obtainable if you have the ability to just do it.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.hardtofindseminars.com.

This is a consultation that I did with a gentleman named Mark who needed some advice in "kick starting" is copywriting business. This short recording is packed with great information for new and veteran copywriters! You may get some ideas for business avenues that you haven't thought of before.

At the beginning of our conversation, Mark was mainly concerned about what the name of his copywriting business should be. His first thought was to use his surname. However, he believed that his surname might be too unusual for someone to pronounce. You'll hear how we discuss sole proprietorships and the option of incorporating after getting started, obtaining customers, and making some money. Find out what Mark finally decides to use as his business name.

Listen as I give Mark an idea about obtaining copywriting work by researching Ebay. Look for closed auctions for big ticket items where the item did not sell. Look at the Ebay ad to see what could have made the item sell. Sometimes it is simply because there was no research done on the item and thus, there was not a good description of the item or its features.

Contact the seller by email and negotiate to re-write the ad and re-run the auction. If the item sells, you would get a negotiated percentage of the sales price. Of course, you would need an option agreement and some sort of non-disclosure agreement as well as software that would prohibit the seller from printing or copying your ad - but you'll hear me explain the details of everything you would need to accomplish this. Listen as I give example of a generic email that could be modified for any auction and sent to sellers.

I advise Mark to research unsuccessful closed auctions for boats, houses, machinery, and other high priced items. And don't just stay with Ebay. Look into the real estate market for beautiful homes that just aren't selling. Most of the time, real estate ads just don't do a good enough job of explaining the real advantages of owning that particular home. The very best way to advertise a home is to interview the current homeowner about the home itself, the neighborhood, the schools, etc. - important things that real families are interested in.

Listen to my own experience with using written copy in conjunction with audio for both a product and for real estate.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

The advice you are about to hear from Alex Whiting can give you look into the consulting business through an 8 year veteran. Alex is only 26 years old and runs a half a million dollar consulting practice. You can be a "fly on the way" as I pull out all his consulting secrets in this 60 minute interview. Alex had paid his dues in the business. When consulting, he's worth about $1000 an hour. But you don't have to pay that. You'll hear his opinions on what it take to make it in the consulting business, as well as how he used his marketing skills to walk in cold and close clients with a 95% success rate. If you follow his advice, you'll also make far less mistakes in your consulting practice and make a ton more money.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

The advice you are about to hear from Alex Whiting can give you look into the consulting business through an 8 year veteran. Alex is only 26 years old and runs a half a million dollar consulting practice. You can be a "fly on the way" as I pull out all his consulting secrets in this 60 minute interview. Alex had paid his dues in the business. When consulting, he's worth about $1000 an hour. But you don't have to pay that. You'll hear his opinions on what it take to make it in the consulting business, as well as how he used his marketing skills to walk in cold and close clients with a 95% success rate. If you follow his advice, you'll also make far less mistakes in your consulting practice and make a ton more money.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

You can have a very voluble information product by dinner tonight if you have a mouth and a phone and the ability to record a two way call. This is a consultation that I did with a lady named Sherda. It seems that Sherda's dream to start an e-commerce site was shattered because the company that she hired for assistance not only did her many disservices, but cost her a great deal of money. At wits end, Sherda contacted me for advice. I was so touched by her plight that I agreed to do a one-hour consultation with her to talk about her current e-commerce site's failure. We then talked at length about how to set up a successful business selling information products.

This consultation is a treasure for anyone who is in a quandary about how to get ideas for an information product and how to turns those ideas into a reality and a success. It all stems from identifying your "passion" and then implementing the ideas that I suggest to Sherda. The possibilities are endless! You will hear how a conversation starting out with a very discouraged Sherda turned into an exciting new adventure that she just couldn't wait to begin! Michael: So, what I'm getting at if you're going to sell something, I would really advise thinking about selling information.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.

You can have a very voluble information product by dinner tonight if you have a mouth and a phone and the ability to record a two way call. This is a consultation that I did with a lady named Sherda. It seems that Sherda's dream to start an e-commerce site was shattered because the company that she hired for assistance not only did her many disservices, but cost her a great deal of money. At wits end, Sherda contacted me for advice. I was so touched by her plight that I agreed to do a one-hour consultation with her to talk about her current e-commerce site's failure. We then talked at length about how to set up a successful business selling information products.

This consultation is a treasure for anyone who is in a quandary about how to get ideas for an information product and how to turns those ideas into a reality and a success. It all stems from identifying your "passion" and then implementing the ideas that I suggest to Sherda. The possibilities are endless! You will hear how a conversation starting out with a very discouraged Sherda turned into an exciting new adventure that she just couldn't wait to begin! Michael: So, what I'm getting at if you're going to sell something, I would really advise thinking about selling information.

This is an exclusive interview from Michael Senoff at www.hardtofindseminars.com.