Michael discusses how an insurer can lose its coverage defenses by incorrectly informing the insured that the claim is covered.

The case Michael discusses can be found here (https://www.heplerbroom.com/blog/careful-say-insurer-estopped-asserting-coverage-defenses-based-agents-representations/).

More info on the Top Ten Ways that insurers lose their coverage defenses can be found here (https://www.linkedin.com/pulse/top-ten-ways-insurance-companies-create-coverage-waiver-michael-young/).

Michael discusses how great it is to work with lawyers and clients who are professional.

Michael discusses proposals to require gun owners to maintain liability insurance.

You can check out a proposal made in Illinois here (http://newschannel20.com/news/local/bill-would-require-1m-liability-insurance-for-illinois-gun-owners).

Michael discusses a recent LinkedIn post where people shared their thoughts on what the next big thing in insurance might be.

You can read and comment on that LinkedIn post here (https://www.linkedin.com/posts/michaelyoungstl_insurance-activity-6634651196395184128-Tp1Y).

Michael discusses how the insurer's failure to issue a timely declination of coverage or reservation of rights letter can cause it to lose its insurance coverage defenses in some jurisdictions. 

For more information on the ways that insurers can lose their coverage defenses, check out this article (https://www.linkedin.com/pulse/top-ten-ways-insurance-companies-create-coverage-waiver-michael-young/).

Michael discusses how the insurer's failure to issue a detailed declination of coverage or reservation of rights letter can cause it to lose its insurance coverage defenses in some jurisdictions.

For a slide deck of what an insurer might want to include in a ROR letter, click here (https://www.dropbox.com/s/7ghq40seivhkljc/ROR%20Slides.pdf?dl=0)

For more information on the ways that insurers can lose their coverage defenses, check out this article (https://www.linkedin.com/pulse/top-ten-ways-insurance-companies-create-coverage-waiver-michael-young/).

Michael discusses the plight of a local gas station in Birmingham, Alabama.

You can read the story here (https://www.wbrc.com/2020/02/14/does-auto-insurance-cover-damage-water-gasoline/).

Michael discusses a recent Illinois unpublished order where the duty to defend turns on the timing of the incident.

You can read the order here (https://courts.illinois.gov/R23_Orders/AppellateCourt/2019/1stDistrict/1181385_R23.pdf).

Michael discusses how insurers may lose their insurance coverage defenses when they defend their insured against a lawsuit without reservation of rights.

For more information, check out Michael's article on this topic here (https://www.linkedin.com/pulse/top-ten-ways-insurance-companies-create-coverage-waiver-michael-young/).

Michael discusses why it is so important to check the insurance policy's declarations page before conducting a coverage analysis.

Here is the LinkedIn post that inspired this episode (https://www.linkedin.com/posts/michaelyoungstl_insurance-activity-6631896775282212864-bSUJ).