Micro Empires

Benjamin Brandt is a CERTIFIED FINANCIAL PLANNER™ and Founder/President of Capital City Wealth Management,  He is also the host of the popular podcast Retirement Starts Today Radio and the accompanying blog. Benjamin was recently named as one of the top 40 financial advisors under age 40 by Investment News. An Iraqi combat veteran, who served in the North Dakota Army National Guard for 8 years, including a 15 month deployment to Iraq in 2003. You may have seen Benjamin featured in The Huffington Post, CNBC.com, Forbes, Business Insider, ClarkHoward.com, and many others. In his free time, Benjamin and his wife Kristen can be found on the weekends at the hockey rink, or on the gymnastic and wrestling mats, chasing their SIX (count 'em!) energetic children.

 

In this episode, Benjamin shares with us the importance of viewing wealth. That it’s not just about buying things, but it's also about creating an environment of abundance so that you can live the life that you want to live. And he also shares with us his journey from being a financial advisor to being a podcaster, and how he was able to use this platform to eventually grow his brand and his business. I hope you enjoy the show as much as I did and please let me know what you think. 

[00:01 - 21:56] Opening Segment

• I welcome everyone to the show
• I introduce our guest, Benjamin Brandt
• Benjamin shares about his money culture 
• • Money is scarce
  • In order to have more, you “have to save more” 
  • Learning to look at things at the lens of abundance 
• Deciding to be foster parents
• • Looking at the situation as an opportunity to be a service to the community 
  • Seeing the situation as an abundance of resources
• Processing the adoption of triplets
• • Fortunate to have abundance 
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!

[21:55 - 48:08] Financial Advisor Turned Podcaster 

• How Benjamin transitioned into the podcasting world 
• • The goal was to grow the clientele
  • Used podcasting as a wealth-building tool
• Retirement Tax Podcast
• • New show to watch out for 
• Marrying your CFP (certified financial planner) and your CPA (certified public accountant)
• Starting the Retirement Starts Today Podcast
• • Being visible online 
  • Using this platform to nurture people
• Vetting financial advisors before hiring one
• • Check their social media
  • Do some research and find some key items 

[38:09 - 40:32] Closing Segment

• Watch out for the new podcast on December 
• Connect with Benjamin through the links below 
• Final Words 

Tweetable Quotes:

“And so I looked at my situation through this lens of abundance and said I don't have to spend less. I've got this time, latitude or longitude, to pursue other business activities so that I have this blue ocean of possibilities.” - Benjamin Brandt

 

“That's why I put less focus on spending less and more focus on earning more.”  - Benjamin Brandt

Take the money quiz at www.moneyscripts.com 

 

Connect with Benjamin on Twitter, Facebook, and LinkedIn and listen to his podcast at www.retirementstartstodayradio.com.

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Dr. Bradley T. Klontz, Psy.D., CFP® is an expert in financial psychology, financial planning, and applied behavioral finance.  He’s an Associate Professor of Practice at Creighton University Heider College of Business, Co-Founder of the Financial Psychology Institute, and Managing Principal of Your Mental Wealth Advisors. 

In this episode, Dr. Brad shares the money culture he grew up in and how this has motivated him to be rich and eventually study how rich people live. He also talks about how our money issues are generational and how this affects our money scripts. Lastly, we also dove deep into the gender disparity in money and the impact of raising boys and girls differently around money. This was a really fun and interesting discussion, so I hope you enjoy this as much as I did! 

[00:01 - 08:51] Opening Segment

• I welcome everyone to the show
• I introduce our guest, Dr. Brad Klontz
• Dr. Brad shares about his money culture 
• • Grew up in a low income household 
  • Being conscious and aware of not having enough money
  • Teaching The psychology of money 
  • Helping people with money mental blocks 

[08:52 - 35:58] Learning About Your Money Scripts 

• Developing a treatment program for people with money issues
• Money issues being generational
• Being aware of your money scripts 
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!
• Using social media as a platform to educate about money 
• Researching the psychology of wealthy people 
• • Learning that rich people are savers 
  • Having a mindset of always buying things won’t make you wealthy 
  • Learning the psychology of being a multimillionaire 
• The gender disparity in money 
• • We must stop raising boy and girls differently around money 
  • Financial health and empowerment of women is a family issue 
  • Women who make more money than their male partners, they report lower relationship satisfaction
  • Money tied to gender as it comes to masculinity is so different

 

[35:58 - 31:51] Closing Segment

• Start looking at your financial reality 
• Connect with Dr. Brad through the links below 
• Final Words 

Tweetable Quote:

 “The craziest money behavior makes perfect sense when you can identify the money scripts and where they came from.”  - Dr. Brad Klontz 

Take the money quiz at www.moneyscripts.com 

 

Connect with Dr. Brad on Facebook, Twitter, LinkedIn, and Instagram. You can also check out your videos on YouTube!

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Mike "C-Roc" Ciorrocco is the Co-Founder of Blooprinted, best-selling Author of ROCKET FUEL Convert Setbacks. Become Unstoppable and the powerhouse behind the "What Are You Made Of?" podcast. He is a performance coach, author, dynamic public speaker, visionary and thought leader. He has been featured by Yahoo! Finance as one of the Top Business Leaders to Follow in 2020 and is on a mission to build people. He is driven to Inspire others and he measures his success on how he is able to help others achieve greatness. C-Roc had a fire lit in him at an early age. That fire has ignited him with a fierce desire to compel people to see the greatness inside themselves using past life events to fuel their fire.

 

In this episode, Mike tells us about his story as a young kid and how his childhood experiences influenced how he invests his money today. He shares with us how he has made the choice to take the things that most of us would see as setbacks, and use them as fuel instead of baggage. Instead of putting it in his trunk, he instead put it in his fuel tank which eventually evolved into rocket fuel. I had a really fun conversation with Mike so I hope you enjoy this as well, and let me know what you think! 

 

[00:01 - 08:16] Opening Segment

• I welcome everyone to the show
• Join the Micro Empires Facebook community
• • See links below 
• I introduce our guest, Mike "C-Roc" Ciorrocco
• Mike’s money culture
• • Hoarder vs. Investors
  • Taught to save, not to invest
  • Living paycheck to paycheck 
  • Learned how to invest eventually 

 

[08:17 - 26:08] Pursuing a “Higher Octane Fuel”

• Mike talks about his financial journey 
• • Getting into sales
  • Got into a mortgage business
• Found his place in the tech industry
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!
• Having a Noah’s Arc kind of gut feeling about his business
• • Dealing with ridicule 
  • Using it as fuel to move forward 
• Mike gets real about “overnight success” 
• Writing a bestselling book
• • Having a solid marketing strategy for the book
  • Sharing stories that can impact people 
  • Focusing on giving instead of getting 

 

[26:09 - 31:51] Closing Segment

• The importance of being coachable
• Checkout Mike’s new app
• Connect with Mike through the links below 
• Final Words 

Tweetable Quotes:

 “I am inexorable, which means unable to be stopped, and yielding when I get on to something. And I just use all that as fuel.”  - Mike "C-Roc" Ciorrocco

Connect with Mike on Facebook, Twitter, LinkedIn, and Instagram. You can also check out your videos on YouTube!

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Athlete, attorney, author.... and my husband.  Stu Grimson details how hard work and education helped drive him to create a career in the NHL for 14 years and then to pivot when he retired at 37. In the NHL, he was regarded as one of the fiercest enforcers that earned him the nickname "The Grim Reaper".  We talk about Money Culture, dating in midlife, developing skills to serve you, and how to speak to your partner about money.

[00:01 - 19:05] Opening Segment

• I introduce Stu Grimson to the show
• Stu talks about his background and money culture growing up
• • Grew up in a farm
  • Living within your means
  • Greatly influenced by his parents
• Entering NHL at a young age
• Stu talks about his experiences being a farm boy
• Ability to reinvent yourself
• • Continued to keep up with education knowing that hockey would end
  • Education as a fundamental building block
• Stu’s take on taking risks and owning mistakes
• • Be bold and brash
  • Be humble enough to self examine
• The Dave Brown incident
• • Stu talks about his experiences and the things he learned from Dave Brown
• The Carolina Contract
• • Stu shares a story when he signed a deal with the Carolina Hurricanes

[19:06 - 33:58] Financially Independent Couples

• Stu talks about his partner preferences
• • Somebody I really liked
  • Somebody who is financially independent
• I talk about my views on financial stability when dating
• • Level of conservatism on money spending
• Stu expresses how money cultures should be a commonality between couples
• Stu talks about the impact of having a law degree
• • Opportunity to choose from a broad range of opportunities
• The Importance of public speaking
• • Will be used in everything we do and will serve us well
• Quick shoutout to my Podcast Producers: Streamlined Podcasts
• • Use promo code: JIVES and get a discount

[33:59 - 51:04] Money Talks in Marriage

• What’s yours isn’t all mine
• • have independent resources
  • Build a life of assets as a married couple
• Prenuptial agreement
• • Opportunity to hash out the fears in married couples
  • Communicate and work through the concerns
• Steps for couples to take
• • Keep the end goal in mind and know what financial independence is
  • • Stu and I talk about our interpretations on financial independence
  • Divide and conquer
  • • Share the work and the cost
• Finding where the strengths lie in couples
• • Partnership is about working together 
• I talk about the strategies I use when in crisis
• • The 10-10-10 strategy 

[51:05 - 53:05] Closing Segment

• Final Words

Tweetable Quotes:

“We’re all wired in different ways. But at the end of the day, if we envision that we’re going to go on in our lives, we have to be equal parts brash and willing to be bold enough to take on something." - Stu Grimson

“If I can get over the baddest beat that a person in my situation can sustain, then I really have nothing left to fear.” - Stu Grimson

Resources Mentioned:

• The Grim Reaper: The Life and Career of a Reluctant Warrior
• Third Home 
• The Battle of Alberta

If you’d like to connect with Stu, you can visit his Linkedin or you can email him at [email protected].

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

 

Let's Work Together

 

Subscribe to download my FREE eBook, "3 Steps to Pivot and Thrive: Using Micro-Risks to Build Your Micro Empire." Click https://micro-empires.com/coaching and I’ll see you there!

Today, we re-visit my conversation with Joe Saul-Sehy.

 

"It’s not about being smart; it’s about protecting your blind spots and having someone in the corner to disagree with you". -Joe Saul-Sehy

Joe Saul-Sehy, is a former Financial Planner and the Founder and Host of the Award-Winning Podcasts The Stacking Benjamins Show and Money With Friends Podcast. With his years of experience and passion for finance, he has helped many people retire early and reach their financial goals. 

Let’s dive right in as we talk about money, shame, why, and how to hire a financial coach.

[00:01 - 04:49] Opening Segment

• I introduced Joe to the show
• Joe and I talk about how we met
• • I Joined the Stacking Benjamins Community 
  • Joe checked out Micro Empired Podcast

[04:50 - 15:20] The Podcast and Diverse Community 

• Joe talks about building a brand through the podcast
• • Be a part of a community and the discussion 
• Joe talks about the perks of being in a Podcast Community 
• • Have friends around the world 
  • He shares about his experience meeting his audience for the first time
  • The ability to add value and gain more knowledge 
• The art of being in the community is, you will find people that are like you and also those that are very different
• Learning from diversity in the community
• • Uncovering the society labels 
  • Fighting against the discrimination 
• Joe talks about the injustice and challenges that people of color have to face 

[15:21 - 24:55] Work Smarter and Harder

• Quick shoutout to my Podcast Producers: Streamlined Podcasts
• • Use promo code: jives and get a discount
• Joe talks about his money culture growing up
• • Discussing money was considered taboo
  • Credit card debt issues
  • Having  hard-working parents
• Joe shares the story about the money talks he got with  his neighbor
• • In current culture, people tend to not talk about money or debt openly, but still spends alot 
  • It creates a deadly cycle life

[24:56 - 40:09] Finding The Right Financial Advisor 

• The smartest people that I know always surround themselves with smarter people than them
• Joe shares his experience being a financial advisor 
• Surround yourself with the people that handle money well
• • Don’t be emotionally invested in your goals. 
• Why does someone say, ‘Don’t have a financial advisor because they are corrupt.’ 
• • Due to bad experiences and tainted impressions 
• It’s not about being smart; it’s about protecting your blind spots and having someone in the corner to disagree with you 
• Joe shares some tips for finding a good financial advisor
• • Interview more people 
  • Ask about their credentials
  • Fee-only advisors are a better way to go
• Joe talks about being a good and successful advisor
• Fee-only advisor vs. commission advisor 
• • Commission, only advisors, aren’t incentivized enough to make correct decisions 100% of the time
  • He talks about Jane Bryant Quinn’s research
• Joe talks about how some people look for financial advices from social media groups and the people that they never know 

[40:10 - 59:00] The Money Culture of Learning and Shame 

• Every time you are about to make a financial decision, ask yourself, “Towards what end will this take me?”
• The systemic culture of the fear of learning something new
• • Create the learning culture for yourself
  • It is okay not to be right. 
  • What am I going to learn next? 
  • Create your MBA for yourself
• Don’t feel stupid for asking. 
• Being curious keeps you young. 
• It’s not about chasing the money but doing something that you love. 
• Joe talks about his coaches. 
• • Tony Stubblebine 
  • If you want to learn something fast, hire a coach

• Joe talks about the Strategic Coach Program he had signed up for
• • Learning from other entrepreneurs too
  • At what age do you think you are going to die, and how do you want people to know you?
  • Why do you have to wait to get to that age and not to live it now?

[01:00:00- 01:02:46] Closing Segment

• Joe and I share some jokes about money and chicken 
• Final words

 

Tweetable Quotes:

“It’s not about being smart; it’s about protecting your blind spots and having someone in the corner to disagree with you.” -  Joe Saul-Sehy.

“The only way for your clients to win is for you to stay in business.” - Joe Saul-Sehy.

“The smartest people that I know always surround themselves with smarter people than them.” - Joe Saul-Sehy

Resources Mentioned:

• The Stacking Benjamins Podcast 
• Money with Friends Podcast
• Tony Stubblebine 
• Strategic Coach 
• The Personal MBA: Master the Art of Business by Josh Kaufman
• Josh Kaufman 

 

If you’d like to connect with Joel, you can find him on Linkedin and Twitter. You can visit his website at https://joesaulsehy.com/ or email to [email protected]. 

You can connect with me on LinkedIn, Twitter, Instagram, and Facebook. I’m excited to know more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

 

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

Subscribe to download my FREE eBook, "3 Steps to Pivot and Thrive: Using Micro-Risks to Build Your Micro Empire." Click https://micro-empires.com/coaching and I’ll see you there!

Ralph DiBugnara is a nationally recognized real estate expert who serves as President of Home Qualified – the digital resource for buyers, sellers and real estate agents driving today’s millennial market; and Vice President at Cardinal Financial, a nationally recognized mortgage loan company behind $28 billions of closed loans. A frequent industry commentator, Ralph is considered one of the leading voices across the next big trends in real estate.

 

In this episode we are going to talk about the difference between how you invest when you've experienced losing everything you have, versus how you invest when you've never experienced losing everything, and why we think about the exit before we make an entry. We will also talk about Ralph's personal mission to empower the next generation of real estate investors to grow successful careers, live successful lives, and become future leaders. I hope you enjoy this episode! 

 

[00:01 - 06:26] Opening Segment

 

• I welcome everyone to the show
• Join the Micro Empires Facebook community
• • See links below 
• I introduce our guest, Ralph DiBugnara
• Ralph’s money culture
• • Taught to save every penny

[06:27 - 26:33] Rebuilding A Business 

 

• Ralph talks about his financial turning point
• • How the great depression in 2008 affected 
  • Went from making a lot of money to not making any money at all 
  • Declaring bankruptcy
• Talking to a professional when declaring bankruptcy
• Discussing exit strategies 
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!
• Building a new business: Disruptors Network 
• Seek an advisor when starting 

 

[26:34 - 40:22] Goals for Disruptors Network

 

• Building more leaders in the community 
• Experiencing business growth during COVID
• Refocusing and finding purpose 
• Importance of being prepared and taking advantage of the opportunities
• Must always keep moving and not give up 
• • It’s never too late to get in 
  • No reason to not start now 
  • Keep innovating and improving 

[40:23 - 41:59] Closing Segment

 

• Connect with Ralph through the links below 
• Final Words 

Tweetable Quotes:

 

“It's always gonna be a compromise. What are you willing to compromise?/” - Ralph DiBugnara

 

“I wanted to show people that normal people can do anything as long as you put the work in.” - Ralph DiBugnara

 

“If you're willing to get in and start the work now, let's start taking one step in front of the other and go forward right now.” - Ralph DiBugnara 

Connect with Ralph on Instagram, and Youtube. Or you can checkout his website at www.ralphdibugnara.com. 

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Amanda Neely is a small business and financial professional. She founded and ran Overflow Coffee Bar, L3C from 2008 through 2018. Now, she shares her experiential knowledge through podcasting and through developing personalized financial strategies for individuals and couples and profitability strategies for businesses. Her goal is to work with people to take charge of their cash flow, leverage their assets, and increase their profitability in ways that would   make their grandma proud.

 

Today’s episode is very informative and interesting because Amanda walks us through her experience with money growing up and how this experience inspired the way how she runs her business today. She also tells us about the concept of a financial tool called Baking on Yourself. Make sure to tune in until the end because Amanda gives us all the details about it! 

 

[00:01 - 10:04] Opening Segment

• I welcome everyone to the show
• Take a screenshot if you’re listening to this ep! 
• • Tag me on social media 
• Join the Micro Empires Facebook community
• • See links below 
• I introduce our guests, Amanda Neely 
• Amanda talks about Grandma’s Wisdom
• • Financial wisdom pre-1980s
• Amanda’s Money culture 
• • Growing up with a scarcity mindset

 

[10:04 - 42:01] How Grandma’s Wisdom Started 

• Having a business to help more people 
• • Helping more people by building wealth 
• Asked help in implementing money learnings 
• • Profit first concept
  • Using own money to do things
• Starting a new business together 
• • Earning money from helping other people 
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!
• Bank on Yourself tool 
• • Going to yourself to borrow from yourself 
  • Having complete control over repayment terms 
  • How people can subscribe to this tool

 

[42:02 - 46:02] Closing Segment

• Connect with Amanda through the links below 
• Final Words 

Resources Mentioned: 

• Documentary - Banking with Life

Tweetable Quotes:

“We can help more people by building wealth.” - Amanda Neely

Connect with Amanda on Facebook, Instagram, and Youtube. Or you can send her an email at [email protected]. 

 

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Welcome to Part 2 of the Live Financial Therapy Sessions with Nicole Iacovoni. In this episode, we are going to dive deeper into acknowledging Impostor Syndrome, understanding fear, and having the right to take up our own space and being our own advocate. Let’s dive in! 

[00:01 - 01:28] Opening Segment

• Welcome back to part 2! 
• Join our Facebook group
• • See link below
• Feel free to reach out through my socials and let me know what you think

[01:29 - 28:19] Dealing with fear and Impostor Syndrome

• Impostor Syndrome is great because it is serving a purpose 
• • You want to examine it 
  • It shows that you care about other people 
  • Don’t let it stand between you and your potential 
• Fear keeps us alive 
• • Treat is as a guide 
  • Don’t make it an obstacle 
• Asking yourself if you are a fraud proves that you are not
• • You have the awareness and you’re asking the right question
• I share my story about Impostor Syndrome 
• Remind yourself that you are an expert in a million things
• • Write down everything that you have done 
• Women in general find it difficult to charge because of patriarchy 
• • We were taught to be nurturing and selfless
  • People are paying for the whole package, not just for your service
  • They are paying for you--your experiences, your knowledge, personality 
•  We were taught our entire lives to bury fear
• • Fear is related to trauma 
  • Inheriting generational trauma 
  • Financial trauma exists and we need to dig in there 
  • Financial stress affects every part of your life
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!
• Letting go for fear related to money
• Recognizing money beliefs that no longer serve us 
• • Having the right to take up space and being your own advocate 

[28:20 - 31:26] Closing Segment

• Connect with our guest through the links below 
• • Download the Free Date Your Money guide in her website 
• Final Words 

Resources Mentioned: 

• The Gift of Fear by Gavin de Becker

 

Tweetable Quotes:

“We don't want to eliminate it [Impostor Syndrome], we just want to be aware of it and explore what's there.”  - Nicole Iacovoni

 

“It's really hard for women to charge money for their gifts, and their skills and their service. Because you know, patriarchy and all has taught us that women are supposed to be giving and nurturing and selfless.” - Nicole Iacovoni

Connect with Nicole through here website www.nicoleiacovoni.com!

 

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Have you ever thought of having date nights with your money? In today’s episode we have Nicole Iacovoni share how she was able to develop a healthy relationship with money by going on financial date nights with it!  Nicole has 17 years of experience in psychology as a licensed psychotherapist and has spent most of her career in private practice providing individual and couple’s therapy to clients. Eventually, she took what she learned as a therapist and entrepreneur to help other women build businesses that are fun, successful, and make a positive impact in the world. All while helping them create money, freedom, and joy in their lives. 

 

Be sure to tune in until the end because Nicole is going to walk us through how she went from being afraid of money, to having an almost romantic relationship with it. We are also going to be joined by a very special guest, Kelly Parsons, one of our listeners who agreed to be on the show and receive some live financial therapy. I hope you enjoy this episode! 

[00:01 - 11:52] Opening Segment

 

• I welcome everyone to the show
• I introduce our guests Nicole Iacovoni
• Nicole’s money culture
• • Have to work hard to get money 
  • Tied self worth to her productivity 
• Nicole shares a little about her background 
• • Fell in love with social work 
  • Made a job for herself
  • Made the mistake of growing too fast
  • Applied framework in couple’s therapy to her relationship with money

 

[11:53 - 21:08] Money and Dating 

 

• Treating money like romantic relationships
• Having date nights with money and making it fun
• Approaching money with curiosity instead of judgment
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!
• Making money a priority and changing the feelings toward it 
• Importance of working on the psychological and emotional aspect of money 
• Started offering Money Therapy
• • Working on the emotional side of money 
  • Improving oney relationships
• Empowering women by making money pleasurable 

 

[21:09 - 21:08] Money and Dating 

 

• I welcome our special guest, Kelly Parsons 
• Kelly shares about her money problem
• • Shares about her pivot back to grad school
  • Dealing with Impostor Syndrome
• Integrating two skill sets
• Our money is in some way tied to our self worth 
• Knowing your worth and charging your worth 

[31:52 - 33:32] Closing Segment

 

• Stay tuned for the next episode for Part 2 
• Connect with our guest through the links below 
• Final Words 

Tweetable Quotes:

 

“I would schedule weekly money dates for about an hour each week. I would make them sort of fun and flirty, like something I looked forward to instead of something I would dread. And then that would be a time where I approached my money with curiosity, not judgment.” - Nicole Iacovoni

 

“In my opinion, what it means to be an expert is that you have awareness of how little you know, and how much more there is to learn. Whereas a novice thinks they know more than what they actually do.” - Nicole Iacovoni 

Connect with Nicole through here website www.nicoleiacovoni.com!

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!

Today’s episode was so fun because I had the privilege of interviewing the guys from The Money Guy show, Brain Preston and Bo Hanson on the fly! Brian Preston is the founder and host of the award-winning Money Guy Show, and has been broadcasting for over 15 years. He has been featured in The New York Times, The Wall Street Journal, Bankrate.com, Newsweek, Kiplinger’s, Yahoo Finance, Forbes, and more. Brian has been recognized by Investopedia as one of the “Top 100 Most Influential Advisors”, by Nerd’s Eye View as “Top 50 Advisor Blog”, and by Brightscope.com as one of the “Top 100 Most Social Financial Advisors”.

 

Bo Hanson on the other hand, is passionate about all things finance, and loves helping people make smart financial decisions. He knows it’s extremely fulfilling when solid financial planning “clicks” for the people he serves. He is also the co-host of award-winning podcast, The Money Guy Show, where he and Brian Preston share guidance and insight on topics ranging from clipping coupons to saving for retirement — and everything in between. He has been featured in and contributed to Fox Business, Bankrate.com, Time, Yahoo! Finance, Forbes, US News, World Report, and more. 

 

I had so much fun talking to these guys as they shared their money culture, their advice for women who are building their wealth and relationships, and their thoughts on hiring financial advisors in the digital age. I learned so much from them in such a short time, so make sure to tune in and listen until the end! 

 

[00:01 - 06:29] Opening Segment

 

• I welcome everyone to the show
• I introduce our guests, Brian Preston and Bo Hanson
• Bo’s money culture
• • Grew up in extreme poverty
  • Knowing that his situation was different
  • Thinking that poverty was the norm
• Brian’s money culture
• • Growing up with a lot of love but not a lot of money
  • Growing up with limiting money beliefs

 

[06:30 - 18:21] 

 

• Empowering women to take control of their money 
• • Make use of the resources and equip yourself with financial knowledge
  • Take nothing for granted in your roles 
• Encouraging spouses to be both involved in finances
• • Providing equal access to financial resources
  • Having a password management system to keep your finances safe
• Shoutout to my podcast producers: Streamlined Podcasts
• • GET A DISCOUNT on your first month with Streamlined Podcasts by using this link!
• When to Seek for a Financial Advisor
• • When  the value provided exceeds the cost of the financial advisor’s fee
  • Explore free resources in the Internet
• Now is the best time to invest 
• • So many resources are readily available
  • So many free tools to help you invest

 

[18:22 - 23:38] Closing Segment

 

• Growing personal wealth between couples 
• • Couples must respect the legal aspect of those assets that come in the marriage
  • Turn the assets into ‘we're in this together’ on everything that's made within the relationship
  • Make sure you have the same goals
  • Always goes back to money culture 
• Connect with our guests through the links below 
• Final Words 

Tweetable Quotes:

 

“I encourage that everyone should have a stake and understanding what's going on in financial life.” - Brian Preston

 

“The only time it actually does make sense to hire a financial advisor is when you are certain that the value they can provide will far exceed the cost that they charge a relative, sort of a losing proposition for you.” - Bo Hanson

 

“I always say keep life as simple as long as you can because success attracts complication.” - Brain Preston 

 

“Whether you do everything jointly, or whether you do everything separately, you have to have an open communication about what's the whole purpose. Money is nothing more than a tool to allow us to do the things we want to do, so you have to arrive at the conclusion.” - Bo Hanson

Connect with Brian Preston and Bo Hanson on Facebook, Twitter, and Youtube. Listen to their podcast, The Money Guy Show here! 

You can connect with me on LinkedIn, Twitter, Instagram, YouTube, and Facebook. I’m excited to hear more about you. I’m excited to know more about you. Also, feel free to shoot me an email at [email protected]. You can call or text 213-973-7206

TELL US WHAT YOU THINK! LEAVE A REVIEW + help someone who wants to explode their business growth by sharing this episode or click here to listen to our previous episodes.

 

This podcast is about YOU.  We all have a story, whether your story is a lot like mine or totally different. Maybe you have a good job, but you know in your heart that you want more. 

Let's Work Together

 

Are you ready to begin INVESTING in your future but you don't know where to start? Need more CONNECTIONS in the investing community? Sign up at https://micro-empires.com/investing-opportunities/ for investing opportunities!

 

I have created a NEW eBook called "You Don’t Have to be Wealthy to Build Wealth" Click https://micro-empires.com/how-to-build-wealth/ for a FREE copy!