This episode is a little different—it’s our mid-year pulse check on personal insurance in 2025. But before diving into the numbers, I share a story that forever shaped how I see insurance: Hurricane Katrina, and the unimaginable losses my husband’s family lived through in New Orleans.

It taught me this: you can’t stop the unexpected, but you can prepare for it.

From wildfires in California to rising premiums in Florida and the Carolinas, from underinsurance risks to new solutions like parametric coverage and smart home technology—this year has brought huge shifts. I walk you through the trends, the real client stories, and the steps families can take to not just survive, but recover stronger when the unimaginable happens.

This episode is about more than policies—it’s about protecting what matters most.