Making an investment is becoming easier and easier by the day. The barrier to entry for an individual to make an investment has definitely lowered. Moreover, it is also a lot easier nowadays to access the knowledge and skills necessary to invest well. Despite all that many people still decide not to invest at all. 

Why do you think that is the case? Do you think there's a certain minimum level of wealth that one needs to meet before they can start investing? Do you need to be "rich" to invest? Is investing exclusive to only the rich? What do you think? See what we think in this very juicy conversation! 

It is safe to say that many of us grew up being taught that owning a house should be one of our life and financial goals, alongside building a family, having a stable career and owning a nice car. It's part of the "American dream". So should everyone buy a house at all cost? Is homeownership always the more ideal choice for everyone? Is it true that renting just makes you "throw away money" every month? Does owning a house always build wealth in the long run? Reflect on these questions as you listen and enjoy our conversation on this topic!

Do you ever think about your options when it comes to where you can actually safely put your money in? Normally, it would go without saying that you would put your money into your bank account with a bank that you can trust. But is it our only option? Better yet, is it our safest option? What are your thoughts? What do you think is the safest method to keep your savings safe and sound? Listen to what the Midas crew think in this episode of Midas Podcast!

Saving well is not always as simple as it sounds. Saving is a very systematic process that has a dynamic relationship with many factors of your life. Arguably, on the opposite side of the spectrum is spending or expenses. So naturally, if you can manage to spend less, you'll be able to save more. Right?? Wrong?? Maybe?? How much do you agree with this statement? What do the Midas crew think of this statement? Find out in this episode of Midas Podcast!

Debt has always been a big conversation when it comes to personal finance. The opinions toward debt surely have been polarising. Some may avoid debt at all cost while some embrace debt and use it to their advantage. Where do you stand on this topic? Join the conversation!

What is the first thing that comes in your mind when you hear the word "invest"? Stocks? Foreign exchange? Property? Crypto? 

But what about investing in yourself? That's right. The most valuable investment that you can make is an investment towards yourself. But what does it really mean to invest in yourself? How is it different to just buying stuff for yourself or merely spending your money? For example, is going to a spa an investment towards yourself? 

Find out what we think in this episode of Midas Podcast!

We live in a very loud world. The internet and social media has made information very accessible to everybody and it is very easy to spread information. But what is wrong and what is right gets more and more blurry day by day. Information overload can be a real pain in the butt. So who do you listen to? Where do you go for help? Where should you go to seek advice? Well we can't tell you the answers to these questions but we can tell you how we can be better at receiving information in a way that is right and relevant to YOUR personal finance journey. So sit back, relax, make yourself a cup of tea and enjoy the episode!

Today we dive deep into what is going on in the life of our very on Kevin. At the time of recording of this episode, Kevin was just days away from the best day he could have ever imagined to have in his life. He was about to embark on a new journey of becoming a parent. To become the father of his firstborn child. As beautiful as it is, we know that becoming a parent isn't the simplest and easiest thing we'd experience in our lives. So if you are going through a season of life where you are expecting a child, we hope through Kevin's stories and wisdom that you are able to find inspiration, hope and the knowledge that you are not alone in this. Enjoy the episode!

TIMESTAMP

2:30 So, how are you feeling Kevin?

8:40 What made you want to start a family and have a baby?

16:24 The personal finance side of preparing to become a dad.

26:15 What Kevin prepared AND what Kevin wished he would’ve prepared.

38:11 Family and support network.

Habits play a way bigger role in our lives than we realise. The same goes with habits in our personal finance. On this episode of Midas podcast, find out how we - Kelly, Darrien and Kevin, define what a habit is and share some of our own money habits - the good, the bad and the ugly. But wait there's more! Having control over your habits can either make or break your personal finance journey. Make sure you stay until the end to hear some tips on creating discipline and consistency in building and keeping a good habit. 

TIMESTAMP

2:34 What Is a Habit?

7:56 Our Unhelpful Habits

20:38 Our Helpful Habits

30:48 Tips On Building Discipline and Consistency