As Canadians, we look on our neighbours in the U.S. with shock and dismay about how Black people have been treated in history...and today. But we're not any better about how we treat our Native or Indigenous people. It's all come to a head, when 215 children were recently found in a mass grave near Kamloops, B.C. We shouldn't be surprised, as we have a long history of prejudice and racism in this country. Here are just a few examples...
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In Canada and the United States, we complain about the decline of the middle class. But there is one country...one of the emerging BRICS nations...that has between 22% and 33% unemployment each year for the past 20 years.
Middle Class Over?
In the case of South Africa, their middle class never had a chance to start.
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Oh the price we pay to be entertained! It's through the roof.
How can a middle class or working class person afford it?
The cost of our simple pleasures, and some are even free.
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Most of us gamble, in one form or another.
So what are the odds of winning big?
Better yet, what are the odds of losing it all after you've won?
And finally, what are YOUR odds for a middle class life?
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When times are bad, banks avoid you like the plague. But when times are good, banks are MORE than willing to lend you money...lots and lots of money.
Until it's too late.
Just another middle class dream shot to hell...
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You think Baby Boomers have it hard trying to be in the middle class? Try being a Millennial, it's almost impossible. As my daughter used to say, "It's NOT fair"!
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When you're rich, you have choices. Choices that wealthy people like Jimmy Pattison have. Choices that middle class and working class people don't have. The choice to work, relax, or the choice to work three jobs...it's your choice.
We also have choices politically, when it come time to vote. To vote for the status quo, where change won't happen. When our politicians try to find the middle ground where they can get the most votes...ensuring substantive change will never happen.
And then along comes Joe Biden, with the promise of change and a better future for the Middle Class...
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Instead of moving to a retirement home, many elderly are choosing to retire in place. It's fun to imagine the possibilities for exciting and exotic, yet affordable places you can live after you retire. Remember my episode 12 called “Let’s All Move to Mexico?”

But most people don’t actually follow through with a move to a new home. According to an AARP study on aging in place, nearly 90 percent of people over 65 want to stay in their home for as long as possible, and 80 percent believe that their current residence is where they will always live.

Let’s take a look at the 7 things to consider if you don’t want to move when you are retired.
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So think about it for a second. The average person has to work their whole life just to pay off a “mortgage” on a house. Just having a place to live takes a lifetime’s worth of paying off debt. What the hell? Does that make any sense to you? How on earth is it that incomes aren’t high enough that people can afford places of their own to live? Don’t we call people that don’t even own their own home or little slice of land “serfs” — or more to the point, shouldn’t we?

What really happens in our economies is this. The banks lend people exorbitant amounts just for the privilege of affording the basics. No, not designer wardrobes and luxury cars. Just the basics — retirement, education, utilities, right down to having a place to live — are paid for with debt. And banks charge a fortune for the privilege, too. So capital takes this cycle: from the bank, to you, back to the bank — and all the while, you are going nowhere, more or less, while the banks are getting colossally richer, precisely because they charge you a fortune for being perpetually indebted.

So my opinion is a house is simply a place to live. It’s NOT an investment.
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FOMO. The fear of missing out. But do we really need all these things, or have we been brain-washed into thinking we want them. It's all designed to control our mind, and it's working...all too well.
10 steps on how to avoid the evils of consumerism, today and into the future. All designed to lead a happier, more fulfilled life!
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