Middle Money Guy Podcast

Today we talk about how important it is to give every dollar a job, and why.

If you get paid on Friday and you’re broke by Wednesday, this episode is for you.

We go through the most common budgets out there, the 50/30/20, the envelope system and pay-yourself-first, and the gaps each one leaves. Then I show you step by step how to build a zero-based budget:

• every bill, every debt, your emergency fund and even your fun money gets its own row, until you hit zero
• you split the month into four balanced weeks, so you never run out of money in any week, whether you’re paid weekly, every two weeks or once a month
• your first month is for adjusting, and your second month is when you go all the way up the ladder

Grab the list from the last episode and build yours this week.

📝 Free Paycheck Triage worksheet: https://middlemoneyguy.com/tools/#worksheets

📬 The Middle Memo, free every week: https://middlemoneyguy.com/memo/

▶️ Full deep dives on YouTube: https://www.youtube.com/@MiddleMoneyGuy

Today we talk about how important it is to know your numbers, the very first step to changing your money for real.

You can’t fix what you can’t see, so in this episode I walk you through a simple exercise you can do this week with the people you share your money with.

Do this exercise first, because in the next episode we’re building your budget with everything you find.

🧮 Free Debt Payoff Calculator: https://middlemoneyguy.com/tools/debt-payoff-calculator/

📬 The Middle Memo, free every week: https://middlemoneyguy.com/memo/

▶️ Full deep dives on YouTube: https://youtube.com/@MiddleMoneyGuy

Today we talk about how important it is to bring the people you love into your money decisions.

Success is a decision you make for yourself, but you don't have to do it alone.

When your partner, your kids and your family know where you're going and why, they stop holding you back and start pushing you forward.

📬 Get The Middle Memo (free, weekly)

👉 https://middlemoneyguy.com/memo/

🧮 Free savings goal calculator👉

https://middlemoneyguy.com/tools/savings-goal-calculator/

▶️ Watch the full deep dives on YouTube

👉 https://www.youtube.com/@MiddleMoneyGuy?sub_confirmation=1

Education, not financial advice.

You work hard, you pay the bills, and somehow you still feel stuck. Before any budget, any plan, any number, there's one question that changes everything: who do you want to be?In our very first episode, we talk about why real change starts there, and how to take the first step this week.

📬 Get The Middle Memo (free, weekly)👉 https://middlemoneyguy.com/memo/

🧮 Free emergency fund calculator👉 https://middlemoneyguy.com/tools/emergency-fund-calculator/

▶️ Watch the full deep dives on YouTube👉 https://www.youtube.com/@MiddleMoneyGuy?sub_confirmation=1

Education, not financial advice.