Confused about how to break into the property market or why you might need a mortgage broker? You’re not alone.

In this episode of Note To Self, I sit down with mortgage broker Hayden Dempsey to unpack the complexities of buying your first home, understanding mortgage structures, and navigating today’s fast-moving property market.

We explore:

• The essential role of mortgage brokers for first-time home buyers
• How financial literacy can empower smarter property decisions
• The impact of Airbnb and market trends on housing affordability
• Why open money conversations with family matter more than ever

Hayden also shares his personal journey into mortgage broking and offers practical tips for millennials and Gen Z looking to get on the property ladder.

Whether you're saving for a deposit or just starting to think about homeownership, this episode is packed with insights to help you feel more confident and informed.