Millennial Thoughts

Ogechi is a Project manager with an education in mechanical engineering and a passion for Financial freedom and building wealth!

She was initially introduced to finances at her job and have been educating family and friends along her journey, empowering them to live below their means, become debt free and build wealth.

She has a heart to serve, and in her free time, she's a public speaker, a game night host, an MC, a globe trotter and a foodie.

She credits her financial knowledge and passion to Dave Ramsey, EYL University, Our Rich Journey and Graham Stephan on YouTube.

DeMarcus is a recent graduate from the University of Louisville with a Business degree in Computer Information Systems and a track in Web Development. He has a background in IT and Sales. Previously working at the University of Louisville's Miller Information Technology Center as an IT Consultant and also at Sprint were he served as an Retail Sales Consultant for 3+ years and acquired Top 50 national rankings. Currently he works in the tech space serving as a Business Development Representative for a Black-Owned startup company called Jopwell, where he helps impact career advancement for Black, Latinx, and Native American students and professionals.

In his time away from work he is a beginner investor, Co-Founder of recent 4LifeInk Prints, and also operates his Marcos Mashups food page/business where he specializes in home-styled meals!"

Kalai Bell is a financial coach and founder of Fuller Than Life were the focus is on educating people about financial literacy. Through this education, she empowers those struggling with their personal finances to overcome financial anxiety, pay off debts, and stack coins. Kalai enjoys sharing the story of her past transgressions so that others will learn and change their habits before they find themselves in a situation that seems daunting. In 2018, Kalai launched Fuller Than Life with the mission to educate spenders on being financially literate.

Kalai has launched a course Get My Budget Together that focuses on building a strong budgeting foundation. Additionally, Kalai offers one-on-one intensives, a coaching program, and will be launching a boot camp in the fall. The focus for all offerings is to create an environment of empowerment by focusing on the 5 elements of financial literacy; overcoming financial anxiety, understanding the impact of credit, the difference between income vs spending issues, zero-balance budgeting, and self-control. Kalai enjoys sharing tips and tricks via her Instagram and Blog.

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Let’s be responsible, pay off our debt and build wealth. In this episode we talk with Aliyah about how she is paying off debt and building wealth. Make sure you catch all these gems and go and follow her on Instagram. Also don’t forget to check out the boss experience app and connect so you can get your business out there to everyone ! Aliyah Wooten is a graduate of William and Mary with a Bachelor’s degree in Finance and a Master’s degree in Business Analytics. She currently works for a premier financial institution in finance technology. Aliyah is interested in giving back to her community, mentoring, and increasing her financial knowledge. She hopes to use House of A to empower young African American women and start conversations about personal finance that she wishes to have had earlier. In her free time, she loves binge watching A Different World and Living Single with a nice glass of red wine.

Today we chatted with Cinneah aka flynanced about her debt free travel journey. She gives a tips and tricks to become financially free and travel for free. Yes make sure you stay tuned and listen to her drop some gems. Also go and check out her Blog: flynanced.com | follow her on IG: @fly.nanced | Twitter: @flynanced

Melissa Lowery is a millennial Finance Advocate and "Coinspiration" for black women. Lowery created The Capital Woman brand (it also serves as an alter ego -- think the Sasha Fierce of Finance) to provide assistance with building your financial knowledge, strengthening your relationship with money, in a relatable and interactive way by taking you on her personal finance journey & encouraging black women along the way. The Capital Woman brand offers digital products, newsletters, and social content to stay connected in the community she serves.

The Capital Woman experience is designed specifically with black women in mind, who have lacked financial education for centuries. Melissa currently works full-time as a Sr. Financial Analyst for Target HQ and enjoys yoga, chai tea lattes, trap music, and dancing in her free time.

You can follow her on Instagram.com/thecapitalwomen.com

In this episode we talk to Eliza who paid off 25k in 16 months and is saving up for an adult gap year in Southeast Asia. She tells us what she did to pay her debt off and how she is saving for her gap year. Make sure you follow her on her journey on Instagram at debt free to travel.

Eliza is a North Carolina native and newcomer to the financially savvy side of life. It all began in January 2019 when she decided to pay off her debts. She completed that goal in April 2020 by working full time as an Urban Planner & part time as a bartenders. She paid a total of $25,000 over 16 months to become completely debt-free at 25 years old! Eliza’s financial focus is now on saving for an adult gap year starting in October as well as fattening up her retirement accounts. Eliza desires to be financially independent and work optional by 40. Follow her @debtfreetotravel for more information on her journey to financial freedom!

Welcome to season 4 all things money we are diving in this season straight to meat. Money makes the world go around and we are here to chat with experts about to create financial freedom but first we have some major announcements and new things happening. Check out the episode and join our Facebook group and follow us on Instagram

Hope Harmon is a community advocate, media strategist, and change agent. She is a graduate of Fitzgerald High School and holds a Bachelor of Business Administration degree. Hope is currently pursuing her Masters degree. In 2016, Commissioner Harmon made history by becoming the first African American woman elected to citywide or countywide office in Fitzgerald-Ben Hill County. She currently serves at Vice- Chair and Legislative Advisor for the Ben Hill County Board of Commissioners.

Hope recently launched the social media platform, Kasara’s Voice- A group for grief, advocacy, and support. Her youngest sister, Kasara, murdered at the age of 24, at her home in September of 2019. Kasara was 8 1/2 months pregnant. KaSara's Voice provides support to grieving families maneuvering through the difficult systems after the tragic death of a loved one, advocate on state & federal levels, and provide support and community awareness.

To follow Hope please like her pages Commissioner Hope S. Harmon and Kasara’sVoice. Shout out to the new podcast on the block http://shotoffactspodcast.com

https://podcasts.apple.com/us/podcast/a-shot-of-facts/id1510801756

https://open.spotify.com/show/1DdNAlS7yEGgdUExONlJtS?si=HBW-Le6kToKMrrHWMviUog

In this episode I have two fathers Ray and Davey Dave who share there perspective on fatherhood and being a black man in society. We dive deep into systematic racism, protesting and more. If you are a father happy Father’s Day and please share this episode with other black fathers. Davey Dave has a YouTube channel with his son here is there Instagram http://Instagram.com/kingniotv