Mind Your Own Retirement

Head of Retirement Income Research at Challenger, Aaron Minney is the man who knows how retirement income really works. Today he makes a case for the need for a financial planner and explains why this is important for all retirees – not just those with large nest eggs.

Author, psychologist and researcher Hugh Mackay is often described as “the man who explains us to ourselves”. Hugh has recently authored two new books – one non-fiction, The Inner Self, the other a novel, The Question of Love where he shows how his theories play out in marriage and other relationships.Hear Hugh guide us through the (often) life-long journey of seeking a better way to understand who we really are.

Barrie Lester is one of the most accomplished representatives of Bowls Australia. Since debuting in 2006, he’s notched up 195 international appearances, including multiple Commonwealth Games, the 2016 World Bowls Championships and the 2019 Asia Pacific Championships.

The recently released Federal Government economic statement was very ‘big picture’. But what does this outlook really mean for those on a retirement income? And how does the situation vary according to your retirement tribe? Today our favourite plain-speaking economist, Matt Grudnoff joins Deeksie and Kaye to make sense of the current financial turmoil, and how it might play out for your retirement security.

Our eyesight is a precious gift and protecting it a primary concern for most older adults. Today we have news of a free Tele Optometry service which means everyone can check in with a qualified professional to monitor their eyesight or receive feedback on any concerns. Dr Peter Murphy from OPSM explains how this works.

And which little piece of plastic is most useful when you want to save a dollar or two? None other than your Seniors card, which can unlock a wide range of deals and discounts. So what do you need to know about the different state and territory rules? Listen up to find out more.

Mind Your Own Retirement - Episode 54 by YourLifeChoices

Saving and investing your superannuation is hard enough, but getting your money out when you hit retirement can be even more confusing. In episode 53 of YourLifeChoices’ Mind Your Own Retirement podcast, Deeksie and Kaye talk with SuperRatings boss Kirby Rappell about preservation age, drawdowns and retirement income streams. He reveals the six best super funds for allocated pensions – and how you judge which retirement income products will best suit your needs. Kirby has been comparing funds for 12 years, so he knows a lot about what retirees want when it comes to decumulation.

The Commonwealth Seniors Health Card is a massive money saver. So who can receive one, which services are covered and how do you apply? We have the answers.

As most of the country moves to more relaxed restrictions, Australian cruising is definitely back on our agendas. Coral Expeditions Jeff Gillies explains the benefits of small-ship cruising and how cruise operators are preparing for ultra-safe sailing regimes when they can once again head to sea.

The start of a new financial year is a great time to review our household expenditure. How and where we save money is critical in retirement and retaining affordable insurance can be a challenge. On YourLifeChoices’ Mind Your Own Retirement podcast today, Deeksie and Kaye quiz NobleOak CEO Anthony Brown on ways retirees can ensure they are adequately covered.

YourLifeChoices members have been enjoying Rebecca O’Hearn’s great styling tips for several months. Today, she totally nails it by sharing ways we can ‘dress slimmer’ to disguise any COVID lockdown bulges. And she also gives Deeksie invaluable feedback on his bri-nylon Gloweave shirt!

Are you ready to hit the road and travel? We are, although parts of Victoria are in lockdown and will have to dream for a while longer. We’re thrilled to have Tourism NT’s Tony Quarmby on the show, revealing his personal hidden gems in the Territory – and no, guess again, we’re not talking Kakadu, the Alice or Darwin!

We love talking to the experts to give you the lowdown on money, health and travel in an easy-to-listen format, so grab a cup of coffee and settle back for some Sunday fun.

It’s the end of the month and the end of the financial year. Few would have forecast the massive financial upheaval associated with COVID-19. For many retirees, especially those who are self-funded, retirement income may have fallen sharply.

In today’s Mind Your Own Retirement podcast, Deeksie and Kaye speak with Household Capital founder Josh Funder to learn more about two exciting innovations – the $20,000 contingency fund and a new drawdown product – that give ready access to household equity for those in need.

Next up is audiologist Emma Scanlan, who explains how tele-audiology works and whether this is the future of hearing support for older Australians. And who better for Aussies to be in a bubble with than our Kiwi cousins? Hopefully soon, we will be seeing some great value NZ airfares on offer from the likes of Qantas and Air New Zealand. Today, Peter Harding, from Grand Pacific Tours, shares his knowledge of the many adventures you can experience from Cape Reinga on the tip of the North Island to Invercargill at the southern end of the South Island, with amazing Hobbiton, where Lord of the Rings was filmed, somewhere in between. It’s definitely time to start thinking about those bucket list experiences once again.

In episode 50 of the Mind Your Own Retirement podcast, Deeksie and Kaye get back together to talk money, health and travel for those in retirement – or planning it.

First up, author and accountant Dr Adrian Raftery, a.k.a. ‘Mr Taxman’, shares updates on ways retirees can maximise their tax returns as the end of the financial year beckons. And whether you’re enjoying the sunshine in Broome or dodging rain in Adelaide, it’s still winter all over Australia. So Dr Billy Stoupas, practising GP and spokesperson for the Royal Australian College of General Practitioners, highlights the winter maladies we need to avoid, and how to do so.

It’s great to be finally emerging from the strict social distancing triggered by COVID-19, which means travel is right back on the agenda, with New South Wales our first destination in focus. The folk at Destination NSW have just released a list of 213 things to do, revolving around food, culture, nature, wildlife, beaches and Indigenous activities and experiences. We speak with Izabella Lane, tourism coordinator for the Southern Highlands, about this special region of NSW, the main towns of Moss Vale, Mittagong, Bowral, Bundanoon and Berrima, and the amazing Pie Festival that is celebrated across the region in June.

Mind Your Own Retirement - Episode 49 by YourLifeChoices