Mindy On Money

Mindy (and Carl) talk about how to get your partner on board with Financial Independence.

• Carl brings up Mindy's mysterious old boyfriend, Mr. Pie
• How Carl and Mindy discovered FI
• Mindy (and Carl's) superpower that made them wealthy
• Carl/Cypress Hill
• Best tips for convincing a partner to FI
• JT, do you read the show notes?

People don't want to talk about money. We'd all be better off if we did.

Mindy (and Carl) talk about how to talk about money. In the course of the conversation, Carl learns a deep-dark money secret about Mindy and one of her ex-boyfriends. Juicy.

Mindy and Carl talk about what expenses will look like post-retirement:

• First, they answer a retirement tax question from a listener.
• Then, they list the reasons why they think expenses will be less in retirement.
• And The Bull gets a name?!??

Links

• ProjectionLab: https://projectionlab.com/
• Eric Cooper: https://mindyonmoney.com/s1/30
• HelloNectarine: https://hellonectarine.com/
• Mindy On Money: https://mindyonmoney.com/
• Facebook group: https://www.facebook.com/groups/mindyonmoney

Email

• Mindy: [email protected]
• Carl: [email protected]
• The Bull: [email protected]

Thanks for listening!

In this episode of Mindy (and Carl) on Money:

• Carl asks Mindy why she's still working, even though she doesn't have to
• What Mindy gets out of her fancy job
• Carl threatens to start a competing podcast with The Bull
• Mindy's advice for those on the edge
• Carl tells Mindy why he was walking around topless in the neighborhood

Links

• Scholarship: https://mindyonmoney.com/scholarship
• Mindy's day gig: https://www.biggerpockets.com/podcasts/money
• Mindy On Money: https://mindyonmoney.com/
• Mindy on Money facebook group: https://www.facebook.com/groups/mindyonmoney

Thanks for listening!

Mindy interviews Carl about his early retirement journey. Before the interview starts, they have a silly chat about the Cybertruck.

Links:

• Sheeks Freaks: https://www.sheeksfreaks.com/
• The Boring Middle: https://mindyonmoney.com/s1/23
• Doc G: https://diversefi.com/
• The FI Cruise: https://www.amberlygrant.com/cruise
• Darren and Jolene on Mile High FI: https://www.youtube.com/watch?v=kXUyYZGa4ls
• FI Brain Trust: http://fibraintrust.com/

Thanks for listening!

Mindy (and Carl) talk about the recent market fluctuations.

• THE SKY IS FALLING says the financial media. Should most of us care? No.
• Did Mindydamus predict the 2020 crash?
• If Mindy goes to Disney, is she Mindy Mouse?

Also, the bull gets an email address.

Show notes:

• Camp FI: https://campfi.org/
• Mindy on Money: https://www.mindyonmoney.com
• Mindy on Money facebook group: https://www.facebook.com/groups/mindyonmoney

Thanks for listening!

Mindy (and Carl) talk about recent road trips, how the FI community has influenced their travels, and best tips for road trips.

Links

• MMM HQ: https://www.mrmoneymustache.com/hq/
• Our local Meetup group: https://www.meetup.com/NoCoMustachians/
• Best Buddies: https://www.bestbuddies.org/
• Kristen Knapp on MOM: https://mindyonmoney.com/s1/29
• Eric Cooper on MOM: https://mindyonmoney.com/s1/30
• FatFIRE: https://www.facebook.com/groups/fatfire
• MindyOnMoney: https://www.mindyonmoney.com
• MindyOnMoney facebook group: https://www.facebook.com/groups/mindyonmoney
• FinTalks cruise: https://www.amberlygrant.com/cruise
• Farm Toy Museum: https://www.nationalfarmtoymuseum.com/
• Choose FI groups: https://apps.choosefi.com/local-groups/

Thanks for listening!

Mindy (and Carl) discuss how they discovered the financial independence movement:

• Carl was only a Google search away from living his best life
• Mindy goes to the wrong session at a conference and lands a job anyway

Then, they talk about their favorite resources:

Books

The Simple Path to Wealth: https://amzn.to/3SbKUbw

Set For Life: https://amzn.to/3Y7lbF4

The Millionaire Next Door: https://amzn.to/4d2GQma

The Psychology of Money: https://amzn.to/3LpYFQ7

Podcasts

Side Hustle Nation: https://www.sidehustlenation.com/

Mile High FI: https://milehighfi.com/

BiggerPockets Money: https://www.biggerpockets.com/podcasts/money

Blogs

Budgets are Sexy: https://budgetsaresexy.com/ways-to-make-money/

1500 Days: https://www.1500days.com/death-march-financial-independence/

Mad FIentist: https://www.madfientist.com/how-to-access-retirement-funds-early/

MMM on optimism: https://www.mrmoneymustache.com/2012/10/03/the-practical-benefits-of-outrageous-optimism/

MMM on confidence: https://www.mrmoneymustache.com/2018/03/09/money-and-confidence-are-interchangeable/

Events

BP Con: https://biggerpockets.getregistered.net/conference-2024 (enter code Mindy200 to save $200)

EconoMe: https://economeconference.com

FinTalks cruise: https://www.amberlygrant.com/cruise

Thanks for listening!

In today’s episodes, Sean Mullaney, the FI Tax Guy answers questions from Mindy (and Carl).

Please note: The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Mindy, Carl, and the Mindy On Money podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. 

• Is the stock market overvalued?
• What do you do if you have a high stock concentration?
• Donor advised funds!
• Sean's work

Links:

• Sean Mullaney: https://fitaxguy.com/
• Macrotrends: https://www.macrotrends.net/
• Simple Path To Wealth: https://amzn.to/4cwwUBy
• The Arithmetic of Active Management https://web.stanford.edu/~wfsharpe/art/active/active.htm
• Bogleheads conference: https://www.bogleheads.org/forum/viewtopic.php?t=429430
• Mindy on Money: https://www.mindyonmoney.com
• Mindy on Money facebook group: https://www.facebook.com/groups/mindyonmoney

  Thanks for listening!

Mindy (and Carl) talk about what they spend money on including:

• health
• books
• local artists
• parties!

But money should NOT be wasted. Where do you draw the line?!?? If you can do something yourself, should you do it even if you don't like it? Looking at you car brakes.

How do we overcome the aversion to spending money? Is Mark Trautman's fun bucket the mind hack you need to get over the hump?

And finally, First Class Farts.

Links:

• Mindy On Money: https://mindyonmoney.com/
• Facebook: https://www.facebook.com/groups/mindyonmoney
• Mark's fun bucket: https://marksmoneymind.com/the-fun-bucket-overcoming-the-frugality-mindset/
• Heligoats Tiny Desk concert: https://www.youtube.com/watch?v=gtnY_HxqCJQ
• The new Tesla: https://www.1500days.com/the-355-tesla-model-y-the-good-the-bad-and-the-fsd/
• Catching Up To FI: https://catchinguptofi.com/
• EconoMe: https://economeconference.com/
• Adriatico's Pizza: https://adriaticosuc.com/

Thanks for listening!