Minority Money

Look closely at where you invest your money. What if we’re putting it in something that’s working against our values?

Are you okay with investing your money in a business or cause that continues to play a role in maintaining or perpetuating systemic racism?

We have the power to choose where we put our money.

Join me in this new episode of the We Need to Talk series with guest Rachel Robasciotti as we talk about race and finance!

Rachel Robasciotti, founder and CEO of Adasina Social Capital, an investment and financial activism firm which is owned and operated by a majority of women and people of color.

She is doing tremendous work in making the financial industry more diversified and inclusive!

Find out how you can invest in long-term, systemic change for people and the planet as Rachel and I go in depth on what happens when money meets social justice!

Highlights:

>> Race and finance

>> What is socially responsible investing?

>> Why queer is a more inclusive term for the LGBTQ community

>> What inspired Rachel to start race and finance blog and why it’s important

>> A brief history about the stock market and Wall Street

>> Rachel explains Adasina’s investment strategy

>>Rachel shares her thoughts on social justice investing

>> What if we are investing in a business that is working against our values?

>> How can you make change and impact communities in a positive way?

>> What our social justice movements telling  us to focus on

>> 3 questions you should ask your advisor

Resources:

>> Rachel Robasciotti’s Social Media

Website

LinkedIn

Twitter

>> Adasina Social Capital

Twitter

LinkedIn

Facebook

If you loved this episode, you have to listen to these episodes as well:

>> WNTT 1

>> WNTT 2

>> WNTT 3

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and

If you want to build wealth, investing in real estate is a great option!

It might seem complex at first and out of reach for some but with ample research, studying, and some guidance from the pros, you can actually do it!

Join me in this episode as I jump into a financial conversation with the real estate goddess Jamisa Mclvor! Jamisa is the CEO at Rosebud’s Investments, LLC. She takes people from all walks of life and ages and pretty much teaches them how to build their real estate portfolios from scratch.

Jamisa is going to talk about how she built her real estate empire by the age of 26! I know, it sounds incredibly amazing and she’s going to share her genesis and her secret with us!

If you’re in the long haul then, you might want to plunge into real estate!

Start investing in your future today by listening to this episode as Jamisa Mclvor shares how she went from a supermarket cashier to managing and owning 23 properties at 26!

Highlights:

>> Jamisa talks about how she was able to build her real estate empire

>> Jamisa’s intro to real estate

>> Real estate is everything

>> Tips on how to get affordable properties

>> Ways to acquire a property when you don’t have a capital

>> How Jamisa’s company started

>> The importance of financial literacy as a way to improve your financial standing in life 

>> Picking your struggles

>> Jamisa’s thoughts on overcoming obstacles while creating generational wealth

>> Truths about financial freedom

>> Advice from Jamisa on how to get what you want and get to where you want to be

Resources mentioned from this episode:

>> Jamisa’s Social Media:

LinkedIn

Instagram

Facebook

>> Rosebud's Investments, LLC

If you loved this episode, you have to listen to these episodes as well:

>> Building a Better Future through Holistic Financial Planning

>> Following your Passion & Growing Your Wealth

>> The Secret to Being a Successful Investor

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and

COVID-19 bared its fangs not only on our economy but also on our relationships. 

Dealing with our usual routines is already a handful for some and with COVID-19 added into the mix, it should come as no surprise when couples and families are struggling with keeping their relationships together. Dealing with it can make or break a relationship.

With many of us stuck inside our homes, managing stress can be quite a challenge. There are no distractions to help us cope with our problems. 

How can we manage our relationships and stress so we don’t end up creating decisions we’ll regret later on?

Join me in this special episode as Dr. David Stewart returns to talk about the status of couples and kids during this COVID-19 pandemic with me and my lovely wife, Maricela. 

Dave Stewart of Stewart Family Coaching is a psychotherapist and a life coach who’s on a mission to help you discover new life by identifying and replacing habitual thoughts and behaviors that keep you from living a happy life.

We’ll be digging deep on what’s keeping and breaking families and relationships together!

Highlights:

>> How COVID-19 is impacting families, kids, and relationships 

>> Why is divorce rates are spiking up during COVID-19 lockdown

>> Adapting the ‘Transforming Mindset’

>> Why it’s important for people and families to go through the process of mindset transformation

>> Challenges in a marriage and why maturity is a big thing

>> The 3 filters to our reality

>> Recognizing that your filter is different from your partner’s filter

>> What is maturity in relation to marriage?

>> Taking your responsibility as a parent seriously

>> Training your kid’s egocentricity

>> The problem with lack of accountability and structure

>> Why your marriage is the most important relationship in the family

>> Discipline is not synonymous to punishment

>> Dave’s advice for couples and families to help them cope with this difficult time

>> Divorce ain’t the answer and it should never be the first option

>> Learn to seek help when you need to

Resources mentioned from this episode:

>> David’s Social Media:

Twitter

Instagram

>> Stewart Family Counseling

If you loved this episode, you have to listen to these episodes as well:

>> Winning in Finance, Health, Marriage & Life

>> Making The Most of Money Talks With Your Spouse

>> Compass vs. Map: How to Navigate When Life Gets Off-Course

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify,

Representation is something usually overlooked, but when a big portion of the workforce is composed of minorities, it really shouldn’t be.

Joining me today is Jannese Torres-Rodriguez, a proud Latina and Puerto Rican, and an absolute jack-of-all-trades in the best way possible. We're going to discuss the lack of minorities in the financial planning sector, and how to widen one's investment portfolios.

Our goal today is to shed some light on the path to financial success, especially for those that may not have had this growing up.

Jannese goes into detail about the instability of a nine-to-five job, the importance of side hustles to financial independence, and how you should take that step to doing what you love as your own profitable business.

Highlights:

>> The lack of representation in the financial planning sector

>> Misconceptions of wealth and investments from our parents

>> Using racial anonymity in investments to grow your wealth

>> Financial Independence and Early Retirement

>> Taking freelance opportunities to increase income

>> Debt management and prioritizing payment

>> The importance of conversations about money

>> Using your community as a relevant network and meeting new people

Resources mentioned from this episode:

>> Jannesse’s Social Media:

Instagram

Yo Quiero Dinero Podcast

If you loved this episode, you have to listen to these episodes as well:

Making the Financial Industry More Inclusive with Lazetta Braxton

Financial Planning is Personal and You Should Start Now

Equality and Representation in the Financial Industry

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (https://www.facebook.com/groups/423846561552747/) 

Want to chat with a fee-only financial planner? Shoot me an email at [email protected] Can't wait to meet you.

We’re honoring veterans today! To pay our respect, I invited a veteran and a friend.

In this episode, I’m joined by one of my hometown friend, whom I met back in high school. Today’s guest is veteran and multiple business owner Beau Miracle!

Beau is the owner of Miracle Realty, a real estate office in Madera, CA. who have been in business for 30 years, and specializes in making miracles happen through real estate! 

Beau also owns a crossfit gym and he will talk about fitness, health, and how he factors all of that into his business. Find out how Beau Miracle created the success that he has now, how he is making miracles happen for others through realty, and how he is paying it forward!

Highlights:

>> Beau shares his experience on being a veteran

>> Beau’s thoughts on civilians and veterans day

>> The transition from active duty servicemen to becoming an entrepreneur

>> Practicing the right mindset

>> How Beau’s love for health and fitness factor into the other businesses that he started

>> How Beau’s fitness regimen translates into better stuff for his business 

>> The importance of having a balanced mind, body and spirit

>> Your are what you eat/ You are the person you surround yourself with

>> Your best network 

>> How to not sabotage your own success

>> Creating a system regimen to prep you up for success

>> Working on your legacy

Resources mentioned from this episode:

>> Beau’s Social Media:

LinkedIn

Instagram

>> Miracle Realty

>> Atomic Habits

>> The 7 Habits of Highly Effective People

>> Think and Grow Rich

If you loved this episode, you have to listen to these episodes as well:

>> You Are What You Absorb

>> Aligning Your Mind and Body With Yoga

>> Building Fitness Habits that Last

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a

It’s incredibly hard to get into the financial industry. But what is more difficult is staying in it.

To make the financial industry more inclusive, and serve more people of color and provide them with the financial services that they need, I’m bringing in another incredible guest who has done awesome stuff for the industry and for the people of color community!

Join me in this episode as I interview the “Financial Planner for the Rest of Us”, Lazetta Rainey Braxton, MBA, CFP! She is wealth manager & investment advisor, entrepreneur, speaker, writer, and the Co-Founder and Co-CEO of 2050 Wealth Partners, a virtual financial planning and wealth management firm with a mission to provide access to financial planning for “the rest of us.” 

Lazetta believes that solid financial advice is not just for the 1%. Her work involves elevating people of color, specifically the black community.

We’re going to talk about the underrepresentation of black advisors and how it affects black families. We also touch on the topic of diversity, equity and inclusion, and how we can create an environment where people feel included. And help minorities build wealth!

Highlights:

>> The under representation of black advisors in the financial industry

>> How does the lack or under representation of black advisors affect black families

>> Unique challenges that financial advisors of color experienced

>> How learning financial planning gives people of color a unique type of independence

>> Diversity, networking, and connecting with people

>> What diversity, equity, and inclusion means for Lazetta

>> The best thing non-poc can do for to support their poc colleagues/friends

>> How to make the financial industry and profession more inclusive

Resources mentioned from this episode:

>> Lazetta’s Social Media:

LinkedIn

Twitter

>> Financial Planning

>> 2050 Wealth Partners

>> 6 ways to recognize and share white privilege in wealth management

If you loved this episode, you have to listen to these episodes as well:

>> How to Start Feeling Good about Your Money with Pamela Capalad

>> You Are What You Absorb

>> Gaining Financial Confidence Through Money Talks with Jen Hemphill

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify,

Mental health is a topic that many people shun away from. It’s never easy to tell someone about your mental health. It’s that inner demon that many battle with everyday. It is something that requires attention, time and gentle loving care.

Mental health isn't a taboo subject. It’s something that needs to be spoken about and needs to be spoken now! 

In this episode, I had the honor to interview Dr. Cortney Beasley, a doctor of Psychology, trained in Clinical and Forensic Psychology! We’re going to discuss mental health for minorities and unpack everything that is related to it.

Dr. Cortney is also the founder of Put In Black, a platform that aims to improve the access of health information with black communities and people of color.

She is committed to demystifying health and wellness practices by providing health practitioners, researchers, and artists with a platform to share their knowledge in relatable terms!

Highlights:

>> Mental health in black communities and people of color

>> What inspired Cortney to be a doctor and work in the clinical space

>> Human connection and healing

>> Why talking about mental health and mental illness is taboo

>> Money and mental health

>> Mental health for a black man

>> Why it’s important for health providers to recognize the difference 

>> How someone can advocate for themselves

>> Food as medicine

>> The kind of information you can find on Put In Black

Resources mentioned from this episode:

>> Cortney Beasley’s Social Media:

LinkedIn

Instagram

Facebook

>> Put In Black

If you loved this episode, you have to listen to these episodes as well:

>> You Are What You Absorb

>> Building Fitness Habits that Last

>> Remember to Eat Your Veggies

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I’m sure you’re getting tons of value from the podcast! Don’t forget to subscribe on Apple Podcasts, Spotify, Google Podcasts, or on your favorite podcast app and SHARE THIS with a friend.

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Let's Continue the Conversation! Head on over to the Facebook Group and let’s discuss how we can change the complexion of wealth (