Artificial Intelligence or AI is the current revolution, disrupting industry like never before. On this Mint's show with  @salesforce  India, we explore how businesses can leverage the benefits of AI through higher efficiencies, lower costs, even as they seek new opportunities for growth.

Watch this episode where Abhishek Singh, Deputy Editor, Mint is joined by industry veterans Nathalie Scardino, President & Chief People Officer at Salesforce and Arun Parameswaran, SVP & MD - Sales at Salesforce India.

They discuss how AI is shaping jobs of the future, and what those entering the workforce should prepare for.

Watch the full episode on YouTube- https://www.youtube.com/watch?v=D-R3yRwGQXk&list=PL2A-r6Y8n7po8xECEkd8W6NMy5opfVJXG&index=24&t=56s

As the number of credit card transactions in India continues to rise, there has also been an increase in cases of credit card fraud. This is particularly alarming, as many cardholders have reported unauthorized international transactions, even after they have disabled international usage on their cards.

If you are a credit card user and notice any unauthorized transactions on your account, the first thing you should do is watch the video for more information on what steps to take.

Watch the full episode on YouTube- https://www.youtube.com/watch?v=oOXvR0yeo7c

Margin Trading Facility (MTF) allows investors to leverage their capital by borrowing funds from their broker to buy more shares than their available cash would permit. But how does it work, what are the risks, and who should consider using it?

In today's episode of Why Not Mint Money, host Jash Kriplani speaks with Ashish Nanda, President and Digital Business Head at Kotak Securities, to break down the nuances of MTF, how investors can use it effectively, and key factors to keep in mind before opting for it.

On this episode of Founder Diaries, Manish Taneja is the co-founder of 'Puplle' shares some interesting insights on how exactly IIT-trained electrical engineers decided to open an online beauty startup - a rather interesting pivot.

Taneja explains how the core team which is 'full of introverts' uses data to decide on nearly every move, how the company manages to retain talent, and also, why it's a 'Bombay Type' company!

Watch the full episode on YouTube- https://www.youtube.com/watch?v=Q8rRVB_-mcg&list=PL2A-r6Y8n7ppIvJSJsc9o_DUiMBeBp877&index=8&t=5s

To get your dose of daily business news, tune into Mint Top of the Morning on Mint Podcasts available on all audio streaming platforms.

This is Nelson John, and I'll bring you the top business and tech stories, let's get started. 

1. States’ Revenue Grants Shrink

India’s revenue deficit grants to states have plummeted from ₹1.18 lakh crore in 2021-22 to ₹24,483 crore in 2024-25, with further cuts expected. This aligns with the 15th Finance Commission’s goal of pushing states toward financial self-sufficiency. While overall central transfers to states have increased, direct revenue support has steadily declined. States, benefiting from an 11.1% growth in tax revenues in H1 FY25, are striving to balance finances, but fiscal deficits remain near the 3% cap. The key concern: Can states sustain fiscal discipline without heavy central backing?

2. Samsung’s $601 Million Tax Dispute

Samsung Electronics faces a $601 million tax demand from Indian authorities for allegedly misclassifying telecom equipment to evade import duties. The Directorate of Revenue Intelligence claims Samsung avoided 10-20% tariffs on Remote Radio Heads (RRH) used in telecom towers. A probe launched in 2021 revealed Samsung imported $784 million worth of RRHs without duties. The company, denying wrongdoing, is weighing legal options. This case is part of India’s broader crackdown on foreign firms, reinforcing its strict tax compliance stance.

3. Telcos to Roll Out Built-In Caller ID

India’s telecom giants—Jio, Airtel, and Vodafone Idea—are testing Calling Name Presentation (CNAP), a feature that will display caller names without requiring apps like Truecaller. Nokia, Ericsson, HP, and Dell are supplying the tech, with initial implementation limited to same-network calls. Spam calls remain a growing issue, with 1.5 lakh complaints in October 2024 alone. However, CNAP faces technical and regulatory hurdles, such as network load and data-sharing rules. If successful, it could significantly curb fraudulent calls.

4. Wipro GE’s $1 Billion ‘Make in India’ Push

Wipro GE Healthcare is investing $1 billion to expand local manufacturing, aiming for 70% of its products to be India-made by 2030 (up from 40-45% now). The company exports medical devices to 70 countries, with the US and Europe as key markets. While the US may impose reciprocal tariffs, Wipro GE remains confident in its diversified supply chain. The expansion includes R&D investment and a new facility in Karnataka. With India’s medtech market growing at 20-23% annually, Wipro GE is betting big on rising healthcare demand and government incentives.

5. Banks Poised to Cut Deposit Rates

Banks are expected to lower deposit rates from April, anticipating another RBI rate cut during its April 7-9 policy meeting. With inflation cooling to 3.6% in February and credit demand softening, lenders need to adjust rates to protect margins. While banks held off cutting deposit rates after the February repo rate reduction, another cut would leave them with little choice. However, deposit rate reductions take time to reflect in margins, as older deposits remain locked at higher rates. The key question: Which bank will make the first move?

Artificial Intelligence or AI is the current revolution, disrupting industry like never before. On Mint's series with  @salesforce  India, we explore all aspects of how AI is impacting businesses and what it means for the workforce.

Watch this episode where Abhishek Singh, Deputy Editor, Mint is joined by industry veterans Srinivas Tallapragada, President & Chief Engineering Officer, Salesforce and Sanket Atal, SVP & MD - Operations & Technology at Salesforce India.

Watch the full episode on YouTube- https://www.youtube.com/watch?v=fzIDXcTjy7A&t=768s

The huge IPO frenzy is pushing investors to test their luck. However, with the supply far outpacing the demand, not all get lucky enough to get allotments, especially in very popular or big ticket IPOs. So - is there anything you can do to ensure you do get the allotment? Here are some tips and tricks!

Watch the full episode on YouTube- https://www.youtube.com/watch?v=ZpMXxPIZB84

"This is just a normal correction in a structural bull market. Most of the damage seems to be behind us" - this is what Vikas Khemani tells Mint an exclusive interview as part of the 'Where To Invest Rs 10 Lakh Today' series. Khemani believes that even the excessive outflows of FIIs is mostly over, and the Indian equity market should be on the path to recovery soon. In this interview, he also tells us how he thinks people should invest amid this market downturn, what sectors are likely to perform and why he's not a big believer in investing in gold.

Stock market | Indian equity market | Vikas Khemani interview

Watch the full episode on YouTube- https://www.youtube.com/watch?v=F6v7UcRFFfk

In this episode of Mint Money Talks, we speak with global investor Jim Rogers who is convinced about one thing - that the U.S is going to see a recession worse than 2008.

He has been selling U.S stocks, and tells Mint that if he had to buy right now, he would buy China, because India is too expensive despite the recent correction. He is also going to keep buying gold and silver - here’s why!

Jim Rogers | U.S Recession | China stock market | Indian Equity market

Watch the full episode on YouTube- https://www.youtube.com/watch?v=mqvmdSs0TNw&list=PL2A-r6Y8n7ppmaBfWfc6gxXF_nFRVYmt6&index=3&t=208s

If you're living in one of India’s top cities like Mumbai-MMR, Delhi-NCR, Bengaluru, Pune, Chennai, or Hyderabad, and earning ₹12–15 lakh a year, you've probably hit a dead-end searching for a home to buy. Let’s get real - with that income, your max EMI budget is around ₹45,000 a month, which means you're looking at homes priced up to 60 lakh rupees.

But here’s the kicker: Affordable, well-located housing options in India's top cities are vanishing fast. In this episode of Let's Get REal With Manisha Natarajan, we unpack why this is, and whether the union budget 2025 can actually do anything about it.

Watch the full episode on YouTube- https://www.youtube.com/watch?v=FQnNfzCqWxE&list=PL2A-r6Y8n7poPU5Xj5SJqMa6S1YHBizLw&index=2&t=59s