MISS FINDEPENDENT

S03E03. All about co-living, or shared housing! Derek Baker and I chat about what co-living is, how it differs from a traditional roomie or hostel situation, its benefits and drawbacks, how to determine if this is a living situation that is right for you, and find a place that is right for you. We also talk about how it looks like in a Covid environment, and Derek's upcoming co-living plans (on a shoestring budget!) 

Follow Derek's co-living journey and check out his other projects:

Freedom Coliving Blog

Derek on Instagram

Freedom Coliving on Instagram

Show Notes

https://www.missfindependentpod.com/show-notes/season-3-episode-3

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Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.7% interest:

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Thanks so much for tuning in!

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Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

S03E02. Today Gloria is joined by her friend Ivan who is a Registered Nurse. We chat about a variety of personal finance topics. The main goal of this podcast is to normalize conversations about money, and hope that this sparks similar conversations with your friends and family. We’ll go over different types of pensions, life insurance, how to negotiate prices when buying big ticket items, his career path and some investing lessons learned.

Check out Gwai Jai on Youtube

https://www.youtube.com/channel/UCKcsp4x-Iwg7eSu3RjyBuZA

My Website

www.missfindependentpod.com

---

Sign up and get $10 to trade on Wealthsimple Trade

https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW

Sign up for no-fee banking with Tangerine or EQ using my referral code!

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.7% interest:

https://join.eqbank.ca?code=GLORIA1867

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

S03E01. Today Gloria is joined by her friends Jill and Maddy. We talk about investing for the long term. We go over investing basics - asset classes, risk tolerance and different options for investing. We also discuss our investing strategies and stories. We also get into whether there are gender differences in investing. Canadians, 2021 means $6,000 more in TFSA contribution room! Let’s get this bread!

Sources

https://hbr.org/2019/03/when-will-we-see-more-gender-equality-in-investing

https://blogs.cfainstitute.org/investor/2019/05/22/the-equality-equation-three-reasons-why-the-gender-investing-gap-is-closing/

https://www.nytimes.com/2017/01/13/business/mutfund/a-trillion-dollar-question-why-dont-more-women-run-mutual-funds.html

Website

www.missfindependentpod.com

---

Sign up and get $10 to trade on Wealthsimple Trade

https://my.wealthsimple.com/app/public/trade-referral-signup?code=MH07DW

Sign up for no-fee banking with Tangerine or EQ using my referral code!

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.7% interest:

https://join.eqbank.ca?code=GLORIA1867

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

Runda is back! This week's episode is more Bitcoin focused, as we discuss the history of Bitcoin, the recent all time highs in Bitcoin price we're seeing and the potential reasons for it, and once you've done your own due diligence - how to enter the market. We also chat about why it's important to fund disruptive technologies. Hope this helps others understand Bitcoin better!

Detailed show notes:

https://www.missfindependentpod.com/show-notes/season-2-episode-7/

---

Sign up for no-fee banking with Tangerine or EQ using my referral code!

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.5% interest:

https://join.eqbank.ca?code=GLORIA1867

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

Today Gloria is joined by her friend Runda. They discuss what cryptocurrency and what blockchain is, how it works and how it’s revolutionized accounting. We chat about things you need to know before investing in cryptocurrency. Hope this helps others understand cryptocurrency better!

Links

Detailed show notes: 

https://www.missfindependentpod.com/show-notes/season-2-episode-6/

---

Sign up for no-fee banking with Tangerine or EQ using my referral code!

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.7% interest:

https://join.eqbank.ca?code=GLORIA1867

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

Today Gloria is joined by her friends Patrick and Alex. They discuss the FI(RE) or financial independence retire early movement. This is where the name MISS FINDEPENDENT came from! We get into what FIRE is, how to reach it and a bit about our own FI journeys. We also get into how to talk about money with your partner, which can potentially be daunting but doesn't have to be! Hope this provides some perspective on the FIRE movement and inspires others to live within their means. 

Links

Detailed show notes/sources: https://www.missfindependentpod.com/show-notes/season-2-episode-5

---

Sign up for no-fee banking with Tangerine or EQ using my referral code!

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.5% interest:

https://join.eqbank.ca?code=GLORIA1867

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

Today Gloria is joined by her friend Isabel. They discuss the origins of gift giving, the 2020 consumer holiday outlook, ways to save money on gifts, DIY and sustainable gift ideas. Hope this inspires others sleigh your budget this holiday season!

Links

Detailed show notes/sources: https://www.missfindependentpod.com/show-notes/season-2-episode-4

---

Sign up for no-fee banking with Tangerine or EQ using my referral code!

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.5% interest:

https://join.eqbank.ca?code=GLORIA1867

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

Steph and Alex are back again this week! We discuss meal prep, cooking at home, snacking to prevent take out cravings, and tips and tricks to make the most out of the food you buy. Hope this inspires others to cook at home more to save money!

Links

Detailed show notes https://www.missfindependentpod.com/show-notes/season-2-episode-3/

A breakdown of Toronto’s best grocery delivery services https://torontolife.com/food/breakdown-torontos-best-grocery-delivery-services/

Dalhousie COVID-19 Online Food Activity Study https://www.dal.ca/sites/agri-food/research/covid-19-online-food-activity.html

Steph on Instagram https://instagram.com/stephh_lau

Recipes

Minimalist Baker https://minimalistbaker.com/

Budget Bytes https://www.budgetbytes.com/ 

Big Mac Pizza https://www.ethanchlebowski.com/cooking-techniques-recipes/big-mac-pizza-sheet-pan-pizza

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Curious about those meal prep kits and want a discount code? Use my referral codes!

Get $50 off Good Food! https://www.makegoodfood.ca/en/referred-by/l2302051

Get $40 off Hello Fresh! https://www.hellofresh.ca/pages/raf_lp11?c=HS-ZJQTFKDV7&utm_source=raf-share&utm_medium=referral&utm_campaign=clipboard&utm_couponvalue=$40&utm_invitername=Gloria

Thanks so much for tuning in!

--

Disclaimer - MISS FINDEPENDENT is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

Today Gloria is joined by her friends Stephanie and Alexandra. They discuss budgeting habits, how to save money while grocery shopping, and some tips and tricks to make the most out of the food you buy. Hope this inspires others to reduce food waste, price match and shop local!

Links

Detailed show notes https://www.missfindependentpod.com/show-notes/season-2-episode-2/

Steph on Instagram https://instagram.com/stephh_lau

---

Sign up for no-fee banking with Tangerine or EQ using my referral code!

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

https://tangerine.ca

EQ Bank - all accounts get 1.7% interest:

https://join.eqbank.ca?code=GLORIA1867

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double check on the third party website to get the most up to date info.

Welcome to SEASON TWO of MI$$ FINDEPENDENT!! In season one, we learned the basics of how to get our finances in order. In season two, Gloria will be opening the floor, using the podcast as a chill forum to normalize conversations about money.

Today she is joined by her friend Sachiko, who is building a campervan from scratch. They discuss Sachiko’s motivation behind the project, her relationship with money, budgeting for the build, and also budgeting for taking a year off to travel in the van. Hope this inspires others to get started on the project you have been thinking of starting - whether it is building a campervan of your own, or starting a side hustle. Just do the damn thing!

Links

Sachiko’s spreadsheet tools

Road to Pitches on Youtube

Detailed Show Notes

https://www.missfindependentpod.com/show-notes/season-2-episode-1/

Referrals

Tangerine - new accounts get 2.5% interest (first 5 months), use my Orange key: 40411403S1

EQ Bank - all accounts get 1.5% interest:

Thanks so much for tuning in!

--

Disclaimer - Miss Findependent is sharing perspectives on personal finance for educational purposes. It may not apply directly to your individual situation. I'm not a licensed financial advisor and it's a good idea to consult with one before making any serious financial decisions. References to products, offers, and rates from third parties often change, please double-check on the third party website to get the most up to date info.