On today's episode we chat about being financially prepared for the unexpected loss of a loved one. The recent news of Kobe and Gianna Bryant and the 7 others who perished in the tragic helicopter crash, as well as the loss of several young parents in our community, led us to discuss what happens after an unexpected loss. Nothing can prepare you for the emotional effects of losing a spouse or child, but you can prepare for the financial effects. On this episode we discuss life insurance, why you need it, how much you need, when to get it, whole vs. term, etc.