Monday Money Tip

About the Episode: 

• In this episode, Joe shares what he would and wouldn’t do differently if he could go back to the very start of his financial journey.
• In our Current Events segment, we’re talking about record debt levels in America. We’re looking at what has changed over the years and what are new trends we’re seeing. 
• Our success story comes from a member of our Fully Funded Life community, who has been able to pay off her car and make headway on her student loan debt. 

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article - US Personal Debt
Book: 20/20 MONEY: Gaining Clarity for Your Financial Future
Tools: Budgeting Templates
Tools: Saving & Investing
Online Banks 

Related Monday Money Tip Podcast Episodes:
Episode 89: Should I Have a Credit Card?
Episode 132: How to Find a Good Money Coach
Episode 134: 4 Steps to Budgeting
Episode 139: Make Money While You Sleep
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 153: The Power of 1%
Episode 156: A Balanced Budget
Episode 157: Funding Your BIG Dreams

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, Joe interviews IWBNIN team member, David Nimmons, on how he and his wife recently paid off their mortgage.
• David shares some key tips and tricks for paying off your house.
• Joe and David discuss what tools you can use if you’re trying to pay off your mortgage quickly.
• They also talk through what can make a big difference and what can set you back.  

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Debt Tools
Early Pay-Off Calculator
Mortgage Payment Calculator 

Related Monday Money Tip Podcast Episodes:
Episode 66: Pay off Your House - Early!
Episode 118: We Paid Off Our House in 9 Years - Success Story
Episode 140: The Power of Persistence
Episode 156: A Balanced Budget

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this week’s episode, Joe and Sarah Piercy are also joined by I Was Broke. Now I’m Not. team member, Whitney, who recently embarked on The 30-Day Spending Challenge.
• During this episode, they discuss questions like why Whitney decided to start this spending challenge, what are some things she said no to, and what she did when she wanted to buy something but couldn’t.
• In this episode, hear from someone who is actually participating in The 30-Day Spending Challenge.

About Sarah Piercy
Sarah is a wife, mom of 3, friend, and follower of Jesus. She spent almost 10 years in ministry as Executive Assistant to Lead Pastor, Carey Nieuwhof, in Ontario, Canada, and continues to work with Carey today. She loves people, good conversations, and challenging herself with life experiments for personal progress and spiritual growth. She writes about her exploration of what makes life rich, meaningful, and worth living from her blog, writtenforthegood.com, and she lives with her family just north of Toronto. 

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
The 30-Day Spending Challenge

Related Monday Money Tip Podcast Episodes:
Episode 76: Spending Fast
Episode 96: Is Now the Time for a Spending Fast?
Episode 163: The 30-Day Spending Challenge

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, Joe sits down with Sarah Piercy to discuss what a spending challenge is and who can benefit from participating in this challenge.
• Sarah joins us after creating The 30-Day Spending Challenge that we’re launching later this month. She’ll be coaching participants on how to prep for and successfully complete their first month-long fast from spending. 
• Before we kick-off the challenge, we wanted to have Sarah back to share her heart behind the fast and what she’s hoping people will experience through it.  

About Sarah Piercy
Sarah is a wife, mom of 3, friend and follower of Jesus. She spent almost 10 years in ministry as Executive Assistant to Lead Pastor, Carey Nieuwhof, in Ontario, Canada and continues to work with Carey today. She loves people, good conversations, and challenging herself with life-experiments for personal progress and spiritual growth.  She writes about her exploration of what makes life rich, meaningful, and worth living from her blog, writtenforthegood.com and she lives with her family just north of Toronto.

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
The 30-Day Spending Challenge

Related Monday Money Tip Podcast Episodes:
Episode 76: Spending Fast
Episode 96: Is Now the Time for a Spending Fast?

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, we’re discussing what to do when one spouse is a saver and the other is a spender. How can you make your finances work, and what are some tips for understanding the differences?
• In our Current Events segment, we’re sharing about the new child tax credit. 
• Our success story comes from Jennifer, who has developed new financial habits that are transforming her family.

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article - Child Tax Credit
Article - Divorce Money Issues
Tool: Budgeting Templates
Online Banks 
Book: 20/20 MONEY: Gaining Clarity for Your Financial Future

Related Monday Money Tip Podcast Episodes:
Episode 88: “No” Allows You to Say, “ Yes”
Episode 98: Fire Your Wanter
Episode 128: Debt-Free While Working a Job We Love
Episode 156: A Balanced Budget
Episode 157: Funding Your BIG Dreams
Episode 159: Identifying Money Wounds
Episode 160: Healing Money Wounds

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, we’re going to discuss how to stick to a budget and save money with your back to school shopping. 
• In our Current Events segment, we’re talking about how the NCAA approved a recommendation to suspend their rules on amateurism on an interim basis. What does this mean for athletes and how does it affect you?
• Our success story comes from the Baker family who paid off $50k+ of debt and are debt free and living in their new forever home.  

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Mini Budget
2021 Sales Tax Holiday
Tool: Budgeting Templates
PDF: Download Back to School Savings
Book: What Everyone Should Know About Money BEFORE They Enter The Real World

Related Monday Money Tip Podcast Episodes:
Episode 147: How to Teach Your Kids About Debt
Episode 149: How to Teach Your Kids About Investing
Episode 151: How to Teach Your Kids About Giving
Episode 156: A Balanced Budget

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, we’re going to build on what we discussed during our last episode. In episode 159, we discussed what money wounds are and how to identify them. In this episode, we’re sharing how we can work to heal our money wounds.
• In our Current Events segment, we’re talking about foolish money decisions.
• Our success story comes from Frances, who was able to weather a nine-month period where her husband was unemployed.  

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Article - Foolish Financial Decisions
Book: I Was Broke. Now I’m Not.
Book: What Everyone Should Know About Money BEFORE They Enter The Real World

Related Monday Money Tip Podcast Episodes:
Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 139: Make Money While You SleepEpisode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 155: The Power of the IHHE Moment
Episode 159: Identifying Money Wounds

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, we’re discussing what money wounds are and how you can identify them. 
• In our Current Events segment, we’re discussing why it’s important to be prepared for what can come your way.
• Our success story comes from Valerie, who has paid off over $32,000 in just a few years and has an entirely new outlook on her finances.  

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Ready.gov
Book: OXEN: The Key to an Abundant Harvest
Book: I Was Broke. Now I’m Not.

Related Monday Money Tip Podcast Episodes:
Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 139: Make Money While You Sleep
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 155: The Power of the IHHE Moment 

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, Joe sits down with Davey Blackburn from Nothing is Wasted Ministries for an incredibly insightful conversation. 
• Joe and Davey talk about what it looks like to steward what we have wisely and live generously. 
• Joe shares some advice we can all follow on stewarding our finances well. 

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Nothing Is Wasted Ministries
NIN Podcast

Related Monday Money Tip Podcast Episodes:
Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 155: The Power of the IHHE Moment 

Email [email protected] to ask questions or share success stories.

About the Episode: 

• In this episode, we’re sharing tips on funding your big dreams, including ways to make these big dreams a reality. 
• In our Current Events segment, we’ll discuss why Joe decided to hop on the cryptocurrency train. 
• Our success story comes from Julie, who has been able to dream for the first time without worrying about the guilt over the money or lack thereof.

Resources:
FULLY FUNDED LIFE
IWBNIN Ladder
Tool: Budget Templates
Tool: Known, Upcoming Expense Calculator

Related Monday Money Tip Podcast Episodes:
Episode 120: Saving for KUEs
Episode 137: 5 Tip to Help You Absolutely, Positively, Actually Follow Your Budget
Episode 138: What is a Mutual Fund?
Episode 139: Make Money While You Sleep
Episode 143: 5 Steps to Avoid Budget-Busting Expenses
Episode 155: The Power of the IHHE Moment 

Email [email protected] to ask questions or share success stories.