About the Episode: 

• Today, we’re answering: “Can you tell me how to get started investing?”  
• We’re also updating you on Joe’s Current Investments.
• In our Current Money Events segment, we’re talking about special days and how you can keep them from crushing your budget.  

Resources:
Download Joe’s Current Investments
20-Day Savings Challenge
Next Steps Section
TOOL: Known, Upcoming, Non-Monthly Expense Calculator
Follow Joe on Facebook
Charles Schwab
Next Steps: Investing
Next Steps: Banking

Verse: “Invest in seven ventures, yes, in eight; you do not know what disaster may come upon the land.” - Ecclesiastes 11:2

Related Monday Money Tip Podcast Episodes:
Episode 20: 5 Basics of Investing
Episode 21: Making a Good Investment
Episode 22: Investment Fees
Episode 37: Joe’s Current Investments [2019]
Episode 70: The Power of Planning [Current Events Segment - Zero Trading Fees]
Episode 86: Pay Cash for Next Christmas (or a Vacation)  

Email [email protected] to ask questions or share success stories.

About the Episode: 

• Today, we’re answering: “We need your help. We are pretty good at budgeting, but it seems like right when we have started to make progress, an unexpected expense blows up our budget - things like a car repair or an insurance bill that is due every six months. Can you help us figure out how to prevent these issues from messing with our financial progress?”  
• In our Current Money Events segment, we’re sharing tips that Joe has learned from budgeting for 200 consecutive months. 
• Our success story comes from Cody, who was able to eliminate a car payment. 

Resources:
I Was Broke. Now I’m Not. Participant Kit + FREE Access to Online Study
I Was Broke. Now I’m Not. Group Study DVD
I Was Broke. Now I’m Not. Tools
TOOLS: Budgeting 
TOOLS: Known, Upcoming, Non-Monthly Expense Calculator 
Next Steps: Banking  
IWBNIN Ladder
20/20 MONEY: Gaining Clarity For Your Financial Future 

Verse: “The plans of the diligent lead to profit, as surely as haste leads to poverty.” - Proverbs 21:5

Related Monday Money Tip Podcast Episodes:
Episode 32: How to Have a Debt-Free Vacation
Episode 33: How to Never Have a Car Payment
Episode 61: The I Was Broke. Now I’m Not. Ladder - Explained
Episode 83: Money Saving Tips

Email [email protected] to ask questions or share success stories.

In this episode, we’re answering: “I know it’s important to pay attention to my finances, but it causes me so much frustration, fear, and anxiety. You seem very confident about money. Can you share some tips that will help me become more comfortable dealing with money stuff?” In our Current Money Events segment, we’re talking about the winter money blues. Our success story comes from Cynthia, who will be debt free after a 38-month journey!

In this episode, we’re answering: “I want to hear your thoughts on debt. Dave Ramsey says, “NO!” to all debt - except for maybe a house. Others say, “Use other people’s money.” I’m so confused. Help!” In our Current Money Events segment, we’re sharing the updated contribution limits to your retirement accounts and other tax-advantaged investment accounts. Our success story comes from David, who is almost halfway up rung #4 of the I Was Broke. Now I’m Not. Ladder!

In this episode, we’re answering: “I just got started with my monthly budget. It is really tight! What are some ways I can save money in my budget?” In our Current Money Events segment, we’re talking about things people say about money that drive us crazy! Our success story comes from Debby, who paid off her house in less than seven years!

In this episode, we’re answering: “Every year, I receive a big tax refund. It always seems like a big amount, but somehow it disappears without making the impact I wish or thought it could. Can you provide some tips I could use to  maximize my tax refund?” In our Current Money Events segment, we’re sharing about good financial habits that you can create as the year is getting started. Our success story comes from Shawn and Jenn, who are completely debt-free going into 2020, minus the mortgage!

In this episode, we’re answering: “We always start out the month well. We prepare a budget, and it seems like we will be able to have a great month. However, by the end of the month, we’ve overspent the budget again. How do we stop overspending? Help!” In our Current Money Events segment, we’re updating you on a tax law change that has significant implications. Our success story comes from Kathy, whose credit score is now over 800!

In this episode, we’re answering: “I need help! I get all fired up about making changes to my finances, and I usually get off to a great start. But then something happens, and it feels like we lose all of the progress we have made. How can I get out of this up-and-down cycle?” In our Current Money Events segment, we’re updating you on the United States National Debt and how you can make a difference.

In this episode, we’re answering: “I want to make a lot of progress with my finances in 2020. Can you share some tips that could help me get off to a great start?” In our Current Money Events segment, we’re updating you on banking stats, including mortgage rates, basic saving rates, and CD rates. Hear a success story from Scott, who just became debt-free, including his house! In total, Scott paid-off $263,000!

In this episode, we’re answering your top money questions from December, including questions about starting a small business, obtaining rental properties, and if purchasing a long-term care insurance policy is a good idea. In our Current Money Events segment, we’re discussing what you can do NOW to help you achieve your financial goals in 2020. Hear a success story from Ms. Parker, who has been able to make huge progress on her debt elimination journey.