This variant is incredibly powerful for saving money. You don‘t see the saving money and this is really nice. Use an own bank account and destroy the cash card.
Make a total calculation about your income and expenses. Use the difference to split 10% pocket money. After that devide the rest money into several pots.
What is your Knowledge worth in monetary terms? Success does not Come over Night. It is a process of continuous work. Make yourself Independent of other peoples recognition