Money CHIC: Financial Wisdom and Advice for Single Women

Money can't buy love, but it can certainly start some spicy debates between you and your better half. In this episode, we're digging into the financial face-offs that make Monopoly fights look like child's play and exploring some money minefields that can test even the most solid relationships. Listen in as we explore how to resolve some of the most common financial sources of tension between couples.

Here's some of what we'll discuss in this episode:

• Disagreements on risk tolerance in investing. (2:02)
• Deciding on your retirement timeline as a couple. (6:07)
• Leaving behind a legacy for your children. (8:32)
• Should you stay in your home or downsize in retirement? (11:44)
• What do you want your retirement lifestyle to look like? (16:06)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

Picture this: You're at your retirement party, finally ready to enjoy your golden years, but worries caused by some bad money habits have robbed you of fully enjoying the sweetness of the day. It happens to more people than you think, which is unfortunate because, with just a little bit of modification, you can rid some of the worst money habits from your life and set yourself up for retirement success.

Here's some of what we'll discuss in this episode:

• Investing emotionally instead of strategically (1:58)
• Having a strategy in place to pay off debt. (5:19)
• Using your emergency fund for non-emergencies. (8:52)
• Avoiding professional advice to "save money." (11:10)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

Don't get us wrong. In many cases, your 401(k) can be your best investment vehicle, offering numerous benefits and tax advantages and many times a 100% return on some of your contributions (also known as an employer match). However, it's important to recognize that it might not always be the optimal choice for everyone. Join us in this thought-provoking episode as we dissect the reasons why someone should NOT invest in a 401(k).

Here's some of what we'll discuss in this episode:

• If your employer does not offer you matching contributions, you could look at other options. (2:27)
• If you do not have an emergency fund. (5:35)
• If you're worried about future tax increases. (6:57)
• If you have a lot of debt. (12:48)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

We're back to wrap up our discussion on financial decision-making during key life events. In part two, we're covering the last 4 pivotal life moments that you might face, including caring for loved ones, unexpected medical complications, retirement, and the loss of a loved one. Shari will provide practical tips and guidance to help you make informed decisions and maintain financial stability throughout these times.

Here's some of what we'll discuss in this episode:

• The financial impacts of caring for family members in your home. (2:04)
• How medical issues and disabilities can uproot your plans. (5:42)
• The importance of investing for the long term. (8:13)
• Making financial decisions after the loss of a loved one. (14:36)
• Why it's so valuable for you and your spouse to have a relationship with your advisor. (16:57)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

Are you ready to take control of your finances during life's most pivotal moments? In this episode, we dive into the complex world of financial decision-making during key life events. Whether you're experiencing the excitement of marriage or the joy of welcoming a new child or facing the challenges of divorce or the loss of a loved one, we'll provide practical tips and guidance to help you make informed decisions and maintain financial stability.

Here's some of what we'll discuss in this episode:

• Financial decisions in marriage. (2:18)
• Financial decisions during birth or adoption. (5:19)
• Financial decisions and expenses during a divorce. (8:40)
• Financial decisions during remarriage. (12:25)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

Have you ever wondered if the Social Security system will run out of money before you retire? Or if claiming benefits as soon as you're eligible is the best decision for your financial future? Unfortunately, there is a lot of misinformation out there regarding Social Security benefits.

In this episode, we'll be debunking common myths about Social Security and answering the questions you've been curious about. Stay tuned as we set the record straight so that you can make informed decisions for your financial future.

Here's some of what we'll discuss in this episode:

• Myth: You won't get any Social Security if you're a stay-at-home mom. (2:05)
• Myth: Social Security will be gone by the time you retire. (4:30)
• Myth: You can't work and receive Social Security benefits at the same time. (9:15)

If you are interested in any of the topics we discussed, please reach out and we would be happy to help you navigate your financial situation.

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

How financially literate are you? In honor of Financial Literacy Month, we're sharing facts you need to know when it comes to your money. If you're listening to this podcast, odds are that you are already interested in this topic, but let's take it to the next level.

Here's some of what we'll discuss in this episode:

• Why financial literacy and education in our country have been suffering. (1:45)
• Should I be saving money somewhere else? (7:58)
• Should I max out my 401(k) and be done? (11:36)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

Spring has officially sprung, so in the spirit of the season we are going share some financial spring-cleaning tips in today's episode. Getting organized and eliminating clutter in your finances not only feels great but can oftentimes uncover hidden expenses that you have forgotten about and can help you reevaluate your financial goals. Join Shari in this motivating episode about staying on top of your finances.

Here's some of what we'll discuss in this episode:

• Organize your documents and accounts to eliminate clutter and avoid unnecessary charges. (1:42)
• Look at your subscriptions and evaluate if they are still needed (4:31)
• Looking at what insurance you have and how much it cost. (7:07)
• Reconsider your tax withholdings based on previous tax years. (7:48)
• Automate your savings to pay your future self. (10:10)
• Does your financial plan still align with your current and future goals? (11:55)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

Do you ever feel like your retirement planning goals are always moving? You're not alone. We've found that people often move the goalposts in their own retirement planning, often to their detriment. In this episode, we're diving deep into the psychology of retirement planning and the dangers of moving the goalposts.

Here's some of what we'll discuss in this episode:

• The amount you need saved might change depending on where you on in life and what makes you most comfortable. (2:01)
• If you always seem to put off your savings until later, here are some ways to take some smaller steps to get started. (8:26)
• Waiting to reduce your risk because you're chasing returns could be dangerous. (10:07)
• Why people continuously change their retirement date. (14:10)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/

Listen to today's episode to see what you need to know and learn four ways the new changes might impact you. This won't cover everything because there are more than 90 provisions in the SECURE Act 2.0, but this should give you some planning opportunities to discuss with your advisor the next time you meet.

Here's some of what we'll discuss in this episode:

• Required minimum distribution age is moving back again. (1:39)
• Changes to the catch-up contribution for people over 50. (6:40)
• A new option to roll money from a 529 plan to a Roth. (9:35)
• A few different Roth changes in this bill as well. (14:18)
• Getting a company match in your 401k while you're paying student loans. (15:58)
• Shari's overall feelings on the SECURE Act 2.0 changes. (19:09)

Schedule a meeting with Shari: https://greenwaywealthadvisory.com/get-in-touch/

Want to learn more? Vist us online: https://greenwaywealthadvisory.com/podcast/