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“There's always going to be some new technology, some new shift, some new way of thinking... but here's the thing, we still have the same nervous system that we had back then.”
Many investors right now are worried that today’s market is “different”. Our hosts, Dan and Natalie Slagle, discuss why the bubble we might be in is no different from previous ones.
They give a tour through four centuries of market mania.
Dutch tulip futures trading for the price of an Amsterdam house. Isaac Newton losing a fortune in the South Sea Bubble. The dot-com crash that erased 78% of the NASDAQ. The 2008 housing collapse built on leverage instead of speculation. The 2021 meme-stock and crypto frenzy that took Bitcoin from $5,000 to nearly $69,000 and back down again.
Every one of them runs on the same fuel, beginning with a story people tell themselves, a fear of missing out, and the conviction that this time is different.
A bubble is simply price disconnected from underlying value, propped up by expectation rather than fundamentals. It goes from displacement, boom, euphoria, profit-taking, panic.
Can you tell a genuine paradigm shift from a bubble narrative? Would you buy your winning investment today, at today's price, if you didn't already own it? And whose voice are you listening to, and what do they gain if you believe them?
Assets change, stories change, but the instinct to chase and the instinct to panic don't. As an investor, it pays to keep a level head.
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Schedule a Free Consultation Here: https://www.equalvoices.co/start
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Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“This decision should not be based on a spreadsheet at the end of the day.”
Our hosts, Dan and Natalie Slagle, turn the mic on their own family planning by asking themselves, “Should we have a second child?”
To Dan, the first time around carried the thrill of not knowing; the second carries the different weight of already knowing what’s in store. Natalie counters that knowing what's coming brings its own quiet stress, even if the unknowns felt scarier the first time.
From there they work through age gaps, their reliance on a friend-built support network in lieu of nearby family, and how parenthood has already reshaped their careers, especially the pay and ambition gap that tends to open up for mothers specifically.
Then Dan lays out seven financial categories every couple should walk through: childcare, housing, income, healthcare, everyday costs, education savings, and long-term costs.
They land on a short list of questions worth asking before making the big decision. What's the monthly cash flow margin? Is there an emergency cushion? Does this feel affordable, or merely survivable?
Here’s the thing, though. Spreadsheets can help to inform a decision like this, but they shouldn't be the end-all-be-all. A child isn’t just another investment. They’re more than that. And so when it comes to the choice of whether or not to have baby number two, more ground can be covered with good old-fashioned communication between husband and wife than any document filled with calculations ever could!
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Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“This rebrand still embodies everything that we've built up to this point... but it's meeting us where we're at in our personal life, and where a lot of our clients are at.”
Our hosts, Natalie and Dan Slagle, spent over a year pouring heart and soul into a full rebrand of the firm they founded in their twenties.
Fyooz Financial Planning is retiring. In its place comes E_____ V_____ W_____ (you’ve gotta listen to find out!)
The old brand no longer matched who they had become or the couples they serve. These are high-earning dual-income households, often in their forties, many with kids, concentrated in medicine, engineering, and tech, to pinpoint a few industries.
These clients want both partners engaged, respectful, and treated as equals. Traditional firms still often default to one spouse (historically the higher earner) handling the finances; Dan and Natalie want both spouses to have a voice.
With this rebrand, the work’s the same, with the added bonus of clarifying their mission. That’s ongoing, relationship-driven financial planning that keeps both voices in the room as life shifts, whether it’s new jobs, children, career pivots, or inheritances.
The updated website, language, and core values now make that explicit. Fyooz had a special place; the new brand simply elevates what clients already experienced and what the founders always intended!
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Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“You don't want to apply to any schools without having an idea of what that school is likely to cost your family.”
Our hosts, Dan and Natalie Slagle, close out their two-part college funding series with Jonathan West of College Aid Pro. He’s a financial planner who has personally guided his own four kids through four very different college paths.
Jonathan recommends that parents run the numbers before falling in love with a school. Every college calculates a Student Aid Index through the FAFSA, or, at roughly 250 more selective schools, the CSS Profile, and that number (meaning not the sticker price) is what families should react to.
High earners often assume they're locked out of aid entirely and skip the exercise, but need-based aid is only one lever; merit aid, tied to grades and test scores, varies wildly and unpredictably from school to school.
Jonathan also discusses community college as a legitimate, underrated on-ramp; the modest payoff of most private scholarships; a shrinking pool of college-bound teenagers; and growing openness to gap years and trades.
Regardless of income, Jonathan encourages all parents to keep saving, in a 529 or elsewhere, and don't let uncertainty about the future of higher education talk you out of it. Nobody, he says, has ever regretted having more!
Key Topics:
Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“The easiest option is to say, ‘We'll figure it out when the time comes,’ which isn't necessarily a plan. To me, it's a hope.”
For most couples, the sticker price of college never gets a number attached to it out loud. At least, not until an acceptance letter forces the issue… which is exactly the wrong moment! Our hosts, Natalie and Dan Slagle, break it down in this Money Date.
Campus visits, admissions decisions, financial aid offers: these arrive stacked with emotion, and emotional timing makes for bad negotiating, whether the negotiation is with a spouse or a newly admitted teenager.
Dan and Natalie offer a framework built on seven questions to prepare for college finances. It dives into such things as what resources actually exist, what your cap is, and whether your child should have skin in the game when it comes to covering expenses.
Then, we’ve got harder questions. What happens to a scholarship's leftover money? Who absorbs the cost when a teenager falls for a school above budget? What actually belongs in "the bucket" beyond tuition nobody quite budgets for? And finally, when and how does a family tell a teenager any of this, in a way that reads as shared strategy rather than burden?
None of it is complicated math. It's a conversation most families never have out loud… until they're forced to.
Key Topics:
Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“On paper, millennials are doing better than boomers were at the same age.”
Every generation insists it got the raw deal, so our hosts, Natalie and Dan Slagle, decided to check the math instead of just complaining.
Adjusted for inflation, millennials at 34 hold $1.35 for every dollar boomers had at that age, according to St. Louis Fed research, thanks largely to post-pandemic gains in stocks and home equity.
But two structural gaps complicate the "we're fine" story. Homeownership sits up to nine points lower than it was for boomers and Gen X at the same age, and student loan debt, averaging $30,000-$45,000 per borrower, has outpaced wage growth as tuition nearly tripled since 1990.
Layer on three major economic shocks packed into one working lifetime, the 2008 financial crisis, the pandemic, and the fastest interest-rate spike in 40 years, plus a generational shift from pensions to self-managed 401(k)s, and the "doing better on paper" claim starts to feel more fragile than it looks.
Dan and Natalie land somewhere more nuanced on the spectrum of this debate. Millennials, as a whole, aren't clearly worse off than boomers were, but the generation may be more internally unequal, with tech workers, finance professionals, and pre-2021 homebuyers pulling far ahead while others carry outsized debt into a slower-growth economy.
As Natalie puts it, averages hide the fact that nobody actually lives at the average.
Key Topics:
Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“Can my finances support the life I want to live going forward?”
In recent years, many high earners have been walking away from lucrative jobs in search of more fulfilling careers. Are you in the same boat? If so, it’s important to have a strategy before making the leap! Our hosts, Natalie and Dan Slagle, break it down in this episode of Money Dates!
USA Today found that 64% of job switchers between 2022 and 2024 also changed careers, not chasing a bigger paycheck, but chasing remote work, better balance, or work that finally feels meaningful.
The dilemma, as Dan frames it, is that flexibility and money often pull in opposite directions, and you may not get to choose both. So before running any numbers, he and Natalie walk through questions meant to separate what someone is actually after: a new career, a sabbatical, less stress, more presence at home.
Then comes the math. Using a hypothetical couple, they model a household earning $430,000 down to the dollar, including what they spend, what they save, what they can trim, and which tax bracket they fall into (among other details).
The exercise finds $16,500 in painless annual cuts and a savings rate that can drop from 22% to 18% without derailing long-term goals. Natalie's hypothetical salary floor lands at $188,000, a real but survivable step down from $250,000.
Beyond the spreadsheet, Dan and Natalie remind listeners that salary is only one line item. As Dan puts it, financial planning isn't only about building wealth; it's about buying yourself the freedom to choose how you spend this one, precious life.
Key Topics:
Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“It really scares me when clients have done really well with a certain stock, and they tell me, ‘There's no way this isn't going to keep doing well.’ That, to me, is a red flag.”
For high earners at tech and growth companies, wealth often arrives not as salary but as equity. It accumulates quietly until a single position dominates the portfolio.
Our hosts, Natalie and Dan Slagle, call this the concentration trap, and with SpaceX going public, a new wave of employees may soon find themselves exactly here.
Enormously wealthy on paper, enormously exposed in practice.
The mechanics are one thing. The psychology is another.
Tax fear is the most common reason people don't sell. The capital gains bill feels like a certain loss, while the stock's future feels like a potential win.
But as Natalie puts it, don't let the tax tail wag the investment dog. A BlackRock study of the Russell 3000 over 38 years found that two-thirds of individual company stocks underperformed the index itself, and a third actually lost money.
What Dan and Natalie advocate is a plan built on systematic selling. Not price targets, but agreed-upon share amounts or dollar intervals.
Charitable contributions through donor-advised funds can absorb some of the tax drag.
Natalie and Dan remind listeners to always return to their actual goals. If an 8 to 10% return in a diversified portfolio provides you with the life you want, the concentration and the risk tied to it may not be necessary.
Key Topics:
Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
“Regardless of where you stand politically, it is right for everyone to assess all of their options.”
Our hosts, Natalie and Dan Slagle, spend this episode demystifying the newest entrant in kids' savings vehicles: the Trump Account, the tax-advantaged investment account for American children that begins accepting contributions on July 4, 2026.
Structurally, the account behaves like a hybrid between a children's savings program and a traditional IRA. Contributions go in post-tax, growth is tax-deferred, and withdrawals are mostly locked up until 59 and a half, with penalty-free exceptions for education and a first home.
Dan and Natalie walk through how the account stacks up against a 529 plan, a custodial brokerage account, and a Roth IRA, each suited to a different family's goals and risk tolerance.
They cover the mechanics that make this account distinctive, such as a one-time $1,000 federal seed deposit for children born 2025 through 2028. There’s also a $5,000 annual contribution cap shared among parents, employers, and grandparents, and mandatory investment in low-cost U.S. index funds.
Withdrawals end up being a mix of tax-free and taxable money. There are real tax perks for families who want them, but as Natalie puts it, no parent should feel shame for sitting this one out.
Key Topics:
Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
"Where the magic really happens is when you can marry your head and your heart."
Many people assume upsizing is about wanting a bigger house. Our hosts, Natalie and Dan Slagle, talk to real estate broker and former architect Tracey Henkels, who says it’s actually usually about adapting to a new stage of life.
Growing families, aging parents, remote work, changing school needs, and even grandchildren can all make a home feel too small. In these situations, the question becomes whether to renovate the existing home or move to one that better fits a family's needs.
While remodeling can seem like the obvious solution, Tracey explains that homeowners often underestimate the stress involved. Construction projects can drag on, exceed budgets, require constant decisions, and place strain on relationships. A renovation may solve one problem while creating several new ones.
Then there’s the financial angle. Many homeowners remain attached to the historically low mortgage rates they secured in recent years. Giving up a 2.75% loan can feel painful, but Tracey argues that comparing today's opportunities to yesterday's rates often keeps people stuck.
Markets change, and decisions should be based on current realities rather than past conditions.
Ultimately, buying or selling a home isn't purely a financial exercise. A house is both an investment and the setting for daily life. The best decisions balance practical considerations with personal priorities, ensuring that financial goals support, rather than dictate, how a family wants to live.
As Tracey puts it, the goal is to bring both your head and your heart into the decision!
Key Topics:
Resources:
Schedule a Free Consultation Here: https://www.equalvoices.co/start
Join our newsletter to stay up to date on the latest financial resources: https://www.equalvoices.co/contact
Natalie Slagle, CFP®, and Dan Slagle, CFP®, are the founding partners and lead financial planners at Equal Voices Wealth https://www.equalvoices.co/ — an independent firm dedicated to helping high-earning couples in their 30s, 40s, and 50s confidently navigate the complexities of managing money together.
At Equal Voices, they specialize in turning financial stress into strategy, guiding couples through everything from cash flow and investing to aligning money with shared goals.
Disclaimer: For updated disclosures, please visit https://www.equalvoices.co/legal
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