Money Guide with Sterk Financial

Even if you have laid out a great retirement plan, anxiety and indecision can still get in your way of taking the big leap.  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey talk about four common planning pitfalls that can veer you off track, and provide creative solutions to help you move forward with clarity and confidence. Topics include:
Overwhelm
Immersion Education
Webinar
Class
Bite-sized Learning
Communication
Fear
Insurance

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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Negotiating for assets is part of most divorces.  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey will explain how assets differ in real value even if the monetary amount might look the same. Topics include:
Settlement
Collaborative Divorce
Attorney
ROTH IRA
Investments
Capital Gains Tax
Taxes
Property Sale
Hidden Assets
Interest
Business
Inheritance
Gifts

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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Here’s the thing: money doesn’t come with instructions. You need a path. You need a strategy. This explains the Sterk Financial motto in a nutshell: Plan. Protect. Grow.

Securities and Investment Advisory Services are offered through Woodbury Financial Services, Inc., Member FINRA/SIPC. Insurance offered through Sterk Financial Services which is not affiliated with Woodbury. Neither Woodbury Financial nor its representatives or employees provide legal or tax advice. Forbes Best-In-State Wealth Advisors list includes 10 recipients per state. The award is based on qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices. The award is not based on portfolio performance or client reviews. There is no fee in exchange for rankings. Securities and investment advisory services offered through Woodbury Financial Services (WFS), member FINRA, SIPC. WFS and Sterk Financial Services are unaffiliated. The Forbes ranking of Top Women Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criteria and quantitative data. Criteria include years of industry experience and weights factors like revenue trends, assets under management, compliance records, and those that encompass best practices in their approach to working with clients. Neither Forbes nor SHOOK receive a fee in exchange for rankings. 350 Oak Tree Lane, Suite 150, Dakota Dunes, SD 57049 605-217-3555 sterkfinancialservices.com

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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The Wall Street Journal featured Mary Sterk in a story about helping two sisters with their Estate Planning - listen to the podcast to hear how she worked with them to help figure out a way to minimize the impact of taxes.  Topics include:
Will
Financial Power of Attorney
Healthcare Power of Attorney
Inheritance
Beneficiary
Funeral
Life Insurance
Legacy
Retirement
Trust

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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Are you ready to sell your business?  For many people, your business is like your baby - and it's hard to part with it!  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey discuss critical components of a business sale - from determining the value to structuring the sale to managing family dynamics after the deal is done.  Topics include:
Attorney
CPA
Financial Planner
Business Evaluation
IRS
Assigned Value
Taxes
Revenue
Income
Assets
Contingency Plan
Estate Plan
Life Insurance
Business Partner

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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Are you covered?  Are you sure?  A strong #insurance plan will make sure your risks are limited, or in some cases completely eliminated.  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey explore how different types of #risk can affect your #financial situation, and how to make sure your risk gaps are adequately covered. Topics include:
Flood Insurance
Home Owners Insurance
Liability
Umbrella Policy
Auto Insurance
Life Insurance
Disability Insurance
Health Insurance
Medicare

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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The prospect of retiring raises some big fears.  What if I run out of money?  What if I have a major health issue?  Are my investments set up right?  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor, Kelsey Bankey, discuss strategies for retirement income to help you feel confident when you are ready to stop working. Topics include:
Emergency Money
Interest
Risk
Behavior
Fixed with Fixed
Bills
Budget
Expenses
Loan
Market Crash
Liquidity
Travel
Grandkids
Stocks
Dividends

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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You're getting married! Finances are a major part of your new union. Each person brings their financial background, money philosophies & spending habits into the new marriage. Good communication and planning is the key to a healthy financial future together. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey share savvy financial tips for the Bride-To-Be! Topics include:
Debt
College
Credit Cards
Health Insurance
Retirement
Children
Re-Marriage
Communication
Cash Flow
Pre-Nuptial Agreement

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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Summer can get really expensive when the grandkids come to stay! In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey offer some budget-friendly ideas to enjoy the lazy summer days with those grandkids you love - without breaking the bank! Topics include:
Games
Treasure Hunt
Scavenger Hunt
Nature
Park
Movie Marathon
Snacks
Sandcastles
Moats
Beach
Animals 
Books
Reading
Fruit picking
Food
Farmers Market
Farm to Table
Gardening
Baking
Cookbooks
Pets
Petting Zoo
Humane Society
Dog Walking
Cats
Write a Story

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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