Money Guide with Sterk Financial

As the end of the year approaches, you may want to take stock to see if there are any strategic tax strategies you need to implement by year's end. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey share insights about smart year-end tax planning that you may want to look into - before it's too late! Topics include:
Long-Term After-Tax Returns
Tax Code
Non-Qualified Investment Portfolio
Retirement
Tax Loss Harvesting
Offsetting Losses
Short-Term Gains and Losses
Long-Term Gains and Losses
Mutual Funds
ETFs
Wash Sale Rule
Gifting
Tax Bracket
Bracket Bumping
ROTH IRA Conversions
Pre-Payment of Business Expenses

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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You still have time to capture some timely end-of-the-year tax deductions.  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey share some wisdom surrounding end-of-year tax strategy.  Topics include:
Standard Deduction
Tax Bracket
Health Insurance
Affordable Care Act
Mortgage Interest
Donor-Advised Fund
Tax Loss Harvesting
Tax Analysis
Medical Receipts

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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When your company closes its doors, it can be quite traumatic for everyone.  In this episode of "Money Guide with Mary Sterk," Mary shares the top 5 must-know tips if you are the one locked out in the cold!  Topics include:
Income Gap Analysis
Cashflow
Non-Qualified Monies
ROTH IRA
Insurance
COBRA
Taxes
Retirement Plan

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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You may be scared to retire during a recession – but it IS possible. If you make the decision to retire, go into it with eyes wide open. In this episode of "Money Guide with Mary Sterk," Mary gives seven tips to consider to retire when you want, at the lifestyle you want, so that you can enjoy the life you want. Topics include:
Financial Projections
Retirement Accounts
Investment Accounts
Health Insurance
Medicare
Social Security
Economic Uncertainty
Political Concerns

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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All too often, holiday stress tends to dominate our holiday experience. Without a doubt, this time of year challenges us with unique expenses. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Julie Chadwick share time-tested strategies to reduce your financial stress and enjoy your holidays more! Topics include:
Spending Goals
Spending Cap
Budget
Sales
Social Fund
Credit Cards

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

#ForbesAwardWinner #WealthManagement #EstatePlanning

While holidays bring cheer, they also challenge us with a unique layer of financial stress.  In this episode of "Money Guide with Mary Sterk," Mary shares time-tested strategies to reduce your financial stress and enjoy your holidays more!  Topics include:
Credit Score
Credit Cards
Budget
Online Shopping
Impulse Buying
Time Management
Experiential Gifts
Homemade Gifts
Decorating

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

#ForbesAwardWinner #WealthManagement #EstatePlanning

There's still time to capture some tax deductions this year. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Julie Chadwick share some tips and strategies surrounding end-of-year tax planning. Topics include:
Post-Tax Funnel
Pre-Tax Funnel
Preferential Tax Treatment
Brokerage Account
Direct Mutual Fund Account
Capital Gains Tax
Tax-Sensitive Asset Allocation
ROTH Conversion
IRA
Itemizing
Standard Deduction
Charitable Contributions
Donor-Advised Funds
Catch-Up Contribution
401(k)
Gifts
State Tax Deductions
529 Plan
Beneficiaries

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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At the end of the day, it's not how much you earn, it's how much you KEEP of what you earned.  In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey share ways to keep more with a concept called tax-sensitive allocation. Topics include:
Tax-Efficient Funnels
Pre-Tax
Post-Tax
Tax-Advantage
IRA
Pension
401(k)
Bank Accounts
Brokerage Accounts
Real Estate
Tax Brackets
Retirement
Capital Gains
Gains Rate
Qualified Dividend Income
Stretch IRA
Municipal Bonds
Mutual Funds

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

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Many of our clients give to charitable organizations - both for personal satisfaction and for the tax deductions. In this episode of "Money Guide with Mary Sterk", Mary shares ways to create positive impact on the world and on your tax return with your giving.  Topics include:
Standard Deduction
501(c)(3)
Gift-stacking
Philanthrophy
Itemization
Donor Advised Fund
Estate Planning
Will
Beneficiary
Giving Strategy

If one of the things on your bucket list to do before the end of the year is to get a giving strategy in place and see how that might impact your taxes, give one of our advisors a call! www.sterkfinancialservices.com/p/contact

Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: podcasts.apple.com/us/podcast/mone…rk/id1126426770 

Schedule an appointment with one of our advisors today! www.sterkfinancialservices.com/p/contact

Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/

#ForbesAwardWinner #WealthManagement #EstatePlanning