Shoremates,

If you love this book, you can pick yourself up a copy right here.  If you want her free bonuses, check out moneyhoneyrachel.com/free

Action Items

1.  If you don’t already have a credit Karma account, it’s a good idea to open one up in order to ensure you keep up to date with what’s going on.
2. It’s time to be real with yourself.  Do you have a hard time with discipline?  If so, credit cards are wolves in sheep clothing.  Ask yourself what strategy would be best if it’s your goal in increase your credit score. 

Always, Always Remember,

You've got this!

-J.D. Elliott

PS  Love tea?  Be sure to check out nauticalteas.com for gourmet, loose leaf tea!
PPS: Want help getting your finances in order?  Check out more at thelifenavigator.com