Money illuminated

In this episode, we compare Stocks & Shares ISAs and Cash ISAs, exploring the benefits, risks and key differences between the two. We discuss how your goals, time horizon and attitude to risk may help determine which option could be more suitable for you.

Please note: This podcast is for general information purposes only and should not be relied upon as financial advice or a personal recommendation. The information was correct at the time of recording but may be subject to change.

The value of investments can fall as well as rise and you may get back less than you invested. Tax treatment depends on individual circumstances and may change in the future. Whether a Cash ISA or Stocks & Shares ISA is suitable will depend on your personal circumstances, objectives, and attitude to risk. If in doubt, seek professional financial advice.

In this episode, Jack and Elliot are joined by Freya, our Estate Planning Specialist, to explore lasting powers of attorney, including how they work, the different types available and why they form an important part of future planning.

Please note: This podcast is for general information only and does not constitute financial, legal or tax advice.

The information discussed is based on our understanding at the time of recording (August 2026) and may be subject to change.

The Financial Conduct Authority does not regulate Lasting Powers of Attorney, Will Writing or Estate Planning.

Any estate planning solutions discussed will depend on individual circumstances and may not be suitable for everyone.

ilumiti LLP is authorised and regulated by the Financial Conduct Authority.

This content is intended for UK residents.

Jack and Elliot are joined by Freya Chuter, our Estate Planning Specialist, to talk through five key things to consider when making a Will, including common misconceptions, different Will structures and planning for loved ones.

Please note: This podcast is for general information only and does not constitute financial, legal or tax advice. Information is based on our understanding at the time of recording (May 2026) and may be subject to change. You should not act on any information discussed without seeking personalised professional advice. Estate planning solutions depend on individual circumstances and may not be suitable for everyone. The Financial Conduct Authority does not regulate trusts, will planning or estate planning. ilumiti LLP is authorised and regulated by the Financial Conduct Authority. This content is intended for UK residents.

Building on the basics, Jack and Elliot talk through strategies commonly used to reduce inheritance tax, including gifting, life insurance and estate planning. An accessible overview of the options people often explore.

Please note: This video is for general information only and does not constitute financial advice and was correct at the time of recording. The information is based on our understanding of current legislation, taxation and HMRC practice, all of which may change. Tax treatment depends on individual circumstances and may be subject to change in future. The Financial Conduct Authority does not regulate tax advice, estate planning, or cashflow planning.

Join us as we break down how inheritance tax works, who it applies to, and the key thresholds to know, with practical planning considerations along the way. This episode focuses on building a strong understanding of the essentials

Please note: this podcast is for general information only and does not constitute financial advice, and was correct at the time of recording. The information is based on our understanding of current legislation, taxation and HMRC practice, all of which may change. Tax treatment depends on individual circumstances and may be subject to change in future. The Financial Conduct Authority does not regulate tax advice, estate planning, or cashflow planning. A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of investments and pensions can go down as well as up, and you may get back less than you originally invested. This podcast does not constitute personal advice.

In this episode we explore whether retiring with £500k is truly achievable. We walk through an example, comparing annuities and drawdown, how state pensions fit into the picture, and the impact of market swings, inflation and spending habits. A clear, practical look at what £500k can really provide in retirement.

Please note: The information contained within this article is based on our understanding of legislation, whether proposed or in force, and market practice at the time of writing. Levels, bases and reliefs from taxation may be subject to change.

A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of your investments (and any income from them) can down as well as up which would have an impact on the level of pension benefits available. Your pension income could also be affected by the interest rates at the time you take your benefits.This podcast does not constitute personal advice. The Financial Conduct Authority does not regulate cash flow planning or tax advice.

Start getting to grips with your pension options as we explore defined benefit pensions, workplace schemes, annuities, drawdown and the state pension. A straightforward walkthrough to help you understand the choices that will shape your financial future.

Please note: A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of your investments (and any income from them) can down as well as up which would have an impact on the level of pension benefits available. Your pension income could also be affected by the interest rates at the time you take your benefits. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change. You should seek advice to understand your options at retirement. This podcast does not constitute personal advice. The Financial Conduct Authority does not regulate tax planning.

In this episode, we’re unpacking what it really means to be “retirement ready.” Elliot and Jack chat through the financial foundations you need in place, along with the emotional side of stepping into a new chapter. Tune in as we break down how to prepare for a retirement that feels both secure and meaningful.

Please note: A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of your investments (and any income from them) can down as well as up which would have an impact on the level of pension benefits available. Your pension income could also be affected by the interest rates at the time you take your benefits. The tax implications of pension withdrawals will be based on your individual circumstances, tax legislation and regulation which are subject to change. This podcast does not constitute personal advice. You should seek advice to understand your options at retirement.

Start the year strong with Elliot and Jack’s essential tips for budgeting and saving in 2026 — from building an emergency fund to automating savings and finding quick wins. A simple guide to take control of your money this year.

Please note: The value of your investments can go down as well as up, so you could get back less than you invested. A pension is a long-term investment not normally accessible until age 55 (57 from April 2028 unless the plan has a protected pension age). The value of your investments (and any income from them) can go down as well as up which would have an impact on the level of pension benefits available. This podcast does not constitute personal advice. The Financial Conduct Authority does not regulate personal budgeting.

In this special episode, Elliot and Jack unpack everything you need to know from the Chancellor’s Autumn Budget — cutting through the noise to help you understand what’s actually changing, what’s staying the same, and what it all means for your financial future.

Please note: The information contained within this podcast is based on our understanding of legislation, whether proposed or in force, and market practice at the time of writing. Levels, bases and reliefs from taxation may be subject to change. This podcast does not constitute personal advice.