Money In The Bank

And now the pause has ended…… 3 years ago student loan payments were put on pause due to COVID but now they are coming back. We discuss that and other programs still in the works on this weeks episode.

Today we discuss the difference between credit unions and banks. The pros and cons of each one and why you might decide to go with one over the other.

There have been stories in the news recently that mortgage fees are going up for people with high credit and decreasing for people with low credit. Today we dive in to report on what is actually happening, what the click-bait news titles get wrong, and how this might impact you.

On this weeks episode we talk about setting up a budget or checking in on your budget using tracking tools and the high level 50/30/20 advice to get you started in the right direction.

This week we talk about using a 401k/403b to save for retirement. We discuss contribution limits for the plans, what percentage you should be saving as well as where you should be at with your current savings. Tune in for all things retirement!

With inflation rates going up it can be hard to feel like your dollar is going as far even if you are trying to save. Today we discuss how we feel the pinch but also how we’ve pulled some levers to make sure we can still save the money we want to while battling rising costs.

We are back after a hiatus that lasted over a year and well a lot has changed!! We run through some of the changes and set the stage for ALL the things we want to talk about in the future. We’re so happy to be back, we hope you’re ready to journey with us again <3

On this weeks episode we discuss what our actual spending was in 2021, if we were happy with it and what area’s we expect to cut back on in 2022.

This week we chat about the importance of medium-term money and how investing can help you generate wealth for the long run!

From impulse purchases to collecting pokemon cards who told you to buy that? We all end up with items and often there's a lot of marketing behind the scenes to get us to buy specific products. As we try to be aware of these items, we can combat the urge to impulse spend and save thousands of dollars a year, literally, and that's pretty rad.