In this episode of the  Money Insights podcast, host Jesse Scroggins dives into the concept of financial freedom, offering a fresh perspective on the balance between time and money. While financial freedom is often viewed through the lens of achieving a specific net worth or retirement goal, Jesse shares a personal story about how his wife sees it differently—defining it as the freedom to spend time on what matters most. This contrast between financial security and time freedom opens the door to a broader conversation about aligning personal values with financial goals.

Jesse breaks down common misconceptions, explaining how many people either chase a number or focus solely on time, often neglecting the necessary balance between both. He shares compelling stories, such as the man who accumulated wealth but had no time left to enjoy it, and another who enjoyed his free time but lacked financial security. These examples highlight the importance of striking the right balance for true financial freedom.

Drawing on Proverbs 21:5, Jesse emphasizes the value of diligent planning, suggesting that the path to financial freedom begins with asking important questions: How do you want to spend your time? What kind of lifestyle do you want? Jesse encourages listeners to create a financial plan that supports their vision, rather than just chasing a number. Whether you’re a client of Jesse’s team or just reflecting on your own financial journey, this episode offers practical advice, actionable steps, and thought-provoking insights into the psychology of money and financial planning.

Listeners will walk away with a deeper understanding of how to align their financial plans with their values, and a reminder that financial security is not a number—it’s a feeling. Join Jesse Scroggins on this insightful journey toward living your great story and crafting a lasting legacy.

“If you focus too much on money, it can lead to burnout; if you focus only on time, you might lack financial security.”

Key Takeaways:

Learn more about Jesse Scroggins through the following links:

Website

Facebook

In this insightful episode of “Money Insights,” Jesse Scroggins dives into the often misunderstood world of financial planning and market predictions. Drawing from his personal experience with clients and market trends, Jesse emphasizes the importance of not attempting to predict the future, but rather focusing on creating a solid financial plan that can withstand various market conditions. 

Jesse uses a relatable analogy of flipping a coin to demonstrate how randomness, much like market behavior, cannot be accurately predicted based on past outcomes. Just because the market has seen consecutive good or bad years doesn’t mean the next year will follow the same pattern. He recalls how experts in 2014 predicted a downturn after several years of positive returns, yet the market continued to rise, proving that even seasoned professionals can be wrong when attempting to time the market.

The episode offers practical advice for those anxious about market volatility, highlighting the value of focusing on what can be controlled—building a diversified portfolio and having “buckets” of money allocated for short-term, mid-term, and long-term goals. Jesse encourages listeners to embrace the unpredictability of both life and the market with humility, referencing the book of James to remind us that we don’t know what tomorrow will bring. Instead of worrying about market predictions, he advocates for a financial plan that is flexible, tested against various scenarios, and resilient to downturns.

Jesse urges listeners to review their financial plans and ensure they have a strategy that can weather any market conditions.

“Good money management isn’t about predicting the future, but it’s about seeing the present with clarity.”

Key Takeaways:

Learn more about Jesse Scroggins through the following links:

Website

Facebook

In this episode of Money Insights, Jesse Scroggins takes a deep dive into the psychology of money and the true meaning of financial freedom. Moving beyond traditional financial topics like the economy, markets, estate planning, and tax strategy, Jesse explores the often-overlooked psychological aspects of wealth and what it means to achieve true financial freedom.

Jesse shares a personal story from a recent conversation with his wife that highlights the different perspectives people have on financial freedom. While many equate it to a number or net worth, others see it as the ability to spend time on what matters most. This episode emphasizes the importance of balancing financial security with the freedom to enjoy life. Jesse illustrates this with powerful examples of people who either amass wealth but lack time, or those who have time but worry constantly about running out of money.

Jesse stresses the need to align financial planning with your personal values. Whether you focus too much on building wealth or on maximizing time, both approaches can leave you feeling trapped. He draws on biblical wisdom, quoting Proverbs 21:5, to emphasize that the key to financial freedom lies in creating a deliberate plan that supports your lifestyle goals and ensures security for the future.

Listeners will be encouraged to reflect on their own financial paths, ask critical questions about how they want to spend their time and money, and ensure their financial plans align with these values. Whether you’re a client or not, Jesse urges you to monitor and update your financial plan regularly, making incremental changes to achieve the right balance.

Tune in to this episode for actionable insights on finding harmony between time, money, and financial freedom, and learn how to live your own great story while building a lasting legacy.

“True financial freedom balances both time and money—focusing too much on one can leave you trapped.”

Key Takeaways:

Learn more about Jesse Scroggins through the following links:

Website

Facebook

In this episode of the Money Insights podcast, host Jesse Scroggins and Tim Holloway discuss the challenges men face in addressing areas of their lives that require consistent effort and discipline, particularly in finance. The conversation highlights the importance of having a trusted financial advisor who provides clarity and support, helping clients navigate market fluctuations and avoid common pitfalls. Key insights include the significance of regular investing, the discipline to resist lifestyle inflation, and the importance of maintaining a robust emergency fund. They also discuss the advanced strategies for wealth protection, such as asset allocation and life insurance. The overall message emphasizes the value of having a comprehensive financial plan that not only focuses on wealth accumulation, but also on safeguarding and sustaining financial health over the long term.

"Financial clarity isn't just about making money; it's about ensuring the health of your relationships and life."

Key Takeaways:

Learn more about Tim Holloway through the following link:

Facebook

Learn more about Jesse Scroggins through the following links:

Website

Facebook

In today's episode of the Money Insights podcast, host Jesse Scroggins reflects on his earliest memory of encountering the concept of money, a moment that sparked a lifelong curiosity and passion for financial clarity. As a child, he vividly recalls asking his father about how people acquire the funds to buy a house, leading to a pivotal journey into understanding personal finance. Jesse's parents, open and transparent about their own financial dealings, encouraged his curiosity, eventually leading him to meet with a financial advisor during his teenage years. This experience, however, revealed the harsh realities of the financial world, where the advisor seemed more interested in selling products than offering sound, client-centered advice. This fueled the Jesse's determination to provide others with financial guidance that prioritizes clarity, confidence, and meaningful relationships. He emphasizes the importance of seeking the right guidance, much like finding a personal trainer, to navigate the often overwhelming world of finance. Through this episode, listeners are encouraged to take control of their financial journeys by finding trustworthy advisors who offer objective advice and foster a sense of security and purpose in their financial decisions.

"The first time I wondered about money was when I saw a $300,000 price tag on a house. It sparked a lifelong curiosity about how people afford their dreams."

Key Takeaways:

Learn more about Jesse Scroggins through the following links:

Website

Facebook

Welcome to Monthly Money Insights, the podcast that explores finance, retirement, and living your great story. We believe financial clarity helps everyone live a fuller life and foster meaningful relationships. By helping you understand and navigate the complexity of the tax code and estate law, as well as the chaos of the markets, we provide perspective that empower you to focus on what truly matters.

Our process alleviates financial stress and instills confidence, so you can live your great story and craft a lasting legacy. If you seek financial confidence this podcast is for you.

--