To work with Smallwood Wealth Management visit http://Go.oncehub.com/swconcierge to schedule a call today!

You wouldn’t let someone else choose your career, your home, or who you marry, so why let someone else shape your financial future? In this episode, John Smallwood breaks down why creating a personal wealth plan is the most important step in protecting your future, no matter how much money you have. He explains why most people delay planning until it's too late, how to truly invest in yourself, and why financial clarity starts long before you invest a single dollar. This episode is the perfect starting point for anyone looking to take control of their financial future.

Chapters

(00:00) Introduction

(01:32) What It Means to Truly Invest in Yourself

(03:38) The Wealth Curve Blueprint Explained

(05:09) Maximizing What You Already Have

(06:03) Why Great Plans Still Need Adjusting

What is the number one way you invest in yourself ? Leave your answer in the comments!!

Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood!

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

Facebook: https://www.facebook.com/SmallwoodWealthManagement

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056.

Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

To work with Smallwood Wealth Management visit http://Go.oncehub.com/swconcierge to schedule a call today!

Market Fluctuations don’t disappear with time, they compound, and a single market crash can destroy decades of growth. In this episode of Money Isn’t, John L. Smallwood breaks down one of the most misunderstood risks in retirement: one-year volatility. He reveals why market dips late in your investing life can be devastating, even if you’ve been “in the market” for 20 years. John shares a smarter way to build buffers, protect gains, and avoid mistakes that cost investors millions. Learn how to diversify with tools like annuities, cash positions, and planning for macroeconomic shocks. If you’ve built wealth, this episode is essential to keeping it.

Chapters

(00:00) Introduction

(01:28) Why $1M Can Suddenly Drop 40%

(03:47) How Sequence of Returns Can Ruin Your Retirement

(05:23) The Devastating Impact Of Selling During a Crash

(07:54) You Don’t Actually Get the Average Market

(09:36) Diversification Should Be Unique To You

(11:54) Conclusion: Understanding Full Spectrum Of Risk

Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood!

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

Facebook: https://www.facebook.com/SmallwoodWealthManagement

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056.

Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

To work with Smallwood Wealth Management visit http://Go.oncehub.com/swconcierge to schedule call today!

Most retirees don’t realize they could be walking into a tax trap. In this episode of Money Isn’t, John L. Smallwood breaks down how Social Security benefits are taxed, why deferring income can backfire, and the strategic moves high-net-worth individuals can make today to avoid unnecessary taxes in retirement. Learn how to time distributions, leverage Roth conversions, and optimize your tax bracket while it’s still favorable. This episode is essential for anyone focused on tax-efficient wealth preservation and retirement planning.

Chapters:

(00:00) Intro

(04:27) When Deferral Works and When It Doesn’t

(07:13) Tax-Free Withdrawals: When and How

(09:10) Understanding the 85% Rule for SS Tax

(12:21) Missed Opportunities in Low-Tax Environments

(14:08) Roth Conversion Timing and Impact

(15:16) 2026 Sunset and Tax Law Shifts

(17:27) Final Takeaway: Move From Future Tax to No Tax

Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood!

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

Facebook: https://www.facebook.com/SmallwoodWealthManagement

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056.

Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

To work with Smallwood Wealth Management visit http://Go.oncehub.com/swconcierge to schedule call today!

Most high earners don’t realize they’re underinsured, until it’s too late. In this episode of Money Isn’t, John Smallwood sits down with Aaron Levine, CEO of LG Insurance Agency, to expose the hidden risk undermining high-net-worth portfolios: underinsurance. With a deep background in helping affluent individuals and business owners, Aaron shares the essential coverages most people ignore, like umbrella policies, cyber protection, and employment liability insurance, and explains how small oversights can lead to massive financial loss.

You’ll hear real-world stories of denied claims and overlooked risks that cost families and companies everything. But more importantly, you'll walk away with clear strategies for building a smart, comprehensive protection plan. This episode reframes insurance as a strategic wealth preservation tool, not just an expense, and shows how the right team can protect your legacy from silent financial threats.

Chapters:

(00:00) Introduction

(05:12) The Real Cost Of Being Underinsured

(09:42) Lessons from the Slippery Slope Of Wealth

(17:03) What Makes A “Bad” Umbrella Policy Dangerous

(23:05) Business Owner Red Flags: EPLI, Cyber, And Buy-Sell Gaps

(29:09) Building Wealth During a Recession: Aaron’s Startup Story

(35:00) Insurance Is A Necessary Expense

(42:00) Co-Insurance Penalties And The Myth of Self-Insuring

(47:01) Final Takeaways: Mindset, And The Right Team

Enjoyed the episode? Make sure to like, subscribe, and leave a comment with your thoughts. Don't miss out on future insights from John Smallwood!

Connect with Aaron Levine

YouTube: https://www.youtube.com/@luxurygroupins%E2%81%A9

Instagram: @luxurygroupins @theaaronlevine

Email: [email protected]

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056.

Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Is your portfolio underperforming, even when the market’s up? In this episode of the Money Isn’t podcast, John Smallwood reveals how the velocity of money, market concentration risk, and sequence-of-returns danger are silently undermining even “smart” investment strategies. With over 35 years in financial planning, Smallwood explains why stagnant capital leads to higher taxes, greater exposure, and lower long-term returns, and how most people unknowingly build portfolios with no liquidity and no true defense.

You’ll discover why today’s S&P 500 is historically risky (with 36% of market value concentrated in just 10 stocks), why high PE ratios signal caution even in growth sectors, and how a seemingly solid $500K retirement fund could dwindle to $23K when withdrawals are mistimed. Smallwood offers a smarter approach: one that blends diversified tax structures, proactive liquidity planning, and a balance of offense and defense. If you're serious about building resilient, tax-efficient wealth that lasts through market cycles, this conversation is your blueprint.

Chapters:

(0:00) Introduction 

(3:44) Stagnant Capital, Hidden Costs, and Missed Growth

(8:12) The Top 10 S&P Stocks Now Control 36%, Should You Worry?

(11:04) The Retirement Trap: A $500K Case Study from 1999

(14:25) Offense Without Defense: The Fatal Flaw in Most Portfolios

(17:00) PE Ratios Are Rising So  What Does That Really Mean?

(19:48) R&D, Free Cash Flow, and the Upside of Concentration

(22:51) Offense + Defense = The Only Real Financial Strategy

To work with Smallwood Wealth Management visit http://Go.oncehub.com/swconcierge and schedule a free call today!

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

Facebook: https://www.facebook.com/SmallwoodWealthManagement

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

What if your biggest financial breakthrough comes from hitting rock bottom? Rob Thompson shares his remarkable journey, from early poverty and financial missteps to leading multimillion-dollar organizations built on shared success. After facing one of the darkest seasons of his life, Rob completely reframed his identity, purpose, and path forward how he approached money, leadership, and personal growth. His story is a blueprint for transforming adversity into lasting financial stability.

Listeners will learn how aligning values with financial strategy can create generational wealth, why matching employee retirement contributions unlocks organizational loyalty, and how accountability builds sustainable teams. This episode delivers practical financial insights from a leader who’s built success by investing in others. Whether you’re scaling a business, restructuring your finances, or seeking a stronger leadership edge, this episode is for you. Rob Thompson has delivered over 7,000 talks, authored 37 books, and helped thousands unlock financial independence through mindset, mentorship, and structured systems.

Chapters:

(0:00) Introduction

(3:50) The Decision to Prosper and Bring Others With You

(8:12) Creating Systems for Shared Financial Success

(13:45) Breakdown Before Breakthrough

(18:48) Personal Disciplines That Strengthen Financial Foundations

(24:10) How Rob Found True Alignment

(31:05) Leadership Without Ego: Why Teams Matter Most

(36:20) Empowering Others Without Building Dependency

(43:33) Managing Growth Without Losing Your Values

(50:15) Vision and Designing a Life That Impacts Generations

To work with Smallwood Wealth Management visit http://Go.oncehub.com/swconcierge to schedule call today!

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

Facebook: https://www.facebook.com/SmallwoodWealthManagement

To Hear More from Rob Thompson you can find him on these platforms . 

Instagram- ⁠⁠https://www.instagram.com/robb.thompson/?hl=en⁠⁠

Youtube - ⁠⁠https://www.youtube.com/@RealRobbThompson⁠⁠ 

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Big tax changes are coming and most people have no idea how much it could cost them. In this episode, John L. Smallwood breaks down the real-world impact of the 2017 Tax Cuts and Jobs Act expiring, what that means for your deductions, your tax bracket, and your long-term financial outcomes. Whether you're a high-income W2 employee or a small business owner, this conversation reveals how your tax liability can increase dramatically and why it's critical to take action now to avoid major losses.

With over 35 years of experience in financial planning, John explains why reactive strategies fall short and how a proactive, integrated approach can help protect your wealth from legislative changes. If you're serious about maximizing what you keep, not just what you earn, this episode is your guide. Like, comment, and subscribe to stay informed and stay ahead.

Chapters

(0:00) Introduction

(1:05) Stop Being Reactive with Your Wealth

(2:30) Understanding the 2017 Tax Cuts and Job Act Sunset

(4:55) SALT Deduction Myths That Are Costing You

(8:40) How Tax Law Changes Affect High-Income Earners

(10:15) What Business Owners Need to Know About 199A

(11:40) The Overlooked Tax Break: Pass Through Entity Tax (PTE)

(12:50) Real Estate and State Tax Impacts in High Tax States

(15:15) The Real Opportunity Cost of Overpaying Taxes

(16:00) Final Thoughts on Proactive Wealth Planning

Work with Smallwood Wealth ManagementLearn more about Smallwood Wealth: https://smallwoodwealth.comSchedule a free 15 minute introduction: https://go.smallwoodassociates.com/consult-pageConnect with Us On Social MediaInstagram: https://www.instagram.com/smallwoodwealthLinkedIn: https://www.linkedin.com/in/john-l-smallwoodFacebook:https://www.facebook.com/SmallwoodWealthManagementThis communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Most financial plans fail because they focus on goals, not strategy. In this episode of Money Isn’t, we break down why integrated financial planning matters and how breakthrough thinking can unlock wealth you didn’t know was possible. You’ll learn how to avoid costly mistakes, connect every financial decision, and build a strategy that actually adapts to life.

John P. Smallwood, Accredited Investment Management Consultant and co-founder of Smallwood Wealth Management, shares timeless insights from the 90s alongside modern strategies for navigating taxes, setting ambitious goals, and preserving wealth for the long term.

Chapters

(00:00) – Introduction

(00:37) – Evergreen Financial Lessons for Building Long-Term Wealth

(07:39) – Breakthrough Thinking in Business, Finance & Legacy Planning

(10:34) – Using Nonlinear Models to Solve Personal Finance Challenges

(14:43) – Filtering Financial Products to Avoid Wealth Erosion

(17:30) – Spotting Financial Leaks with Integrated Planning Tools

(24:42) – Generational Wealth, Tax Strategy & Multi-Decade Planning

(32:56) – Real-Life Financial Leakages & Personalized Wealth Blueprints

(40:07) – The Wealth Curve Blueprint: Financial Assumptions & Forecasting

(44:44) – Lifelong Financial Planning with Evolving Tools & Timeless Principles

Work with Smallwood Wealth ManagementLearn more about Smallwood Wealth: https://smallwoodwealth.comSchedule a free 15 minute introduction: https://go.smallwoodassociates.com/consult-pageConnect with Us On Social MediaInstagram: https://www.instagram.com/smallwoodwealthLinkedIn: https://www.linkedin.com/in/john-l-smallwoodFacebook: https://www.facebook.com/SmallwoodWealthManagementThis communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056. Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Is AI taking your job or making you a better leader? In this high impact episode of Money Isn’t, John Smallwood unpacks how artificial intelligence is transforming leadership, strategy, and productivity. AI is not replacing people, it is replacing inefficiency. Learn how to stay relevant by thinking strategically, mastering adaptable skills, and treating AI as a powerful partner instead of a looming threat.

Geoff Woods, bestselling author of The AI Driven Leader, shares game changing insights from his journey scaling billion dollar businesses and coaching executives. He introduces frameworks like CRIT to help leaders cut through busywork, realign teams, and solve complex problems with precision. Whether you are just learning to prompt or building an AI strategy for your company, this conversation delivers practical tools and future ready thinking.

Chapters

(00:00) Introduction
(02:30) Geoff Woods’ Journey to AI Leadership
(08:22) Discovering ChatGPT: The Turning Point
(12:24) How AI Helped Save a Dying Company
(14:12) CRIT Framework: The Right Way to Prompt AI
(19:56) The 10x Opportunity: Stop Doing 80% of Your Job
(22:53) Harvard Study: AI Boosts Speed, Quality, and Output
(26:01) Building an AI Advisory Board (Yes, with Jeff Bezos)
(30:29) Inside the AI Leadership Collective
(39:25) Leading a Team in an AI-Enhanced Culture

Work with Smallwood Wealth Management

Learn more about Smallwood Wealth: https://smallwoodwealth.com

Schedule a free 15 minute introduction: https://go.smallwoodassociates.com/consult-page

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

Facebook: https://www.facebook.com/SmallwoodWealthManagement

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056.

Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Most people think they need better investments to build wealth. What they actually need is a better plan. In this episode, John Smallwood breaks down how small financial leaks like  overspending, poor tax planning, uncoordinated strategies, quietly destroy long-term wealth.

You’ll learn how to align your saving, spending, and income into a system that builds momentum. It’s not about picking the perfect product. It’s about making your money work together.

If you want to grow your net worth without guessing, this episode is for you.

Chapters

(00:00) Introduction to Wealth Accumulation and Financial Psychology

(11:08) Mastering Wealth Management by Identifying Financial Leaks

(18:11) Swinging for Wealth: Why Coordination Matters More Than Products

Work with Smallwood Wealth Management

Learn more about Smallwood Wealth: https://smallwoodassociates.com

Schedule a free 15 minute introduction: https://go.smallwoodassociates.com/consult-page

Connect with Us On Social Media

Instagram: https://www.instagram.com/smallwoodwealth

LinkedIn: https://www.linkedin.com/in/john-l-smallwood

Facebook: https://www.facebook.com/SmallwoodWealthManagement

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056.

Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.