Money & Legacy: Debt, Wealth, Family & Career

Money & Legacy: Debt, Wealth, Family & Career

Download on the App Store

Money & Legacy: Debt, Wealth, Family & Career episodes

  • 148. How to Reset Your Budget After a Chaotic Summer

    If your budget went off the rails this summer, you’re not alone—and you don’t need guilt to get back on track. Between travel, camps, groceries that vanish in days, and “just because” ice cream runs, summer spending can feel like juggling with water balloons. But fall is the perfect time to reset your finances with intention.

    In this episode, I’m walking you through my 3-Step Budget Reset Plan—the same one I’m using after my own summer of spontaneous purchases, seasonal expenses, and even a water shutoff adventure. You’ll learn how to reflect on your spending, rebuild your budget for what’s ahead, and recommit to the habits that keep you moving toward your goals—without shame or overwhelm.

    In this episode you’ll learn:

    • How to audit the last 2–3 months of spending (and spot your real budget busters)

    • Why adjusting for seasonal changes like back-to-school and holidays is key

    • My favorite instant-win strategies to free up cash right now

    • How to choose one accountability tool to keep your budget on track

    • The emotional side of budgeting—and why grace beats guilt every time

    Whether you’re starting fresh after a hectic summer or just need a mid-year tune-up, this reset will help you finish the year strong.

    Join the August Cash from Clutter Challenge in my free Facebook group and turn unused items into fast cash to kickstart your fall goals: Legacy Builders Network with Laura Sexton



    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    12 min
  • 147. Question of the Day: How Do I Teach My Kids About Money Without Adding Chaos?

    “How do we teach our kids about money in a way that actually sticks?”

    In this Question of the Day episode, Melissa from Texas asks how to raise money-smart kids without creating more chaos for her family of five. If you’ve ever wondered whether to give your kids an allowance, pay them commission, or try something else entirely—this episode is for you.

    In this episode you’ll learn:

    • Why ages 7–9 are the most critical years for shaping kids’ money habits
    • How to make money tangible so kids can really understand its value
    • Why I prefer a commission-based system over a flat allowance
    • How to create a simple, consistent system that actually works
    • Ways to make money a normal, shame-free topic in your home

    Want support in raising money-smart kids? Join my free Legacy Builders Community, where we’re building healthy financial habits as families.

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    10 min
  • 146. How to Reset Your Routine for Fall: Aligning Your Schedule with Your Values

    Does your fall calendar feel like chaos before the season even begins? Between school schedules, volunteering, work, and family commitments, it’s easy to let life run you instead of intentionally designing a routine that supports your priorities.

    In this episode, I’m sharing how to hit the reset button for a new season—not just on your calendar, but in your life, finances, and career. It’s time to create a routine that reflects your values and leaves room for rest, connection, and progress toward your biggest goals.

    In this episode you’ll learn:

    • How to audit your current routine to see what’s draining you (and what’s working!)
    • A simple 3‑step reset process: Audit, Adjust, Align
    • Why margin in your calendar is essential for peace, health, and financial progress
    • How to block time for your priorities—family, finances, career, and rest
    • Why every “yes” you give today should align with your long‑term vision

    Want extra motivation as you reset for fall? Join us for the Cash from Clutter Challenge inside my free Legacy Builders Community! 

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    13 min
  • 145: Money Lessons from Ratatouille: Cooking Up Your Financial Future

    Can a rat teach you how to manage your money? In this episode of our Movie & Money Mashup series, we dive into Ratatouille—a story about dreaming big, overcoming circumstances, and building a team to reach your goals. Even if this Pixar classic isn’t Laura’s favorite, the money lessons are too good to ignore.

    In this episode you’ll learn:

    • Why your circumstances don’t have to define your financial future
    • How building the right team (coaches, advisors, partners) sets you up for success
    • The importance of boundaries—with family, spending, and your environment
    • Why envisioning your future is key to staying motivated through the hard work
    • How small, intentional changes can help you build wealth and leave a legacy

    Want to start building your own financial kitchen? Download my free Legacy Binder to organize your finances and prepare for the future: AccelerateYourLegacy.com/resources

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    29 min
  • 144. Buying a Car Without Debt: How to Navigate Big Purchases with Confidence and Peace

    When life throws you a curveball—like a totaled car—how do you make a big purchase without losing your peace (or your financial goals)?

    In this episode of Money & Career Mastery, I’m taking you behind the scenes of our real-life car buying journey. From the emotional rollercoaster of unexpected expenses to the practical strategies that kept us debt-free, this episode is full of lessons you can use when it’s your turn to make a big purchase.

    I’m sharing the exact mindset shifts, research tools, and negotiation tips that helped us confidently buy a car with cash (even when the price tag was higher than planned) and without the stress of dealer games.

    In this episode you’ll learn:

    • How to set a realistic budget for a car purchase (and avoid sneaky dealer tactics)
    • Why buying used and debt-free is often the smartest financial move
    • The non-negotiables to have before you walk into a dealership
    • How to advocate for yourself and avoid getting pressured into bad deals
    • Why mindset matters just as much as money when making big purchases

    Whether you’re buying your first car, replacing a totaled one, or preparing for a big purchase in the future, these strategies will help you stay calm, confident, and in control.

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    26 min
  • 143. Question of the Day: How to Align Your Spending With Your Values (Without Feeling Deprived)

    Are you spending money in ways that don’t truly reflect your family’s priorities? You’re not alone. In this Question of the Day episode, Laura helps Jenna—a mom of three from North Carolina—figure out how to create a budget that reflects her family’s values without feeling overwhelmed or deprived.

    When you want to save more, cut back on eating out, and still make room for kids’ activities and fun, where do you even start? It comes down to reordering your spending so that your values are funded first—not whatever happens to grab your attention that week.

    In this episode you’ll learn:

    • The step-by-step order for a values-based budget (and why most families get this wrong)
    • How to prioritize saving without feeling like you’re “taking away” from family fun
    • Why putting your goals at the top of your budget changes everything
    • Simple ways to spot (and cut) spending that doesn’t actually matter to you

    When your money reflects what really matters, every dollar works harder for your future—and your peace of mind.

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    6 min
  • 142. Debt Triage: How to Calm the Chaos and Pay Off Debt Fast

    When everything feels urgent, where do you even start? Let’s cut through the noise and get real about your debt.

    In this episode, I’ll teach you how to triage your financial situation—identifying what’s truly urgent, prioritizing your next steps, and creating a plan that puts you back in control. Whether you’re behind on bills, juggling collections calls, or drowning in payments, this episode will give you a simple, step-by-step way to find calm in the chaos.

    In this episode you’ll learn:

    • How to prioritize what bills and debts to tackle first
    • Why the debt snowball method is your best tool for quick wins and lasting motivation
    • When to adjust the debt snowball for IRS debt or family loans
    • How to stop letting creditors call the shots and start owning your financial plan
    • What to do if you’re behind on rent, utilities, or other essentials

    You’re not a failure—you’re a fighter. Let’s slay some debt dragons together.

    Ready for a personalized strategy? I have 7 Budget Deep Dive spots open for August before prices increase in September. Email [email protected] or DM me on Instagram to claim yours.

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    19 min
  • 141. Money Lessons from "You’ve Got Mail": Generational Wealth, Class Clashes & Financial Identity

    What can a 90s rom-com starring Tom Hanks and Meg Ryan teach us about money? A lot more than you'd think. In this fun and insightful episode of Money & Movie Mashup, Laura Sexton and Coach David Gibbs break down the financial truths hidden in You’ve Got Mail. From generational wealth and class dynamics to emotional spending and the myth that money makes you evil—we unpack it all with humor, heart, and just a little bit of nerdy nostalgia.

    Whether you're a golden retriever spender, a savvy beaver builder, or a hopeful ostrich, this episode explores how your money identity impacts your relationships, career, and legacy.

    In this episode you’ll learn:

    • The subtle power of class dynamics in shaping money beliefs
    • Why generational wealth isn’t always the villain (and how to create it wisely)
    • The emotional and identity-driven side of spending—and how to spot it
    • How gender and income differences show up in modern relationships
    • Why “contribution” in a household isn’t just about earning money
    • What your favorite You’ve Got Mail character reveals about your money habits

    Connect with David Gibbs:

    Website: https://ramseycoach.com/gibbsfinancialcoaching
    Instagram: https://www.instagram.com/financialcoachdavid/
    Facebook: https://www.facebook.com/gibbsfinancialcoaching/
    Twitter: https://twitter.com/coaching_gibbs
    YouTube: https://www.youtube.com/channel/UC5u712uYUm-e3KEIi2Gcb3A

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    24 min
  • 140. 3 Fast Cash Strategies That Won’t Break Your Long-Term Goals

    Need money fast—but don’t want to derail your financial goals to get it? In this episode, we’re talking about how to generate quick cash without falling back on credit cards or abandoning your long-term vision.

    Whether you're trying to avoid debt, stop financial bleeding, or build momentum toward your big dreams, this episode walks you through three proven ways to bring in money fast—without burnout, shame, or selling your soul.

    In this episode you’ll learn:

    • How to monetize what’s already in your hands (literally—check your kitchen!)
    • Why solving a problem you already help people with could become your first paid offer
    • The power of temporary, strategic side hustles—and how to make them work for you, not against you

    Plus, hear stories from real women inside the Legacy Builders Network who used these tips to save or earn over $800 in just 10 days!

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    10 min
  • 139. How Can I Change Careers Without Wrecking My Budget?

    Feeling stuck in a job that pays the bills but drains your soul? You're not alone. In today’s Question of the Day, we hear from Tyler in Tennessee—a 29-year-old marketing professional making $56K who’s craving a more creative career but feels trapped by student loans and financial obligations.

    If you’ve ever wondered whether you have to keep doing what you studied in college or feared losing financial stability while exploring a dream job, this episode is for you.

    In this episode, you’ll learn:

    • Why your degree shouldn’t dictate your future (and what sunk cost fallacy has to do with it)
    • How to build a creative business without quitting your 9–5 cold turkey
    • The difference between a survival job and a dream job—and why you may need both for a while
    • How to make a smooth, strategic transition into entrepreneurship
    • Why stability and peace matter more than fast moves when pivoting your career

    Timestamps:

    00:21 Tyler's Dilemma: Feeling Stuck in a Marketing Job

    01:24 Addressing the Sunk Cost Fallacy

    01:58 Exploring Nonprofit vs. Photography Career Paths

    03:06 Building a Photography Business

    03:55 Balancing Survival Job and Dream Job

    Learn more about working with Laura Sexton

    .        Join the Facebook group Legacy Builders Network.

    ·        Book a Clarity Call. Learn more here!

    ·        Checkout the resource library here!

    Want to ask a question Laura can answer on the podcast? Connect with her here!

    Want to receive a live money or career audit? Apply Here

    Send an email to [email protected] or send a DM on Instagram @accelerateyourlegacy

    Elevate your coaching with daily devotionals and prayers from 'Seasoned with Salt.' Get your copy HERE!

    8 min

About Money & Legacy: Debt, Wealth, Family & Career

From the publisher's feed

Money shouldn’t feel this overwhelming — especially when you’re doing everything “right.”


Money & Legacy is a financial clarity podcast for capable, high-functioning…