Personal Finance doesn't need to be nuclear physics. We know what we should do but simply lack the will to do it.

In today's episode, Mduduzi Luthuli shares the 10 Money Lessons he's learnt in his life and career thus far (lessons he wish he'd learnt in school) that have helped him gain control of his money.

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For most, mastering their personal finances can seem like grueling task. It doesn't have to be. It really doesn't take a miracle to start gaining back control. Follow these 10 Commandments and you'll be well on your way.

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Patience is the most important trait a person can possess in creating and accumulating wealth.

In this episode, Mduduzi Luthuli details how patience helps you in achieving financial independence.

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In the 3rd episode we tackle a common problem faced by those who have decided to start saving for their retirement.

How much should you have saved by what age? If you're starting early or late, how much should you be contributing and to what?

Mduduzi Luthuli gives some guidelines to this problem and hopefully this will prompt you to save more if needed as opposed to making you dispondent.

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Too many young people rarely - if ever - invest for their retirement years. The main reason often given for this is a lack of knowledge and understanding of the stock market and the principles that drive it. This is why Mduduzi Luthuli created Alpha-Beta.

In the 2nd episode he shares 5 tips for constructing and managing a portfolio.

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Welcome and thank you for joining us in the very first episode of Alpha - Beta, an audio note aimed at helping you navigate the financial markets and your personal finances.

We start of by helping you create a budget. Wealth Accumulation is about having control over your Wealth Allocation.

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