Money Made Simple

In this episode of Money Made Simple, Liv is joined by founder and managing director of Simplicity Sam Stubbs to explain exactly how Simplicity Living (the build-to-rent company which Simplicity funds own) works. Sam, who is also on the board of Simplicity Living, provides a useful overview of exactly how the investments work, and importantly why he thinks this type of investment will be SO good for our members in terms of long-term returns.

This episode covers:

• How Sam came to start Simplicity (as well as Simplicity Living and the other investments that make us unique)
• A brief, behind-the-scenes simple explainer on how Simplicity funds invest in Simplicity Living
• How Simplicity Living makes profits and how these flow through to Simplicity members 
• Sam's view on the competitive advantages that these investments bring
• If, why and how we've moved away from 100% "passive investing" - and our plans for the future around this
• The ambitions around Simplicity Living and the impact it could have for the NZ housing market

Our aim for this episode is to arm you with a much better understanding of the nuts and bolts around how and why we've decided to invest via Simplicity Living. We hope that by listening, you'll get a good idea of the impacts on you as a member  - and the social good that we're trying to achieve as a secondary objective!

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Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this episode of Money Made Simple, Jennie and Liv explain how compounding returns (including compound interest) work, and why compounding is such an important financial concept to understand. So magical, in fact, that Albert Einstein called it the "eighth wonder of the world". Go figure!

This episode covers:

• A simple explanation of how compounding returns work
• An example of how compounding can work in terms of interest on your bank balance vs investment returns
• How compounding can work against you, via interest on debt
• Why time in the market (aka get saving, earlier!) is such a good way to take advantage of compounding returns

Resources we mention in this episode:
- sorted.org.nz
- simplicity.kiwi
- moneyhub.co.nz

We hope you can walk (or dance) away from this episode with the knowledge and confidence to get compounding returns working for you, and minimise the impacts of compounding debt that work against you. 

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Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

Find us:
Instagram
Facebook
LinkedIn

Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this episode of Money Made Simple, we talk about how to get rich.  And no, we're not promoting some get-rich-quick scheme, we're talking about building sustainable wealth over the long-term. Spoiler alert: It's all about changing the way you think about money and your finances. AKA  focusing on your net worth vs. money in the bank.

This episode covers:

• What we mean by net worth
• How to calculate your own net worth (it's easier than you think!)
• How thinking in this way can make you happier - and richer
• The rule of 4% for financial independence
• Practical steps you can take to increase your net worth 

One of our favourite resources sorted.org.nz, has a handy and simple-to-use net worth calculator:

https://sorted.org.nz/tools/net-worth-calculator

Our aim for this episode is to leave you with a better understanding around long-term wealth. You'll walk away knowing how to calculate your personal net worth, armed with practical ways in which you can start to increase it for a better financial future.

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Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

Find us:
Instagram
Facebook
LinkedIn

Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

In this episode of Money Made Simple, we discuss the basics of KiwiSaver in New Zealand. What exactly is the KiwiSaver scheme, and why was it even brought in? Do we actually need it?

There seem to be plenty of myths and misconceptions out there around KiwiSaver and KiwiSaver providers, so we're here to help you separate the facts from the fiction - and why the KiwiSaver scheme such a good thing when it comes to planning for your 20-year holiday (aka retirement)!

This episode covers:

• The background of why we need KiwiSaver
• A brief comparison to Australia's super scheme
• How you join a KiwiSaver fund in NZ
• How your money is kept safe
• Some key stuff you can control in your own KiwiSaver investing journey

Hopefully you'll walk away from this episode knowing a little bit more about how you can make the most of your KiwiSaver, so when it comes to those golden years of retirement you can live the life you deserve!

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Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

Find us:
Instagram
Facebook
LinkedIn

Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.

We want everyone to talk more about money. Let's be honest, Kiwis aren't great at it - maybe we find it impolite, or a little bit awkward. But that's not going to help us get ahead - as the old saying goes, knowledge is power.  And by sharing our knowledge, we can learn. 

In this episode, we provide a super brief intro to Simplicity (NZ's low-cost, nonprofit KiwiSaver and funds manager)  and your co-hosts Liv and Jennie. We dive into why we really should talk more about money and finances - and how to start. 

Hopefully you'll leave feeling a little more empowered and confident to start or continue on your own financial journey. Tune in next episode for more on KiwiSaver, and why we think it's the best thing since sliced bread!

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Please help us share the good word (and make Kiwis richer and smarter with money) - the more we grow, the more good we can do %) Don't forget to follow, subscribe and rate the podcast if you found it useful!

Find us:
Instagram
Facebook
LinkedIn

Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.