▶ Watch the free Masterclass here: https://www.moneymakinmamas.com/millionaire-mamas-masterclass-workshop-free

If you earn around $70,000 per year and delay buying your first rental property for five years, what does that decision actually cost?

In this episode of the Money Makin’ Mamas Show, Nancy Wallace-Laabs and Kelcie break down the real numbers behind the compound cost of waiting to invest in single-family rental real estate. Using a realistic example of a $300,000 three-bedroom rental property, they walk through how wealth builds from four core drivers:

• Monthly cash flow

• Property appreciation

• Mortgage principal reduction

• Long-term compounding

With conservative assumptions:

• $300 monthly net cash flow ($3,600/year)

• 4% annual appreciation (~$12,000/year)

• ~$3,000–$4,000 annual principal paydown

• 6.75% investment property interest rate

That equals roughly $19,000 in first-year wealth movement from one rental property.

Over time, the numbers become harder to ignore.

Delay 3 years → ~$55,000 missed wealth growth

Delay 5 years → approaching $100,000

This episode is not about hype or rushing into real estate investing. It’s about understanding how time impacts outcomes and why single-family buy-and-hold rentals remain one of the most practical strategies for building long-term income and financial flexibility.

If you’ve been researching real estate investing, watching videos, attending workshops, or waiting for the “right time,” this conversation will help you see the math behind that decision.

Topics covered:

• Real estate investing for beginners

• Buy and hold rental strategy explained

• How rental properties build wealth over time

• Salary growth vs asset growth

• Why waiting to invest can be expensive

• The role of appreciation, cash flow, and leverage

• How one rental property can change trajectory

The goal isn’t to own dozens of properties. It’s to understand what owning one can do.

In this episode, we talk about ownership. Ownership of time, money, and decisions.

Kelcie shares the moment she realized that working harder inside a traditional system was not producing the flexibility or control she wanted. Despite stable income and benefits, the tradeoffs no longer made sense.

This conversation is not about hustle or dramatic exits. It is about clarity. We discuss how real estate can be used as a practical tool to create options, how priorities shift over time, and why transformation often starts by questioning what no longer fits.

This episode is for women who are reassessing how they earn, how they spend their time, and what they want their income to support moving forward.

To see how women use real estate as a structured path beyond the paycheck, watch the free Millionaire Mamas Masterclass linked in the show notes.

Watch or schedule by clicking here.

In this episode, we share 20 lessons we learned the hard way while building a real estate investing and education business. These insights are designed for women who are evaluating real estate as a serious income strategy and want to make smarter decisions without unnecessary mistakes.

We talk through what actually moves the needle, what creates friction, and how our approach has evolved as we shifted away from noise and toward clarity. This episode focuses on decision-making, not hustle.

If you are balancing a career while exploring real estate as a way to create more options beyond a paycheck, this conversation will help you think differently about where to focus your time and energy.

Listen in if you want practical perspective from experience rather than theory.

Ready to make real estate decisions with clarity instead of guesswork?
Watch the free Millionaire Mamas Masterclass to see how women use rental property investing to build options beyond a paycheck: Watch the webinar

In this episode, we break down long-term rentals as a practical real estate strategy for building stable income over time.

We discuss why long-term rentals continue to be a strong foundation for women who want to create options beyond a paycheck without taking on unnecessary complexity. This conversation focuses on clarity, decision-making, and building systems that support consistency rather than constant effort.

You will hear how to think about rental properties strategically, what to look for when evaluating opportunities, and how long-term rentals can fit into a bigger picture without taking over your life.

To see how women use real estate as a structured income path, watch the free Millionaire Mamas Masterclass linked in the show notes.   Learn More

The idea of finding your first rental property can feel overwhelming — but the truth is, it doesn’t have to be complicated. In this episode, we break down how simple it can be to start your real estate investing journey when you have the right tools, the right process, and the right mindset.

You don’t need expensive software, insider connections, or years of experience to start looking for profitable single-family rental properties. In fact, much of the information you need is already at your fingertips. With just Google and a few easy-to-use tools, you can start researching neighborhoods, evaluating locations, and identifying properties that make sense for long-term rentals.

We talk specifically about:

How to use Google Maps, Google search, and public info to explore neighborhoods, schools, amenities, and rental demand.

Why location is everything — and how you can easily research strong locations for rental properties without needing a data science degree.

How tools like the Neighborhood Analyzer help you make smarter decisions by breaking down which areas are most likely to attract reliable tenants and steady cash flow.

This isn’t about getting buried in complicated spreadsheets or running endless calculations. It’s about knowing what to look for, and then following a simple, repeatable process to find rental properties that fit your goals.

Of course, having the right resources can make a huge difference. That’s exactly why we created the Investor Starter Pack — a complete set of tools designed to give you everything you need to confidently start looking for your first or next investment property. Inside, you’ll get:

Our 30-Day Blueprint to guide you step-by-step through your property search, with daily activities you can complete in just a few minutes.

Easy-to-follow checklists to help you stay organized.

Worksheets to evaluate potential properties.

Simple tools to keep you focused on progress, not perfection.

The most important thing?

Getting started.

So many people stay stuck because they believe real estate investing is too complex or too risky. But as we share in this episode, it’s not about doing everything at once — it’s about doing the right things, one step at a time.

You don't have to have all the answers on day one. You just need to take the first step, follow a proven plan, and use the tools available to you. This episode will show you how simple that first step really is.

If you’re ready to stop overthinking and start taking action, hit play — and don’t forget to grab your Investor Starter Pack, linked below, to get the tools and guidance you need to start finding your first rental property with confidence.

Here is the Link to get your Investor Starter Pack:  https://www.moneymakinmamas.com/feb-15-mmm-ultimatecollection-lp-1

Every entrepreneur hits a point where things stop working — sales slow down, engagement dries up, and what used to work no longer moves the needle. In this episode, we dig into how to recognize when your business is in a slump and whether it’s time to pivot your strategy, your audience, or even your entire niche.

We talk about real signs that signal it’s time to shift — and how to do it intentionally, not reactively. You’ll learn how to:

Spot the warning signs of a business plateau or decline

Make confident pivots without scrapping everything you’ve built

Use free tools like SCORE, Google Analytics, and Microsoft Clarity to better understand your audience and their journey

Shift your marketing from general to niche (like moving from social media content to pre-probate lead generation for realtors)

Build a business that thrives on trust — not just trends

This isn’t about giving up — it’s about adjusting your approach so you can finally grow the way you know you’re capable of. Social media, AI, and data tools can support your goals — but they can’t replace clarity, passion, and the willingness to evolve when things aren’t working.

Whether you’re stuck in a sales slump, unsure of your next move, or afraid to make a change — this episode will give you the insight and encouragement to take action now.

Ever wonder why your biggest dreams sometimes feel like your loneliest journey?

In this heartfelt episode, we open up about the emotional side of entrepreneurship—the frustration, the self-doubt, and the sting of feeling unsupported by those closest to you. When friends don’t listen to your podcast or family scrolls past your social posts, it’s easy to feel invisible or misunderstood. But what if their silence isn’t rejection? What if it’s simply a reflection of their lens, not your worth?

That’s where Mel Robbins' concept of Let Them comes in—and it changed everything for us.

We also share an incredible, unexpected moment that reminded us to keep going. At just the right time, we met Cheryl “Action” Jackson, the powerhouse founder of Minnie’s Food Pantry. Her story—rooted in faith, perseverance, and turning pain into purpose—was exactly the message we needed. Cheryl's passion for giving back, her unshakable belief in herself, and her ability to rise above doubt reminded us that the entrepreneurial grind isn’t just about the hustle. It’s about impact. And that’s what makes it all worth it.

This episode is for every woman who’s felt alone, unheard, or tempted to quit. We talk about how to protect your energy, block out negativity, and surround yourself with a tribe of like-minded women who understand the vision—even if they’re not your relatives or childhood friends.

Because your dream isn’t too big. You’re not too much. And you don’t need to apologize for wanting more.

Are you willing to keep going, even when it feels like no one’s clapping?

#minniespantry #cherylactionjackson #justdogood #support #journey #havefaith #yourtribe #dreambig #entrepreneur #momlife 

Want to start investing in real estate but feel stuck because you have no money, no buyers list, and no time?

In Episode 15, we reveal why wholesaling real estate is the a first step for beginners — especially busy moms looking to create fast cash flow and build financial freedom.

Inside this episode, you'll discover:

We’re passionate about helping moms and women investors break into real estate investing with confidence, clarity, and community.

No experience? No problem.

You just need the right info that is simple and easy to use — and we’ve got it for you!

Download our Ultimate Real Estate Collection for Women and start your investing journey today!

COMMENT "READY" below or click the link in the description!

Follow us for weekly episodes packed with real estate investing tips, wholesaling strategies, and financial freedom blueprints for women!

And don't forget to LIKE and SHARE this episode with another woman ready to win!

#wholesaling #moneymakinmamas #realestateinvesting #realestate #propertyforsale #cash #money #financialfreedome #timesaver #3steps #dallasrealestate #justdoit

In Episode 14 of the podcast, we dive deep into the emotional and practical sides of money mindset, especially as it relates to real estate investing and raising financially savvy children.

Talking about money can bring up a lot—shame, fear, guilt—but it’s time to shift the narrative. We explore how to start small, take control, and develop a confident relationship with money by understanding where your money goes, how banks make money off you, and the power of saving—even just a few dollars at a time.

We also break down:

One of the biggest takeaways from this episode?

How to bring your children into the conversation and the business. We talk about how kids can be involved in your real estate investing journey, helping them understand the value of money, how to work for it, and how to save for what they want.

These early money lessons help build confidence, discipline, and financial literacy from a young age.

Whether you're a parent, a new investor, or someone trying to repair your relationship with money, this episode is full of insights and action steps to help you create generational wealth, talk openly about finances, and lead by example.

It’s never too early—or too late—to raise your wealth mindset.

#money #moneymindset #moneymakinmamas #podcast #children #teachyourchildren

In Episode 13 of Money Makin' Mamas, we explore one of the most essential (yet often misunderstood) tools for business growth: strategic networking.

This conversation is designed for moms building brands, launching businesses, or advancing in their careers—women who understand that success is rarely a solo journey.

We cover:

This episode draws on real-world experiences and research-backed principles of influence—like likability, authority, and social proof—to help you grow a network that not only supports your business but amplifies your impact.

Whether you're just getting started or refining your networking strategy, this episode will help you connect with confidence, clarity, and purpose.

#networking #moneymakinmamas #momlife #influencers #realestate #socialmedia