Taking care of your finances can be easier if you educate yourself, and stick to a clear plan. In fact, one of the smartest ways to save money is to cut expenses. A few ideas are to refinance student loans or your mortgage, use apps to receive cash back or find ways to save on insurance, among others. If you have trouble saving money for a rainy day or just need some extra cash, there are plenty of ways to drastically cut your expenses.

A 529 plan is an excellent way for you to begin saving for your children's college education early. Plans are accessible in all 50 states of the U.S., with plan administrators delegated to select investments that they believe are right for the state's program, potentially leading to a smoother investment process and reduced fees arranged thanks to community buy-ins.

Successful investing results in achieving financial goals and enjoying financial independence. The fight for financial freedom is something that most of us strive to win and cement a successful future. Apart from the typical paycheck, becoming an investor ensures a constant revenue stream to sustain your financial health.

Like it or not, tax time comes this time of year every year. Do you know what that means? That means it is time for you to start thinking about how you are going to file your tax returns by the April 15, 2021 deadline.

As you contemplate filing your 2020 taxes this year, it would be a good time to also start thinking about your 2021 taxes. This would be the perfect opportunity for you to organize your taxes. Many mistakes are made in haste when you're in a rush to file taxes.

With an eye on getting ahead of your 2021 taxes, here are five suggestions worthy of your consideration.

Financial independence is the goal of many people. The idea of being able to do what you love, living stress-free of money concerns, is appealing. Why is this goal elusive for so many? It is often because people ignore the basic principles that are the foundation to achieve financial independence. There are some common points that can help you reach the goal of financial independence. Once you reach financial independence, you will be able to make more choices on how you want to live. 

Business credit is essential so that your business can grow and thrive. You can be assured that you’ll have funds to maintain and build your business when you have sufficient credit. Here’s how to build business credit in five simple steps.

2020 Put unprecedented stress on companies. Systems like the Profit First Formula help enterprises to plan for the future. Businesses first pay profit, taxes, personal then operating expenses and a rainy day fund.

As a business owner, you are busy making sure that all aspects of your company run well. As you go about your day, it's easy to let paperwork pile up into a cluttered mess. Once its time to spring clean, you must resist the temptation to toss it all in the trash. You need to keep some of this paperwork around to track your spending and protect your business. Here is a guide to know when to keep your receipts and when to throw them away.

Let’s face it, we live in a society of convenience. Most Americans want the microwave version of life rather than savoring the flavor of a life lived “slow-cooked” and deliberately.

If you’re in the “microwave majority,” how is that working out for you…and your finances? Are you wondering where your paycheck went as you drive through the fast food restaurant on your way to pick up your coffee before you one-stop shop at the closest yet most expensive grocery store in town?

If you’re ready to make some changes to saving some change, reframing the way you think about convenience and your shopping habits is the name of this money game!

There are several ways in which a financial advisor can assist with your finances. Some of these will entail retirement planning, financial planning, and investing. Not everyone needs a financial advisor. However, when you have investable assets and you're thinking about your financial future, it's essential to work with a financial advisor.

The guide below will walk you through what financial advisors do and their importance. It can help you examine whether you'll be well served if you opt to work with a financial advisor.