⏱️ Episode Timestamps:

00:00 | In this episode

00:20 | Meet Elena Hawk

01:18 | How to spot a millionaire

02:14 | What car do rich people drive

04:26 | Personal finance for beginners

07:21 | Building an emergency fund

11:04 | Budgeting for beginners

13:07 | Subscriptions are the worst

16:55 | Personal finance 101

18:00 | Let's talk tax strategy

20:02 | Why pay for tax planning

22:50 | How to invest for beginners

25:52 | How to invest in stock market

28:39 | Index funds for beginners

34:07 | Take emotions out of personal finances

35:54 | How to become a millionaire

38:28 | What money management tips work

39:54 | Budgeting 101

42:33 | Money talk is crucial

44:25 | On a way to financial independence

50:16 | Cost of living Silicon Valley edition

55:30 | Quick Fire Round

🎙️ Guest: Elena Hawk

Elena is a CERTIFIED FINANCIAL PLANNER® professional, fractional CFO, and entrepreneur helping professionals and founders make confident financial decisions. She leads two financial firms focused on financial planning, investment management, and CFO advisory for startups and small businesses.

Her approach bridges personal and business finance, helping clients cut through noise, build systems, and gain control over their future. Elena’s work is rooted in clarity, strategy, and the belief that money should serve your goals — not the other way around.

🔗 LinkedIn: Elena Hawk

🎧 Host: Alena Gladkova

Alena is the Founder of Key People — a recruiting agency that helps companies hire top global talent in AI, ML, iGaming, and Web3 — and the host of Futures in the Making podcast.

🔗 LinkedIn: Helen Glad

📸 Instagram: @glad.helen

🕵️‍♀️ My team hires top global talents in AI, ML, iGaming, and Web3 for your business: kpeople.guru

🚀 Boost your CV: Career Coaching

👥 Hire top tech talent fast: On-Demand Recruiting

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