Money Matters

In this episode, we sit down with the team from Duo Tax to unpack everything property investors need to know about tax depreciation, capital gains tax (CGT) valuations, and the latest Federal Budget changes. From understanding how depreciation schedules improve cash flow and reduce taxable income, to exploring commercial property opportunities, scrapping benefits, ATO compliance, negative gearing reforms, and the long-term impact on investor wealth creation, this conversation provides practical insights for both new and experienced property investors.

A practical discussion with conveyancer Yasemin Kasimova covering the entire property buying and selling journey. The episode explains the role of a conveyancer, key differences from property lawyers, common mistakes buyers make, auctions, cooling-off periods, settlement risks, strata reports, off-the-plan purchases, first-home buyer schemes, and the legal issues that can affect property transactions. It also provides expert tips for buyers and sellers, along with real-world insights into navigating the Australian property market.

In this episode of Money Matters, property strategist and buyer’s agent Kahla shares insights from decades of experience, covering everything from market cycles and recession-proof investing to identifying high-growth locations and avoiding common portfolio mistakes. The discussion explores how financial planning, due diligence, infrastructure trends, and buyer behaviour shape successful property investment strategies in Australia’s evolving housing market.

00:00 Intro and market headlines on US private credit

00:00:40 Welcome and topic overview with Pallas Capital

00:00:59 Private credit vs private debt explained

00:02:21 Why US private credit fears do not apply to Pallas Capital

00:03:09 Pallas Capital’s real estate backed lending model

00:03:55 How the loan book is structured across development stages

00:06:41 Loan sizes, risk profile, and zero loss track record

00:09:01 Tripartite security and personal guarantees explained

00:10:11 Defensive qualities of senior debt vs equities

00:12:19 Managing stress in downturns and rebalancing LVRs

00:14:38 Global turmoil, oil prices, and construction cost pressure

00:17:49 How value is created through the development cycle

00:20:02 Progressive drawdowns and risk mitigation in construction loans

00:22:23 Understanding the capital stack and repayment priority

00:24:44 How private debt became mainstream after 2015 to 2016 regulation changes

00:26:59 What happens if Pallas Capital fails as a business

00:29:15 Institutional backing and why it matters

00:32:22 How long institutional due diligence takes

00:35:11 ASIC oversight and the maturing non bank lending market

00:37:10 The role of private lenders in Australian construction funding

00:38:45 Pallas Capital growth in Australia, New Zealand, and London

00:40:51 Final thoughts on housing supply and future outlook

00:41:13 Closing remarks

00:00 Opening Teaser: The Real Beneficiaries of Giving

00:00:52 Welcome to the Money Matters Podcast

00:02:20 Meet Masami Sato and the Story of B1G1

00:04:51 Paul Dunn’s Journey and First Connection to B1G1

00:08:01 Masami’s Personal Origin Story

00:12:14 The Power of Small Actions

00:14:27 Sustainable Development Goals and Meaningful Impact

00:19:15 Why All Global Goals Are Connected

00:22:08 A Powerful Lesson from a B1G1 Study Tour

00:24:34 What Study Tours Really Feel Like

00:29:13 Personal Reflections on Visiting Impact Projects

00:32:29 Why Small Businesses Can Change the World

00:37:20 How Businesses Can Get Involved with B1G1

00:39:53 How B1G1 Projects Are Vetted

00:44:04 Introducing the B1G1 Family Program

00:45:33 Involving Teams in Giving and Creating Meaning at Work

00:49:37 The Goal of Reaching 1 Billion Impacts

00:51:03 Best Practices for Embedding Giving into Business

00:55:00 Final Reflections on Humanity, Purpose, and Starting Today

00:58:36 PJ’s Closing Reflections and Gratitude

01:00:29 Post-Podcast Conversation and Emotional Wrap-Up

01:04:22 PJ Shares His Accounting Firm Acquisition Plans

01:16:52 Baseball, Japan, and a Personal Connection

01:25:13 Cherry Blossoms, Wabi-Sabi, and Final Goodbye

PJ Patterson, CEO of Intrepid Wealth, attended Allas Capital’s Women in Numbers: Illuminating Portfolios event, where he shared practical financial advice and insights drawn from his experience in full-cycle investing. Known for his strategic, client-first approach to wealth creation, Patterson contributed to conversations on portfolio diversification, long-term planning, and empowering women to take control of their financial futures. His participation supported the event’s mission to illuminate smarter investing through inclusive, expert-led dialogue.

In this video, we explore how recycled mobile phones are giving domestic violence survivors a vital lifeline — helping them escape abuse and rebuild their lives safely. Learn how your unused device can become a powerful tool for change.

In this video, PJ Patterson, CEO of Intrepid Wealth, shares insights on how his team helps clients grow their wealth over time, put clear succession plans in place to protect their legacy, and successfully manage complex property projects—from initial planning through to execution.

In this episode, PJ Patterson breaks down smart, actionable ways to help clients make the most of their superannuation before the end of the financial year. From concessional and non-concessional contributions to property strategies within SMSFs, this practical session is packed with tips brokers and advisors can use immediately.

Uncover the hidden risks of property development schemes and the red flags you should be aware of. This video highlights common tactics used in fraudulent schemes and offers practical advice on how to protect yourself. Learn how to spot potential scams and make informed decisions in property development.