In this episode, Laurie Hancock and Deb Christensen discuss the implications of the Federal Reserve's interest rate changes on retirement savings, covering various aspects such as bond yields, stock market volatility, savings accounts, real estate investments, and pension funds. They also debunk common retirement spending myths and explore different retirement vehicles and strategies, including Social Security adjustments and their potential impacts on retirees. The conversation emphasizes the importance of having a comprehensive financial plan to navigate the complexities of retirement.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode, Laurie Hancock and Deb Christensen discuss the importance of maintaining a tidy financial house as part of retirement planning. They explore various strategies for decluttering finances, managing risks, and ensuring a comfortable retirement. The conversation emphasizes the need for a comprehensive income plan, the significance of regular financial reviews, and the balance between frugality and quality in retirement spending. Listener questions provide practical insights into real-life financial scenarios, reinforcing the necessity of professional guidance in navigating retirement planning.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this episode, the hosts discuss various financial pitfalls that can jeopardize retirement savings, using spooky metaphors to illustrate their points. They cover outdated strategies (zombies), high fees (vampires), short-term thinking (demons), impulsive decisions (poltergeists), and fear-based choices (banshees). The conversation emphasizes the importance of having a tailored financial plan, understanding Medicare options, and preparing for retirement lifestyle changes. The episode concludes with a Q&A segment addressing listener questions about retirement planning and Medicare.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

The hosts discuss various financial weather events that can impact retirement planning, using weather-related metaphors. They cover topics such as ignoring risk management, making rash decisions, overspending in early retirement, failing to diversify investments, taking on too much debt, and not adjusting for inflation. They emphasize the importance of honesty, integrity, and hard work in financial planning, as well as taking personal responsibility and being actively involved in creating a secure financial future. The hosts offer a complimentary financial review and analysis to help listeners develop a customized retirement income plan. In this conversation, Gary Nolan, Laurie Hancock, and Deb Christensen discuss the importance of working with a financial advisor. They highlight the benefits of expert financial guidance, accountability, and discipline. 

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

The conversation discusses the psychological phases of retirement and provides tips for each phase. The four phases are: the vacation phase, the feeling lost phase, the trial and error phase, and the reinvent and rewire phase. The conversation also explores ancient wisdom related to financial planning, such as being prepared, making informed decisions, and building a strong financial foundation. The hosts emphasize the importance of having a comprehensive retirement plan and offer a complimentary financial review for listeners. In this conversation, Deb and Laurie discuss important financial lessons for children and grandchildren. They emphasize the power of compound interest and the benefits of starting to save early. They also discuss the importance of consistent savings and provide information on custodial Roth IRAs and 529 education savings plans. The conversation touches on the topic of taxes and the need for professional advice. They also discuss the importance of emergency savings and teaching children about budgeting. The conversation concludes with advice on teaching children about money and investing.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this conversation, Laurie Hancock and Deb Christiansen discuss the impact of the current economic landscape on the average investor and provide tips for navigating market volatility. They emphasize the importance of staying calm and not panicking during market downturns, as well as the benefits of having a solid retirement plan in place. The hosts also discuss the seven habits of highly effective people and how they can be applied to retirement planning. They encourage listeners to be proactive, begin with the end in mind, put first things first, think win-win, seek first to understand, then be understood, synergize, and sharpen the saw.  They also discuss the impact of macroeconomic factors, the need for psychological preparedness and emotional discipline, and the recent Social Security data breach. The hosts provide tips for leaving an inheritance for children without sacrificing one's retirement lifestyle and address a question about early 401k withdrawals.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

Navigating market volatility can be challenging for individuals nearing retirement. Here are some key strategies to help you manage risk and protect your retirement savings in these tumultuous times. In this conversation, Deb and Laurie discuss various important components of retirement planning that are often overlooked. They cover topics such as tax planning, inflation, market volatility, healthcare costs, retirement income, and longevity. They emphasize the need for comprehensive financial planning and the importance of having a diversified income stream. The conversation also touches on the differences between index funds and ETFs, as well as the concept of period certain in annuity contracts.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

This episode of Money Matters with Deb and Laurie focuses on 401k retirement plans. The hosts discuss the basics of 401ks, including how they work, the benefits of employer matching contributions, and the importance of understanding investment options. They also touch on the risks of taking loans from 401ks and the rules for withdrawing funds. The episode emphasizes the need for professional financial advice and offers a no-cost, no-obligation financial review to listeners. The conversation covers various topics related to 401ks, including different types of plans, investment choices, and maximizing growth potential. In this conversation, Deb and Laurie discuss various topics related to retirement planning, including webinars, 401k plans, target date funds, brokerage windows, and pension funds. They emphasize the importance of starting to save early and the impact of time on investment growth. They also offer a no-cost, no-obligation financial review for listeners.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

In this conversation, Deb and Laurie discuss the signs that indicate it's time to retire. They cover topics such as financial readiness, emotional readiness, health readiness, and social security benefits. They also reference the book 'The Richest Man in Babylon' and discuss the five laws of gold mentioned in the book. The laws emphasize the importance of saving, investing wisely, seeking advice from experts, avoiding risky investments, and being cautious of get-rich-quick schemes. In this conversation, Laurie Hancock and Deb Christensen discuss various topics related to retirement planning and financial management. They touch on the importance of understanding risk tolerance and how it changes with age, the concept of sequence of returns risk, and the need for steady guaranteed income in retirement. They also address questions from listeners about contributing to an IRA, filing for retroactive Social Security benefits, and dealing with paper bonds. 

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.

The retirement world has seen significant changes in recent years, and these changes have the potential to greatly impact retirees' financial future. Some of the key changes discussed in the conversation include the increase in the age for required minimum distributions (RMDs), the elimination of the stretch IRA, and the potential impact of inflation on retirement savings. Other topics covered include the increase in contribution limits for retirement accounts and the potential insolvency of the Social Security trust fund. The conversation emphasizes the importance of having a comprehensive financial plan and working with a financial advisor to navigate these changes. . They emphasize the need for regular meetings with a financial advisor to ensure that asset allocations are still in sync with goals. They also discuss the different types of investments and strategies that can be used to protect a portfolio from market volatility and inflation. The conversation concludes with a discussion on the 3-4% rule for retirement withdrawals and the importance of having a comprehensive financial plan.

Reach out to Deb and Laurie at  800-932-5010 or

https://www.gvcpleasantgrove.com/money-matters-radio-show

See omnystudio.com/listener for privacy information.